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Home > Blog > Tenant insurance > The First Apartment Checklist Canadian Renters Need

The First Apartment Checklist Canadian Renters Need

The First Apartment Checklist Canadian Renters Need
Published on: June 30, 2026
Updated on: April 14, 2026
Written by: Brianna Harrison
Fact-checked by: Emily May

Moving into your first apartment is an exciting step in your life. You have newfound freedom and a space to make your own. But between planning, packing, and coordinating move-in details, there’s a lot to do. 

There are a bunch of small but important tasks that can easily get overlooked in the chaos, like setting up utilities and changing your address, but don’t worry, we’ve got you covered. Follow this first apartment moving checklist to help you stay organized and make your move as stress-free as possible. 

Key takeaways

Follow this checklist when moving into your first apartment: 

  • Document the condition of your apartment 
  • Buy the essentials
  • Buy tenant insurance 
  • Set up utilities and internet 
  • Get keys and/or security codes
  • Review your lease agreement 
  • Get familiar with provincial tenant laws 
  • Review building rules
  • Check smoke and CO2 detectors 
  • Locate the fire extinguisher
  • Identify emergency contacts 
  • Figure out how waste disposal works
  • Create a household budget 
  • Change your address 

Document the condition of the apartment when you first move in

Take photos and videos of your new apartment as soon as you move in, noting any existing damage, leaks, or pest issues. This way, you’ll have a record of the apartment’s condition and won’t be blamed for problems that were already there. If a dispute ever arises, having dated documentation can protect you.

Buy the essentials

When moving into your first home, it’s easy to feel like you need to buy everything at once – but you really don’t. Start with the basics and build from there. A good rule of thumb is, if you catch yourself thinking, “I wish I had…” or looking for something you don’t own, add it to a list and buy it later. This will also help you manage your finances, as buying everything for the first time can be expensive. 

To get started, here’s a list of essentials to have on move-in day: 

Bedroom:

  • Mattress 
  • Pillows 
  • Blanket or duvet 
  • Curtains 

Kitchen:

  • Plates, bowls, cups, cutlery
  • Basic cooking supplies (pots, pans, spatula)
  • Cutting board 
  • Knives 
  • Sponges
  • Dish soap 
  • Hand towels
  • Paper towels

Bathroom: 

  • Toiletries (soap, shampoo, conditioner, deodorant, toothbrush, toothpaste)
  • Bath towel
  • Toilet cleaner and brush 
  • Shower curtain and rod 
  • Trash can 

Miscellaneous:

  • Cleaning supplies (cleaning spray, paper towels, vacuum, mop) 
  • Laundry detergent and fabric softener 
  • Garbage bags 

Buy tenant insurance with liability coverage

Even if it’s not required by law, it’s essential to get tenant insurance, as it protects your belongings from risks like theft, fire, or water damage. It also includes liability coverage, which protects you if you accidentally cause damage or injury to others. Fortunately, you can use YouSet to compare quotes and customize your coverage in minutes. 

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Set up electricity, water, and gas, if required

If utilities aren’t included in your rent, you’ll need to set up an account with a local energy provider (ex. Hydro One in Ontario or Hydro Quebec in Quebec). Set everything up a few days before your move so you have power and water from day one. 

Set up internet

First, check if internet is included in your rent. Some buildings offer free Wi-Fi, but if yours doesn’t, you’ll need to compare providers and plans available in your area. Compare factors like speed, price, contract terms, and availability. Try to book installation in advance (if required), so your internet is ready when you move in. 

Get keys and/or security codes 

Confirm with your landlord how and when you’ll receive the keys or access codes. In some cases, you may get them a few days (or even weeks) before your move, while in others, you’ll meet your landlord on move-in day. 

Review your lease agreement

Take some time to carefully review your lease, as it’s an important, legally binding document that outlines your rights and responsibilities as a tenant. Make sure you understand what’s included in the rent, as well as key details like the lease term, rent amount, and payment schedule. Pay attention to any clauses that outline policies on maintenance, repairs, guests, and pets. And if something doesn’t make sense, ask your landlord for clarification. 

Familiarize yourself with your provincial tenant laws and protections

Tenant rights are a bit different across Canada, so it’s important to understand the rules that apply in your province. This includes topics like rent increases, eviction rules, and what landlords can and can’t require from you. 

For example, in Quebec, security deposits are illegal. You typically only pay for your first month’s rent upfront. This means that if your landlord is requesting any other payment from you, it’s a red flag and you should raise a concern. 

Review the building rules, separate from your unit, if any 

Some buildings have their own rules that apply to all residents. These can cover topics such as noise levels, pets, guest policies, garbage disposal, use of shared spaces, and moving procedures. Review these to avoid fines, complaints, or misunderstandings. 

Check smoke and carbon monoxide detectors

Make sure all detectors are present and have working batteries. These are essential for your safety, so test them when you move in and notify your landlord if anything isn’t working. 

Locate the fire extinguisher 

Find out where the fire extinguisher is (in your unit or in the building) and make sure it’s easily accessible. You’ll hopefully never have to use it, but in an emergency, knowing exactly where it is can make all the difference. 

Figure out the garbage, recycling, and compost system 

Learn how waste disposal works in your building or neighbourhood. You might be able to find this information on a bulletin posted around, or by entering your postal code on your city’s website to see the collection schedule. In some municipalities, you’ll have to register online for waste collection. 

Change your address 

Right after you move, update your address with your bank, credit cards, government services, subscriptions, and any other important accounts. This helps ensure no mail gets sent to your old address. If needed, you can forward your mail for a few months with Canada Post mail forwarding

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