Buy better car insurance for less
Finding affordable auto insurance has never been easier thanks to YouSet. Compare auto insurance quotes in less than 4 minutes with YouSet and find the best protection for your vehicle. Our automated platform will screen the market for auto insurance policies that suit your needs, helping you save time and money.
Why choose YouSet?
YouSet’s automated platform is easy-to-use and finds you the best auto insurance quote available in less than four minutes. In fact, YouSet has saved customers, on average, 29%, on all their home and car insurance premiums. At YouSet, we combine data, modern technology, and human expertise to find you the best auto insurance policy.
Rather than manually comparing auto insurance quotes from different companies, YouSet will immediately connect you with multiple insurers in minutes. With YouSet by your side, shopping for auto insurance is completely transparent, helping you protect your vehicle with a personalized policy.
YouSet’s online platform is free, and comes with personalized support every step of the way, via chat, email, or phone, ensuring you find the best auto insurance policy on the market. YouSet has served over 100,000 satisfied users and will find you an affordable auto insurance policy that works for you.
What is the process of getting auto insurance with YouSet?
Shopping for auto insurance can be time-consuming, especially when comparing quotes from different companies. With YouSet, our online platform will help you find a personalized auto insurance policy in less than four minutes.
Begin by answering a few questions, and our algorithm will immediately connect you with multiple auto insurers. The final step involves customizing your auto insurance policy with any coverages you might want.
Once you have finished customizing your auto insurance policy, you can purchase it directly from YouSet’s online platform. YouSet is here to help every step of the way, offering support via chat, email, or phone to answer any questions you might have.
What does auto insurance cover?
Your vehicle is one of your most valued assets. Auto insurance policies protect your vehicle in case of accident, theft, and potential damage, offering some much-needed peace of mind on the road. Indeed, auto insurance policies are mandatory in Canada.
Common auto insurance coverages include but are not limited to, liability insurance, collision insurance, accident benefits, car rental insurance, collision forgiveness, road-side assistance, and more.
Auto insurance coverages differ from insurer to insurer and will ultimately depend on what you are looking for. With YouSet by your side, however, finding the best auto insurance policy is as straight-forward as ever, helping you compare and understand auto insurance quotes in less than four minutes.
Standard auto insurance coverages
Standard auto insurance policies will include a number of different coverages including liability insurance, accident benefits, collision or upset coverage, as well as comprehensive coverage. Learn more about standard auto insurance coverages.
Liability coverage is mandatory in Canada before hitting the road and is an essential component of auto insurance policies. Liability insurance coverage protects you and other drivers financially in accidents when you are at fault.
However, you don’t necessarily have to be at fault. In Quebec, there is no fault indemnisation. You claim directly with your insurer even if you are not at fault. Liability insurance will cover damages caused to a third party and covers damages, injuries, or losses experienced by you or another driver.
Collision insurance covers the cost of repair or replacement of your vehicle if you hit another car or object, including a street sign, fire hydrant, light, and more. It also covers you if another car hits you and includes upset. This coverage can also help cover the cost of replacing your vehicle after a collision.
Comprehensive coverage covers all damages to your vehicle other than collision and upset including fire, theft, vandalism and windshield replacement. This coverage protects your vehicle in a number of different scenarios, especially when you are not driving. This can include a rock cracking your windshield, weather-related damage, airborne objects, and more.
Your deductible is set by you when you take an automobile insurance policy and it will be the amount that you need to pay to the insurance company in the event of a claim. In some collision claims, you will not be required to pay a deductible if the other person is 100% liable.
Accident benefits coverage is yet another mandatory requirement in your auto insurance policy (except in Quebec, Newfoundland and Labrador), covering you and those mentioned on the policy for death, dismemberment, and reimbursement of medical expenses in the event of an automobile insurance claim. It will also cover the insured during an automobile accident even if they are the passenger in another vehicle, a pedestrian or riding a bicycle.
Note: In Ontario, B.C., Manitoba, and Saskatchewan, this coverage is included in your government auto insurance plan, while for the rest of Canada, this coverage must be added to your auto insurance policy.
Optional auto insurance coverages
From coverage for roadside-assistance fees to insurance for vehicles that you do not own, there are a few considerations to make with auto insurance policies. Learn more about optional auto insurance coverages.
Coverage for vehicles that you do not own, including rental cars in Canada and the United States
While car rental companies offer their own insurance, adding car rental insurance to your auto insurance policy protects you against damage, theft, and liability. This is particularly useful if you regularly rent cars.
Coverage for roadside-assistance fees
Emergency road-side assistance is yet another important coverage, helping you easily access roadside services in any situation. Whether you get a flat tire, or need your vehicle towed, emergency-roadside assistance has you covered. This coverage ensures you get the help you need on the road quickly and safely.
Optional auto insurance coverages
From coverage for roadside-assistance fees to insurance for vehicles that you do not own, there are a few considerations to make with auto insurance policies. Learn more about optional auto insurance coverages.
QEF 27 - Coverage for vehicles that you do not own, including rental cars in Canada and the United States
While car rental companies offer their own insurance, adding car rental insurance to your auto insurance policy protects you against damage, theft, and liability. This is particularly useful if you regularly rent cars.
Coverage for roadside-assistance fees
Emergency road-side assistance is yet another important coverage, helping you easily access roadside services in any situation. Whether you get a flat tire, or need your vehicle towed, emergency-roadside assistance has you covered. This coverage ensures you get the help you need on the road quickly and safely.
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2023-06-12
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2023-06-12
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2023-06-09
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2023-06-07
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Why do I need auto insurance?
Auto insurance policies are mandatory in Canada by law and offer you an additional layer of security before hitting the road. These policies can protect you from having to pay for repairs to your car or another vehicle if it has been damaged in an accident. Coverage for damages to the vehicle can be mandatory if the vehicle is financed or leased.
Auto insurance policies protect your vehicle in any situation, whether you are a victim of theft, get into an accident, or with civil liability claims. Put simply, auto insurance helps you secure one of your largest investments, offering financial protection against the unexpected.
After all, accidents happen – even to the best of drivers. Learn more about protecting your vehicle with a fully customizable auto insurance policy in less than four minutes with YouSet.
What happens in case of an accident?
The first step is to exchange all relevant information with the other driver. This includes the following:
Once the information has been exchanged, it is recommended to contact your insurance company as soon as possible and explain the accident.
The insurance company will typically send a claims adjuster to assess the damage, while your insurer determines who was at-fault for the accident. With your claim submitted, simply pay your deductible and repair any damages your car might have following the accident.
Auto insurance FAQs