YouSet vs Beneva : Finding the best home insurance in (2024)
Beneva, a newcomer to Canada’s insurance market, is born from the union of two major Canadian insurers: La Capitale and SSQ Insurance. But the question arises: Does prominence alone make it a suitable choice for a good insurance company? With the growing demand for cost-effective home insurance and the convenience of user-friendly online insurance shopping services, Beneva must rise to the challenge of meeting these ever-changing consumer preferences.
The combination of rising interest rates, increasing living expenses and fast-paced lifestyles makes the need for insurance companies that provide affordable insurance policies, offer user-friendly customer support, and maintain excellent online platforms for purchasing and managing policies. People are looking for home insurance that is both cost-effective and high quality.
That’s where YouSet insurance comes in; an innovative platform that’s quickly gaining popularity in Canada. YouSet offers advanced tools that help users easily find cost-effective home insurance without sacrificing quality.
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- Quickly compare home insurance prices online;
- Unlock exclusive rates and discounts from top insurance companies;
- 100% user-friendly online experience;
- Save time and money;
- Get the best coverage for your needs, fast.
If you’re reading this, you might be in the process of looking for insurance for homeowners or tenants from Beneva, or at least looking for some alternatives. Let us help you compare services, and weigh the pros and cons.
YouSet vs Beneva at a glance
Beneva Insurance, created from the merger of LaCapitale and SSQ, two renowned insurance providers, offers a diverse array of policies including auto, tenant, condo, home, recreational vehicle, and commercial insurance. Meanwhile, YouSet stands out as a dynamic, innovative platform focused on finding cost-effective insurance solutions for its clients.
YouSet: Tenant and home insurance review
YouSet is a Canadian brokerage platform that works closely with verified insurers to simplify your shopping experience by comparing multiple insurance policies in less than 4 minutes. As insurance brokers, we’re experts in the insurance market and only work with companies that carry an excellent reputation. After a careful screening process, we give these companies an opportunity to compete for your business.
We’ll help you save up to 29% on your insurance policy and you only need to share your information once: our algorithm will study the market and match you with the best insurance policies from top insurers, helping you save on your home and tenant insurance rate.
YouSet advantages
- Access exclusive rates and discounts
We’re different, and here’s why: we unlock special access to exclusive rates and extra savings just for you! You won’t find these offers anywhere else. How do we do it? After years of crafting unique tech magic and partnering with awesome insurance companies, we’re bringing you these unbeatable offers.
- Never shop for insurance again
When it’s time to renew your policy, if your premium goes up, you can easily use our platform to find a better offer and switch in just a few clicks. Buying directly from an insurance company means facing potential price increases at policy renewal time. You’ll either have to accept higher premiums or repeat the entire process: market shopping, finding a better insurance quote, canceling, and purchasing a new policy.
- Outstanding customer reviews
If you’re serious about getting the best insurance policy for your money, don’t forget to read the customer reviews, as they provide a genuine perspective on what you’ll really be buying. YouSet boasts a rating of 4.9/5, among the highest in the entire Canadian insurance market.
Claudio Cignola2024-04-23Very good service. Have been with them 5 years now and we get competitive pricing and great service. Thank youAndre Fafard2024-04-22Excellent et efficace et très rapideChantal Bechard2024-04-22Super rapide et de qualitéGeleia2024-04-19Bon service rapide et fiable
YouSet disadvantages
- Less known by the public: as YouSet is a relatively new company, not everyone is familiar with the brand.
- Availability: YouSet is currently only available in Ontario and Quebec, but there are plans to expand to other provinces and territories in the near future..
Beneva: Tenant and home insurance review
LaCapitale and SSQ merged to create Beneva Inc., a company with over 75 years of combined executive experience. The integration is nearly complete, with previous LaCapitale and SSQ policyholders now submitting claims to Beneva. However, all disability claims via cheque should be addressed to La Capitale Financial Security Insurance Company, while other claims go to Beneva Inc.
Beneva provides group and individual insurance, including home, auto, life, and health. The team is committed to helping customers manage their budgets and savings. For more information and resources, Beneva’s website offers a learning hub, service updates, and a blog with tips and tricks.
Beneva advantages
- Created by the merger of LaCapitale and SSQ
The merger of two dignified and well-established companies not only brings together decades of executive expertise, but also combines their strong financial assets, creating a more robust financial foundation. - Modern website
The company has a simple and modern website, notable for its user-friendly design and simplicity, which sets it apart from the typically busy interfaces of other insurance company websites. - Wide range of insurance products
They offer many types of insurance policies including car, tenant, condo, home, recreational vehicle and commercial insurance.
Beneva disadvantages
- Low customer satisfaction score
The company’s customer satisfaction score, only 1.9 out of 5 stars on Google reviews’“, suggests potential shortcomings in meeting policyholder expectations. This indicates a significant area where the company could improve. - Higher than average premiums
The premiums at Beneva are reported to be higher than the industry average. - You have to call them (during business hours
A notable disadvantage of Beneva Insurance is the requirement to call them. You can get an insurance quote online, but to make a purchase you have to call them, and this must be done during business hours.
YouSet vs Beneva: Which home insurance should you choose?
Every insurance company has a unique strategy in terms of its business focus and underwriting criteria, often targeting different types of customers. This means that different insurers will charge different prices for the same product. They usually offer better prices to certain groups of people. So, if you’re not in their target group, you might get a higher price quote. It’s essential to explore all your options if you want a really good deal.
Our recommendation?
Get insurance quotes from different providers before making a decision. However, if you’re short on time and don’t want to fill out multiple home insurance quote forms or call several companies, our platform can do the heavy lifting for you.
Last but not least, if you ever need to make a claim and end up disagreeing with Beneva, you will have to deal with a huge corporation that will have its own interests at heart. With YouSet, it’s different: we’ll work on your behalf, step in to communicate with the insurance company and help you get things sorted out as quickly as possible. Our team of expert brokers knows the claims process inside out, and will help you navigate the complex claims resolution process effortlessly. We’ll even offer you a free 30-minute consultation with a lawyer during your claims process, should you need it.
Have a look at our prices. Get a free quote here and a first-hand impression of what we can do for you.
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