Compare quotes and buy tenant insurance from top insurers in less than 4 minutes, online.
Affordable tenant insurance this year, next year, and beyond
We don’t just help you find affordable tenant insurance this year, we’ll actually help keep it that way next year (and the year after!) too.
Exclusive rates and discounts
Our technology unlocks exclusive rates and discounts so you always get the best price available.
Buy online or by phone
Get insured your way. Buy online, or chat with a licensed expert by SMS or phone. Simple and flexible.
Stay in control of your renewal
Get proactive alerts if your price goes up at renewal, and we’ll re-shop to find you a better deal.
How to get a tenant insurance quote at the best price
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1
Share and compare
3 minTell us about yourself, and our algorithms will automatically compare multiple insurers and find exclusive discounts.
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2
Buy online
1 minOnce you’re happy with your quote, complete your purchase directly on YouSet through our secure online checkout.
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3
Renew at the best price
You will be notified if your price increases, and we’ll re-shop for a better deal for you.
Shop for tenant insurance by province or city
400,000 users (and counting!) use YouSet to find cheap tenant insurance
Get a quote-
Rapid service, all handled via email and text, no waiting on hold.
JJeremy -
I had already looked for my insurance renewal and thought I had found a good deal. YouSet found an equivalent solution at $400 cheaper.GGuylaine
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Great service! I urgently needed insurance and they issued it in one day.
IIryna
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Fast response, easy and reliable. Got the best rate by a mile with YouSet.
JJulien -
Great experience with the YouSet team, particularly when I changed addresses and went from renting to owning.EEric
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Was able to get a policy and a great policy at that, for a super affordable price that was actioned in 24 hours!
IIrshad
Protect what’s yours with tenant insurance
You get to choose the optional coverages you want, set coverage limits that work for you, and select a deductible that fits your budget.
Save up to 15% more when you bundle
YouSet is the only digital broker in Canada that automatically compares the cost of bundling home and car insurance from a single insurer against the cost of mix-and-match home and car insurers. Whichever option offers the best price is the one we present to you.
Insurer A
Car insurance
$ 35
per month
Home insurance
$ 42
per month
Bundle total
$ 77
Insurer B
Car insurance
$ 32
per month
Home insurance
$ 29
per month
Bundle total
$ 61
Insurer C
Car insurance
$ 38
per month
Home insurance
$ 22
per month
Bundle total
$ 60
Car insurance
$ 32
per month
(Insurer B)
Home insurance
$ 22
per month
(Insurer C)
Bundle total
$ 54
per month
Additional resources for renters
We know that renters insurance can feel intimidating, which is why we created these helpful resources to help you throughout the process.
Yes, YouSet is fully legitimate! We are a registered damage insurance brokerage, licensed by the AMF in Quebec and RIBO in Ontario, allowing us to offer a full range of personal lines insurance products in both provinces.
Absolutely – you can switch to YouSet at any time, even if you’re in the middle of a policy elsewhere! While your current provider may charge an Early Termination Fee, the money you save by switching now might more than make up for the fee in the long run.
While not mandatory by law, your landlord or property management company can require tenant insurance as part of their standard lease agreement, which you agree to by signing it. Some may even require proof of insurance as a condition of the lease. Even if it’s not required, renting without insurance is risky.
Keep in mind that your landlord’s insurance only covers the physical structure and permanent fixtures of the rental unit. Tenant insurance, on the other hand, protects you financially if your belongings are damaged, lost, ruined, or stolen, or if you are held liable in a lawsuit.
Yes, you can usually add other people who are living with you and are on the lease (ex. your roommate) to your insurance policy. However, anyone related by blood is automatically covered and doesn’t need to be added.
You do – the tenant. Fortunately, tenant insurance is relatively affordable, starting at just $12 a month with YouSet. If you’re concerned, it’s always a good idea to get a tenant insurance quote before signing a rental agreement to make sure you can afford the full cost of living in the unit, not just the rent.
When renters buy insurance from YouSet, $25,000 in personal belongings, $1 million in personal liability, and $10,000 in additional living expenses coverage are the minimum amounts automatically included.
Whether or not this is a good amount will depend on factors like the value of your personal belongings, the risk level of your area, and your budget. Keep in mind that the more types of optional coverage you add and the higher limits you select, the more your policy will cost.
What is my best price?
YouSet’s algorithms are designed to do one thing – find you the best price. By analyzing the details you provide, we scan our network of insurers, apply exclusive discounts, and present you with the best option.
