In Canada, tenant insurance policies cover some types of water damage, provided the incident is sudden and accidental. While you may be protected if your belongings are damaged by unexpected...
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Emily May
Emily May is the Content Manager at YouSet and works from her home base near Toronto, Ontario. Since 2017, Emily has specialized in writing, marketing, and content creation. Through extensive research and with a genuine commitment to addressing the real questions of Canadians, Emily aims to simplify the complexities of home and car insurance. Her mission is clear: to make insurance feel less intimidating and more approachable for the everyday Canadian.
What is Collision Coverage and What Does It Cover?
It’s a common misconception that buying car insurance means you’re fully protected from all potential accidents. You might assume you’ll be covered whether you rear-end someone or back into a...
Read moreDoes Home Insurance Cover Fires? Your Questions, Answered.
From a young age, we’ve been taught about the dangers of fire, so it’s no wonder that as adults, we’re determined to protect our homes and ourselves from this ever-present...
Read moreThe Do’s and Don’ts of Car Insurance Claims
Navigating the car insurance claims process can be challenging, whether you’re a seasoned driver or a first-time one. What steps should you follow? What mistakes should you avoid? Although every...
Read moreCan Roommates Share Renters Insurance?
When you live with roommates, it’s common to split the cost of rent, utilities, and even regular expenses like subscriptions and groceries. This approach helps manage shared financial responsibilities and...
Read moreWhat Is Above-Ground Water Coverage?
Water damage is one of the most frequent types of insurance claims for homeowners, renters, and condo owners. Among YouSet users, it’s the leading claim in Quebec and the second...
Read moreThe FAQs of Identity Theft Insurance in Canada, Answered.
When shopping for insurance for your home, you expect to be offered coverage against water damage, fire, and natural disasters. However, there’s one that might come as a surprise –...
Read moreWhy Third-Party Liability Car Insurance Is Mandatory
When it comes to car insurance, third-party liability coverage is crucial, to the point that every Canadian province and territory mandates all drivers have it. But what makes this coverage...
Read moreFloater Insurance in Canada: What Is It and Do You Need It?
When you think of ways to protect your personal belongings, home insurance is probably right up there on your list. After all, it’s designed to cover the personal belongings inside...
Read moreWhat Does Condo Insurance Cover (or Not Cover)?
As a condo owner, you face many of the same risks as homeowners, such as fires, water damage, and theft. However, condo living introduces unique risks and responsibilities that require...
Read moreIs Direct Compensation Property Damage Mandatory?
Getting into a car accident, especially one that isn’t your fault, is already a stressful experience. Imagine if, on top of that, you had to deal with the other driver’s...
Read moreWhat Is Sewer Backup Insurance and Is It Worth It?
You never want to come home one day to find your home inundated with sewage. Unfortunately, sewer backups are a part of life, and despite your best efforts to prevent...
Read moreHow to Read Your Tenant Insurance Policy
In the days, sometimes hours, after you buy a tenant insurance policy, you can expect to receive a lengthy document from your insurer. When it arrives, what you don’t want...
Read moreOne-Way vs. Two-Way Car Insurance: What’s the Difference?
Unless you’ve ever come across the terms before or are familiar with the industry, you might have no idea of the difference between one-way car insurance and two-way car insurance....
Read moreDoes Insurance Cover Accidental Damage?
Do you know someone who has a tendency to spill their coffee, drop expensive or fragile items, or trip over their own two feet? We all seem to have someone...
Read moreDoes My Home Insurance Cover My Child at University?
Every September, approximately 1.44 million students are welcomed onto university campuses across Canada. While these students embark on their journey toward independence, it’s normal to find a few million of...
Read moreDo You Need Car Insurance to Drive in Canada?
Owning a car in Canada is no small expense. In fact, the average Canadian driver now spends $1,387 a month, or $16,644 a year, on car payments, gas, parking, maintenance,...
Read moreWhat Is Student Tenant Insurance in Canada?
Moving into on-campus housing or an off-campus rental is something many students eagerly anticipate. However, amidst the thrill of newfound independence, it’s crucial to acknowledge the potential risks of living...
Read moreCan I Drive Someone Else’s Car With My Insurance?
When you get behind the wheel of a car that’s not yours, that you don’t pay for, and that you’re unfamiliar with, it’s normal to feel a bit trepidatious. It’s...
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