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Is tenant insurance important?

Are you renting an apartment or house? If so, avoid unnecessary risks, get tenant insurance.

Here are 3 no-brainer reasons why :

1) Your landlord’s insurance doesn’t cover you and your stuff!

His insurance only covers the place in itself and what your landlord owns inside of it (if he rented you the apartment furnished or with appliances for instance).

2) As a tenant, you are legally responsible for any damage you cause to someone else and/or to their belongings

Did you know that if your faulty toaster oven starts a fire that damages not only your apartment, but the entire complex, you may be held financially responsible?

Did you know that if someone slips on a banana peel on your balcony, you may have to pay for the damage caused to that person?    

Renters insurance: a man slips on a banana peel.

Avoid the financial risk that comes with such incidents…

Tenant insurance covers these costs for you with its Third Liability coverage. It also covers you and your family if anyone sues you.

3) Your stuff is covered wherever you are

Who knew, right? So if your phone is picked up from your local coffee shop, or your laptop is stolen from your co-working space – your policy has your back.

Additionally and most commonly, your insurance covers your belongings against theft, fire, water damage,  etc. It can also help you get back on your feet by covering additional costs if you need relocation for instance.

Talk about peace of mind!

Renter's insurance: a man is working on his laptop drinking coffee.

Don’t wait, with YouSet, you can get tenant insurance starting at only $12 per month!

Click here to fill up a quote.

 

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YouSet Insurance is a damage insurance brokerage firm registered with the AMF in Quebec and RIBO in Ontario.

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