Tenants helpful articles and more
Did you know that despite the risks of theft, fire, or major damage, one in three tenants still lack insurance for their apartment? At our renter resource center, we offer articles that can help you find the perfect apartment and gain a better understanding of tenant insurance.
For more helpful articles tailored to homeowners, tenants, auto owners, and more, visit our resource centers and common questions page.
Local vs. Monitored Fire Alarm: Which Reduces Insurance?
In the past, you could be down the street at a neighbour’s, across town at work, or even halfway around the world—and be completely...
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Do Roommates Need Separate Renters Insurance?
When you live with roommates, it’s common to split rent and utilities. Some roommates even go half-and-half on streaming services and groceries, if it...
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Does Insurance Cover a Flooded Apartment?
You walk into your apartment one day and see that it’s flooded. There’s water pooling on the floor and soaking your belongings, leaving you...
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[To-Do List] Moving to Ontario From Another Province
Moving to Ontario from another province? Whether you’re relocating for work, school, or simply want to explore a new province, there’s a lot to...
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How to Create a Home Inventory for Insurance (+Template)
Whether you’re a renter, a condo owner, or a homeowner, the reason you have home insurance is to protect yourself and what’s yours. But...
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Renting a Furnished Apartment? You Still Need Tenant Insurance.
Furnishing an apartment from scratch isn’t just a hassle—it can cost you over $8,000. That’s according to Furniture Bank, a Toronto-based charity that helps...
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Insurance Endorsements You Didn’t Know You Had (Or Needed)
Insurance is meant to protect you. But sometimes, the standard policy isn’t enough–that’s where endorsements (also known as riders) come in. These insurance add-ons...
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In a Hurry? Here’s How Long It Takes to Get Home Insurance
We’ve come a long way from the days when getting home insurance meant visiting a brick-and-mortar office during business hours. Today, everything from digital...
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A Renter’s Guide to Roommate Agreements (+Templates)
If you’ve ever shared a space with someone, you know how quickly things can go from chill to chaotic, especially when rent, bills, and...
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[To-Do List] Moving to Quebec From Another Province
Thinking of moving to Quebec from another province? Whether you’re relocating for work or school or simply want a change of pace, moving to...
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Does Insurance Cover Forest Fires In Canada?
Forest fires are a growing concern in many areas of Canada, particularly in Alberta, British Columbia, Quebec, and Ontario. If you live in an...
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belairdirect Tenant Insurance vs. YouSet: Pros and Cons [2025]
As a renter, your goal is pretty simple: protect what you own without overpaying for tenant insurance. That might be why belairdirect is on...
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The Perks of Using an Insurance Broker in Canada
Whether you’re buying home, tenant, condo, or car insurance, it’s always a good idea to get quotes from multiple insurers to find the best...
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Landlords Insist on Renters Insurance – Here’s Why
Whether you’re moving into your very first apartment or have been renting for years, you might find that your landlord requires you to have...
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Home Insurance Covers Jewellery, But Is It Enough?
Whether it’s an engagement ring from a partner, a family heirloom passed down through generations, or a necklace bought to mark a personal milestone,...
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[Template] Fill-In-the-Blank Tenant Reference Letter
Writing a tenant reference letter might seem like a small task, but it can make a big difference for someone looking to rent their...
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The Safest Neighbourhoods in Toronto, Based on Police Data
Are you looking for a safe place to live, work, and raise a family in Toronto? Whether you’re moving across the city or settling...
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Can Landlords Ask for Proof of Renters Insurance? Yes, But…
You’ve asked for quotes, compared them, and purchased a renter’s insurance policy at the best price. You’re all set, right? Not quite. There’s one...
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Scotiabank Tenant Insurance vs. YouSet: Pros and Cons [2025]
As with nearly all of Canada’s top banks and financial institutions, Scotiabank has an insurance arm, known as Scotia Insurance. Through it, renters, homeowners,...
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Is It Normal Wear and Tear or Damage? A Renters Guide
Everyone knows that when you live somewhere long enough, a scratch, dent, stain, or loose hinge is bound to happen. This natural aging of...
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