Homeowners helpful articles and more
As a homeowner, it's crucial to understand how building bylaws and codes can impact your insurance coverage, as well as the various factors that determine your policy, such as the value of your property, personal liability, and types of coverage available. Our resource center provides in-depth information and practical tips to help you navigate the complexities of homeowner policy and coverage. Explore our resource center for key considerations on homeowner insurance.
For more helpful articles tailored to homeowners, tenants, auto owners, and more, visit our resource centers and common questions page.
Does Your Apartment Need Tenant or Condo Insurance?
Unless you’re aware of the distinction between an apartment and a condo, it’s easy to use these terms interchangeably. While this seems harmless, it...
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Is Mold Covered By Insurance? Yes, But…
In Canada, mold can affect any home, at any time – even those belonging to the most careful and proactive individuals. From unnoticed leaks...
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How to Read a Home Insurance Policy in 10 Minutes
How do you know what home insurance covers and what it doesn’t? Where do you go to find out how much coverage you actually...
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What Is Replacement Cost Value Insurance and Is It Worth It?
Have you ever wondered how insurers determine how much money you get back if you file an insurance claim for lost or damaged property?...
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Does Home Insurance Cover Fires? Your Questions, Answered.
From a young age, we’ve been taught about the dangers of fire, so it’s no wonder that as adults, we’re determined to protect our...
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What Is Above-Ground Water Coverage?
Water damage is one of the most frequent types of insurance claims for homeowners, renters, and condo owners. Among YouSet users, it’s the leading...
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The FAQs of Identity Theft Insurance in Canada, Answered.
When shopping for insurance for your home, you expect to be offered coverage against water damage, fire, and natural disasters. However, there’s one that...
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Floater Insurance in Canada: What Is It and Do You Need It?
When you think of ways to protect your personal belongings, home insurance is probably right up there on your list. After all, it’s designed...
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What Does Condo Insurance Cover (or Not Cover)?
As a condo owner, you face many of the same risks as homeowners, such as fires, water damage, and theft. However, condo living introduces...
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What Is Sewer Backup Insurance and Is It Worth It?
You never want to come home one day to find your home inundated with sewage. Unfortunately, sewer backups are a part of life, and...
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Does Insurance Cover Accidental Damage?
Do you know someone who has a tendency to spill their coffee, drop expensive or fragile items, or trip over their own two feet?...
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Does My Home Insurance Cover My Child at University?
Every September, approximately 1.44 million students are welcomed onto university campuses across Canada. While these students embark on their journey toward independence, it’s normal...
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What Is Personal Liability Insurance in Canada?
Accidents are a part of life. Property damage and personal injuries are risks faced by every homeowner, condo owner, and tenant. While some incidents...
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Do You Need Home Insurance for a Condo?
Condo living offers a unique blend of convenience, community, and comfort. You don’t have to stress about things like a leaky roof or storm-damaged...
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What Is Additional Living Expenses Coverage in Canada?
When an unpredictable peril unexpectedly makes your home unsafe to live in, you might be quick to think about how to repair the damage...
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What Is Contents Insurance in Canada?
Insurance isn’t just meant to protect the physical structure or fixtures of your home. What’s equally important are the things you keep inside it...
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Home Insurance Claims: What to Expect Before, During, and After
Home insurance claims can feel intimidating, even to long-time homeowners who have been through the process before. What can you expect? What will they...
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Does Bundling Insurance Save Money?
Have you ever been browsing insurance options and come across the suggestion to bundle and save? Whether you’re not quite sure what that means...
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What Is Overland Water Coverage?
Of all the home insurance claims filed every year, 24% are related to water damage and freezing, making it one of the top threats...
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Condo Insurance vs. Home Insurance: What’s the Difference?
If you’ve just bought a condo (congratulations!), you may have started looking around for the right home insurance to protect your investment. Home insurance...
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