Homeowners helpful articles and more
As a homeowner, it's crucial to understand how building bylaws and codes can impact your insurance coverage, as well as the various factors that determine your policy, such as the value of your property, personal liability, and types of coverage available. Our resource center provides in-depth information and practical tips to help you navigate the complexities of homeowner policy and coverage. Explore our resource center for key considerations on homeowner insurance.
For more helpful articles tailored to homeowners, tenants, auto owners, and more, visit our resource centers and common questions page.
Are Sump Pumps Covered by Insurance?
Your home may very well be the single biggest investment you ever make, and while there are countless ways to protect it, installing and...
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Do Home and Car Insurance Renew Automatically?
From your Netflix subscription to your gym membership, many of the services you rely on are set to auto-renew by default. But when it...
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Why Cottage Insurance Might Cost More Than You Expected
As much as cottages are an escape from everyday life and the backdrop of many core memories, the risks that come with owning one...
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Desjardins Home Insurance vs. YouSet: Pros and Cons [2025]
Desjardins Insurance, part of the Desjardins Group, is the second-largest general insurer in Canada. Underwritten in Quebec by Desjardins General Insurance Inc. and in...
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Does Insurance Cover Basement Flooding? Yes, But…
Whether you’re a renter living in a basement apartment or are the owner of a home or condo with a basement, one of the...
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CAA Home Insurance vs. YouSet: Pros and Cons [2025]
As the trusted name behind one of Canada’s oldest roadside assistance programs and a popular provider of car insurance, many homeowners turn to CAA...
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Does Home Insurance Cover Engagement Rings?
It doesn’t matter if you’re the one buying or the one receiving the ring; engagement ring insurance is an essential step in protecting such...
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A Homeowner’s Crash Course on Backwater Valves
From home security systems to wiring, electrical, and plumbing system upgrades, there are countless ways for you to protect what might be your single...
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Does Condo Insurance Cover Special Assessments?
As appealing as the many conveniences of condo living may be, from shared maintenance responsibilities to desirable amenities, the possibility of a special assessment...
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RBC Home Insurance vs. YouSet: Pros and Cons [2025]
When you think of the Royal Bank of Canada (RBC), you might immediately associate it with banking, credit cards, or even mortgages – but...
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[Template] How To Cancel Home and Car Insurance Anytime
When you realize you’re overpaying for insurance, have found a better price elsewhere, or have just had one too many frustrating experiences, you likely...
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Does Insurance Cover Bicycle Theft? Yes, But…
Just like homeowners want to protect their homes or drivers want to protect their cars, if you rely on your bicycle for daily commutes...
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Moving Day in Quebec Checklist (and Survival Guide)
What once was law is now a tradition – and as we all know, traditions are hard to break. That’s why every year on...
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TD Home Insurance vs. YouSet: Pros and Cons [2025]
There’s no doubt that TD Insurance is a well-known player in the Canadian insurance industry. But is that enough? With the increasing demand for...
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Insurance Deductibles: Should You Go Higher or Lower?
Every time you purchase home or car insurance, you’ll need to choose a deductible. If you’re unsure what a deductible is or how it...
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Does Your Apartment Need Tenant or Condo Insurance?
Unless you’re aware of the distinction between an apartment and a condo, it’s easy to use these terms interchangeably. While this seems harmless, it...
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Is Mold Covered By Insurance? Yes, But…
In Canada, mold can affect any home, at any time – even those belonging to the most careful and proactive individuals. From unnoticed leaks...
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How to Read a Home Insurance Policy in 10 Minutes
How do you know what home insurance covers and what it doesn’t? Where do you go to find out how much coverage you actually...
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What Is Replacement Cost Value Insurance and Is It Worth It?
Have you ever wondered how insurers determine how much money you get back if you file an insurance claim for lost or damaged property?...
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Does Home Insurance Cover Fires? Your Questions, Answered.
From a young age, we’ve been taught about the dangers of fire, so it’s no wonder that as adults, we’re determined to protect our...
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