Yes, you can switch from your existing insurance provider to YouSet anytime, even if you’re in the middle of a policy.

If you’ve already paid for the full term of your current policy, you can cancel and receive a refund for the remaining unused portion of your premium on a prorated basis.

However, some insurance companies may impose an Early Termination Fee. You can find out whether this applies to your policy by contacting your insurance company directly.

Is it worth it to switch to YouSet mid-policy? 

It certainly can be! However, the decision to switch from another provider to YouSet during your policy term is highly personal and dependent on the cost of the cancellation fee at your existing provider, your individual coverage needs, customer service expectations, and more. What we can tell you, after working with clients in this exact position, is that it usually makes sense to do so if one or more of the following apply:

• Lower Premiums: Your current provider’s rates are higher than YouSet’s competitive pricing.
• Better Coverage: Your existing provider doesn’t offer the coverage you need, or charges unreasonably high prices for it.
• Stress-Free Experience: You’re tired of the stress caused by slow claims handling, complicated processes, or poor communication from your current provider.
• Superior Service: Your current provider isn’t delivering the level of customer service you expect and deserve.
• Renewal Increases: If your premium keeps rising at renewal, YouSet makes it easy to re-shop for a better deal each year, ensuring you always find the best insurance option.

While the idea of switching insurance providers mid-policy might appear daunting, the process is actually more straightforward than it seems. By acting now, you can lock in your new premium before it changes—we can only guarantee your price for a few days.

Don’t wait to enjoy cost savings, better coverage, and outstanding customer service. Switch to YouSet today and experience the difference.