Compare quotes and buy car insurance from top insurers in less than 4 minutes, online.
Affordable car insurance this year, next year, and beyond
We don’t just help you find affordable car insurance this year, we’ll actually help keep it that way next year (and the year after!) too.
Exclusive rates and discounts
Our technology unlocks exclusive rates and discounts so you always get the best price available.
Buy online or by phone
Get insured your way. Buy online, or chat with a licensed expert by SMS or phone. Simple and flexible.
Stay in control of your renewal
Get proactive alerts if your price goes up at renewal, and we’ll re-shop to find you a better deal.
How to get a car insurance quote at the best price
-
1
Share and compare
3 minTell us about yourself, and our algorithms will automatically compare multiple insurers and find exclusive discounts.
-
2
Buy online
1 minOnce you’re happy with your quote, complete your purchase directly on YouSet through our secure online checkout.
-
3
Renew at the best price
You will be notified if your price increases, and we’ll re-shop for a better deal for you.
400,000 users (and counting!) use YouSet to find cheap car insurance
Get a quote-
Rapid service, all handled via email and text, no waiting on hold.
JJeremy -
Very easy to set up my home and auto insurance bundle.
SStef -
I was all set up within 24 hours of submitting for a quote.
TTimmy
-
Fast response, easy and reliable. Got the best rate by a mile with YouSet.
JJulien -
Easy to buy car insurance. Perfect for a busy person like me.NNoli
-
Was able to get a policy and a great policy at that, for a super affordable price that was actioned in 24 hours!
IIrshad
Personalized car insurance policies in 4 minutes
You have the flexibility to choose the optional coverages you want, set coverage limits that suit your needs, and select a deductible that fits your budget, making your policy truly one-of-a-kind.
Save up to 15% more when you bundle
YouSet is the only digital broker in Canada that automatically compares the cost of bundling home and car insurance from a single insurer against the cost of mix-and-match home and car insurers. Whichever option offers the best price is the one we present to you.
Insurer A
Insurer B
Insurer C
Additional resources for drivers
We know that auto insurance can feel intimidating, which is why we created these helpful resources to help you throughout the process.
-
Get a car insurance quote
-
Car insurance calculator
-
How to switch to YouSet
-
Home insurance
-
Help center
Yes, YouSet is fully legitimate! We are a registered damage insurance brokerage, licensed by the AMF in Quebec and RIBO in Ontario, allowing us to offer a full range of personal lines insurance products in both provinces.
Absolutely, you can switch to YouSet at any time, even if you’re in the middle of your current policy! While your current provider may charge an Early Termination Fee, the money you save by switching now might more than make up for the fee in the long run.
Yes, you can buy car insurance online in Canada! You can use YouSet to get a quote in under four minutes and purchase your policy online. Here’s how:
- Start a car insurance quote
- Answer a few questions about yourself and your car
- Wait a few seconds as our algorithms automatically compare car insurance quotes from potential insurers in our network and apply exclusive discounts to get you the best price
- Customize your policy by adding optional coverages, adjusting limits, and selecting the deductible that you can realistically afford
- Complete your purchase directly on YouSet through our secure online checkout
Car insurance is mandatory by law across Canada to protect each and every driver on the road. It helps cover the cost of repairs to your vehicle after a covered collision, as well as expenses if you’re held responsible for injuries, death, or property damage caused to others by your car.
It depends. Some older cars are valuable and costly to insure, while some new cars can be relatively affordable. Along with age, factors like repair costs, safety features, theft rates, and your insurance and driving history also influence the price.
Contrary to popular belief, there isn’t one. Car colour has little to no impact on insurance costs. Your driving record, claims history, vehicle make and model, location, and how you use your car, however, are the types of things that can have a significant impact on the price you pay.
What is my best price?
YouSet’s algorithms are designed to do one thing – find you the best price. By analyzing the details you provide, we scan our network of insurers, apply exclusive discounts, and present you with the best option.


