Condo owners often see “unit contingency” in their insurance policy and wonder what it actually means, or if they need to buy extra coverage. Fortunately, the answer is no, as...
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Brianna Harrison
Brianna Harrison writes for YouSet from her home base in Montreal, Quebec. Over the past eight years, she has written for leading Canadian brands on personal finance, insurance, and travel-related topics, with work featured in The Globe and Mail. Her mission is to break down complex topics, especially those around home and car insurance, and make them more accessible for Canadians.
What to Do After a Car Accident in Quebec
If you’re here, chances are you’ve been in a minor collision. However minor, a car accident can be a stressful experience, especially if it’s your first time in this situation....
Read moreIs Earthquake Insurance Worth It in Canada?
When most people think of earthquake zones in Canada, the West Coast usually comes to mind. But the reality is that millions of Canadians live in regions with some level...
Read moreMy Car Was Vandalized: What to Do Next and Who to Call
It can be frustrating, confusing, and even a little scary if you discover your car was vandalized. Whether it’s a smashed window, a key scratch, or a slashed tire, you’ll...
Read moreNatural Disasters in Canada by the Numbers
Canada’s vast geography and diverse climate mean no province or territory is completely safe from nature’s extremes. In fact, the Canadian Disaster Database (CDD) has recorded 853 significant events since...
Read moreDoes Car Insurance Cover Repairs? Yes, But…
It’s easy to assume that if you have car insurance, any repair bill will be covered. But in reality, it isn’t that simple. Coverage depends on what caused the damage...
Read moreRATESDOTCA vs. YouSet: Pros and Cons [2026]
It pays to do your research to find the best insurance coverage in Canada. Comparing quotes from multiple insurers can help you spot better rates, get exclusive discounts, and understand...
Read moreIs Driving Without Insurance the Same as Driving Without Proof?
Many drivers think that if they’re pulled over without their insurance papers, they’re considered uninsured. But that’s not quite true. Driving without insurance and driving without proof of insurance are...
Read moreDoes Insurance Cover Theft Outside the Home? Yes, But…
Wondering if your home or tenant insurance policy covers theft outside the home? If you don’t know the answer, you’re not alone. Many Canadians aren’t sure what their insurance actually...
Read moreIs Hail Damage Covered by Car Insurance? Yes, But…
If you’ve been caught in a hailstorm and your car came out of it worse for wear, you might be thinking about filing an insurance claim. In Canada, hail damage...
Read moreHow Much Dwelling Building Coverage Do You Need?
When it comes to protecting your home, dwelling building coverage (also known as Coverage A) is one of the most important parts of your home insurance policy. It helps cover...
Read more[Quiz] Is a Limited Waiver of Depreciation Worth It?
It’s no secret that new cars lose value fast. In fact, most cars depreciate by an average of 30% in the first two years. If your new vehicle is written...
Read moreA Tree Fell On My House. What Next?
There’s a major storm, and suddenly, a tree crashes into your house. What do you do? A fallen tree is one of those surprises no homeowner ever wants to deal with,...
Read moreDo You Need Loss of Use Coverage? Here’s How to Decide
Getting into a car accident is stressful enough, and being without a vehicle while your car’s in the shop just adds to the headache. Depending on the damage, repairs can...
Read moreWho is Responsible for HVAC in a Condo in Canada?
Condo HVAC systems provide heating, cooling, and ventilation for both individual units and shared spaces. In Canada’s extreme climate (hot summers and cold winters), keeping them in good working order...
Read moreDoes Insurance Cover Condo Renovations and Improvements?
Renovating a condo comes with a unique set of rules and responsibilities. Unlike a detached home, condo owners often need approval from their condo association before starting renovations, even for...
Read more[To-Do List] Moving to Ontario From Another Province
Moving to Ontario from another province? Whether you’re relocating for work, school, or simply want to explore a new province, there’s a lot to keep track of. Moving to Ontario...
Read moreInsurance Endorsements You Didn’t Know You Had (Or Needed)
Insurance is meant to protect you. But sometimes, the standard policy isn’t enough–that’s where endorsements (also known as riders) come in. These insurance add-ons let you add an extra layer...
Read moreA Renter’s Guide to Roommate Agreements (+Templates)
If you’ve ever shared a space with someone, you know how quickly things can go from chill to chaotic, especially when rent, bills, and chores are involved. That’s where a...
Read more[To-Do List] Moving to Quebec From Another Province
Thinking of moving to Quebec from another province? Whether you’re relocating for work or school or simply want a change of pace, moving to Quebec involves more than just packing...
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