Tenants helpful articles and more

Did you know that despite the risks of theft, fire, or major damage, one in three tenants still lack insurance for their apartment? At our renter resource center, we offer articles that can help you find the perfect apartment and gain a better understanding of tenant insurance.
For more helpful articles tailored to homeowners, tenants, auto owners, and more, visit our resource centers and common questions page.
Can Landlords Ask for Proof of Renters Insurance? Yes, But…
You’ve asked for quotes, compared them, and purchased a renter’s insurance policy at the best price. You’re all set, right? Not quite. There’s one...
Read moreScotiabank Tenant Insurance vs. YouSet: Pros and Cons [2025]
As with nearly all of Canada’s top banks and financial institutions, Scotiabank has an insurance arm, known as Scotia Insurance. Through it, renters, homeowners,...
Read moreIs It Normal Wear and Tear or Damage? A Renters Guide
Everyone knows that when you live somewhere long enough, a scratch, dent, stain, or loose hinge is bound to happen. This natural aging of...
Read more[Checklist] 38 Places to Change Your Address When Moving
Moving to a new home is a big deal–whether you’re moving to a new neighbourhood, city, or even province. Amid the excitement (and chaos)...
Read moreDo Home and Car Insurance Renew Automatically?
From your Netflix subscription to your gym membership, many of the services you rely on are set to auto-renew by default. But when it...
Read moreSonnet Tenant Insurance vs. YouSet: Pros and Cons [2025]
When shopping for tenant insurance in Canada, one name you’ll likely come across is Sonnet. Owned by Economical Insurance, one of Canada’s largest property...
Read moreDoes Insurance Cover Basement Flooding? Yes, But…
Whether you’re a renter living in a basement apartment or are the owner of a home or condo with a basement, one of the...
Read moreQuestions to Ask (and Avoid) When Renting an Apartment
When looking at apartments for rent, you can only learn so much by half-heartedly walking around, opening a few doors, and peeking in a...
Read moreDoes Home Insurance Cover Engagement Rings?
It doesn’t matter if you’re the one buying or the one receiving the ring; engagement ring insurance is an essential step in protecting such...
Read moreAre Basement Apartments Legal in Canada? (+Checklist)
When scrolling through ads for places to rent, you’ll see everything from luxury penthouses to small one-room studios. But what if the unit you...
Read more[Template] How To Cancel Home and Car Insurance Anytime
When you realize you’re overpaying for insurance, have found a better price elsewhere, or have just had one too many frustrating experiences, you likely...
Read moreDoes Insurance Cover Bicycle Theft? Yes, But…
Just like homeowners want to protect their homes or drivers want to protect their cars, if you rely on your bicycle for daily commutes...
Read moreMoving Day in Quebec Checklist (and Survival Guide)
What once was law is now a tradition – and as we all know, traditions are hard to break. That’s why every year on...
Read moreHow Much Is Apartment Insurance in Canada?
Living in an apartment can offer a variety of perks, from reduced maintenance responsibilities to the freedom to relocate without the long-term commitment of...
Read moreInsurance Deductibles: Should You Go Higher or Lower?
Every time you purchase home or car insurance, you’ll need to choose a deductible. If you’re unsure what a deductible is or how it...
Read moreDoes Your Apartment Need Tenant or Condo Insurance?
Unless you’re aware of the distinction between an apartment and a condo, it’s easy to use these terms interchangeably. While this seems harmless, it...
Read moreIs Mold Covered By Insurance? Yes, But…
In Canada, mold can affect any home, at any time – even those belonging to the most careful and proactive individuals. From unnoticed leaks...
Read moreHow To Get Cheaper Renters Insurance in 2025
As a renter, many aspects of your living situation can feel out of your control – from rising rent prices to unpredictable maintenance issues....
Read moreHow to Read a Home Insurance Policy in 10 Minutes
How do you know what home insurance covers and what it doesn’t? Where do you go to find out how much coverage you actually...
Read moreWhat Is Replacement Cost Value Insurance and Is It Worth It?
Have you ever wondered how insurers determine how much money you get back if you file an insurance claim for lost or damaged property?...
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