At YouSet, we’re on a mission to build the most efficient and most loved insurance platform in Canada. In order to do so, our technology and team of insurance brokers work hard to find you the best coverage at a competitive price. As an insurance brokerage, we serve as an intermediary between you and the insurance companies we work with. We place your insurance with an insurer that provides a competitive price, is reliable and best suits your needs. 

In return for our work, we are paid a commission by the insurance company based on your insurance premium. These commissions vary from company to company and also on the type of policy. The list below shows the companies that we work with and the range of commission we earn when placing your insurance policy with them.

In addition to the commission we receive for placing insurance with these companies, we may also receive a contingent commission. Those companies marked with an asterisk (*) may pay us a contingent commission. This contingent commission is based on a combination of many factors such as growth, profitability, volume, and retention. This contingent commission is not guaranteed and cannot be predicted in advance.

If you have any additional questions regarding the compensation structure of YouSet, please don’t hesitate to contact us via email at contact@youset.ca.

Aviva 

Chubb

Echelon

Economical*

Estrie Richelieu

Intact*

L’Unique*

Nordic

Northbridge

Optimum 

Pafco

Promutuel

*Insurers with whom 10484750 Canada Inc. (YouSet Insurance) has a Contingent Commission agreement. 

Commission Range by Line of Business: 

• Personal Property: 20%
• Automobile: 12.5%

As of December 2022, over 60% of personal lines insurance premiums are with Economical.

Other resources:

CISRO Principles of Conduct 

RIBO Fact Sheet