Brand new homes are often cheaper to insure, but not always. Many factors go into calculating the cost of home insurance for new builds, including your: So, having a brand-new...
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Brianna Harrison
Brianna Harrison writes for YouSet from her home base in Montreal, Quebec. Over the past eight years, she has written for leading Canadian brands on personal finance, insurance, and travel-related topics, with work featured in The Globe and Mail. Her mission is to break down complex topics, especially those around home and car insurance, and make them more accessible for Canadians.
Why Your Insurance History Matters More Than You Think
Most people know insurers consider factors such as your home, car, or postal code when calculating a quote, but what most people don’t realize is that your insurance history is...
Read moreHow To Change From One Insurance Company to Another
Switching insurance providers is a personal decision, and it often comes down to a mix of cost, coverage, and how well your insurer supports you when you need them. If...
Read moreIs It Normal for Home and Car Insurance To Go Up?
Is it time to renew your home or car insurance? If it came in at a higher price than last year, you’re not alone. The reality is that in 2026,...
Read moreHow to Pick and Set Up Tenant Insurance in Ontario
In Ontario, renters’ insurance is often a requirement of your lease–not just something that’s nice to have. Landlords may set minimum coverage limits, but you need to pick the policy...
Read moreWhat Cities in Ontario Are Flood-Prone?
Flooding in Ontario is becoming more frequent and severe, especially as extreme weather events occur and infrastructure in some communities struggles to keep up. While flooding can happen almost anywhere,...
Read moreIs Your Homeowners Insurance Family-Friendly?
As families grow, so do their homes and the risks that come with them. Family life adds layers of complexity, and that directly translates to homeowners’ insurance. What once might...
Read moreHow To Choose the Best Insurance Provider For Your Needs
In Canada, you have a lot of options when it comes to buying insurance –and that’s a good thing. But with so many providers to choose from, how do you...
Read moreCar Insurance Requirements for Leased Vehicles
Leasing a car is a great way to drive a newer model without the long-term commitment of ownership, but it also comes with a few additional responsibilities, like making sure...
Read moreHow to Switch Insurance Companies Without a Coverage Gap
People switch insurance companies for all kinds of reasons, whether that be a better price, superior customer service, or convenience. Whatever the reason may be, the key is to make...
Read moreWhy Does Insurance Ask If You Have a Dog?
Getting a home insurance quote can feel like answering a million questions. One that often catches people off guard is, “Do you have a dog?” It might seem like an...
Read moreRenter-Friendly Home Security Systems for Apartments
Unlike homeowners, renters can’t always install a home security system whenever and wherever they’d like. Lease agreements, landlord approval, privacy rules, and the risk of installation damage all affect what’s...
Read more15 Areas in Toronto That Are At Risk of Flooding
When you think about Toronto, flooding probably doesn’t come to the top of your mind, but it’s a growing concern across the GTA. From neighbourhoods near the Don River and...
Read moreMy House Was Struck by Lightning. What Next?
In Canada, more than two million lightning strikes hit the ground every year. While the chances of one striking your house are low, it’s not impossible. From fires hidden inside...
Read moreHow To Insure a Condo You Just Purchased Before Closing
Buying a condo is a huge milestone – congratulations! You’ve found your space, your offer has been accepted, and closing day is just around the corner. But before you get...
Read moreThink Your Car’s a Total Loss? Here’s What to Do (and Not Do)
Has your car been declared a total loss after an accident? Between going back and forth with the insurance company, repair estimates, and the thought of replacing your vehicle, it’s...
Read moreHow To Get the Most Accurate Home Insurance Quote
When it comes to home insurance, honesty and accuracy are everything. If you guess or leave out key details, your quote will not accurately reflect reality. And if you intentionally...
Read moreMy Car Was Hit By a Deer. What Next?
Collisions with wildlife happen more often than you might think, especially with deer. They can be unpredictable and are often hard to spot until it’s too late. In fact, most...
Read more10 Garage Door Security Ideas for Homeowners (By Price)
Garage door security is one of the most overlooked parts of home safety, but it’s also one of the most important. Garages are one of the most common targets for...
Read more$1 vs $2 Million: How Much Liability Coverage Is Enough?
Liability coverage protects you financially if you’re found legally responsible for causing an injury to someone or damaging their property. Instead of paying out of pocket, your insurance company pays...
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