Condo Windows: Who’s Responsible for What?
Windows can be easy to overlook when it comes to condo maintenance, but they’re one of the most common sources of confusion for owners....
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Does Insurance Cover Theft Outside the Home? Yes, But…
Wondering if your home or tenant insurance policy covers theft outside the home? If you don’t know the answer, you’re not alone. Many Canadians...
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High Rise vs. Low Rise Condos in Canada
What is the difference between a high-rise and low-rise condo? In Canada, the answer usually boils down to building height, number of units, and...
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How to Tell What Heating System Your House Has (+Quiz)
Many factors are considered when calculating the cost of home insurance, and while some may seem obvious, others may require a little research. When...
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Who is Responsible for HVAC in a Condo in Canada?
Condo HVAC systems provide heating, cooling, and ventilation for both individual units and shared spaces. In Canada’s extreme climate (hot summers and cold winters),...
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Does Living Close to a Fire Hydrant Lower Insurance?
In short, yes, your distance to a fire hydrant or a fire station can potentially lower your insurance. Fires are not only one of...
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Closing on a House Soon? Here’s When to Get Home Insurance.
Closing on a house is exciting, but there’s a lot to keep track of before you get the keys. One thing you don’t want...
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How to Find Out When Your Home Was Built in Canada
Do you know when your house was built? If you’re shopping for home, condo, or tenant insurance in Canada, there’s a good chance the...
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Does Insurance Cover Condo Renovations and Improvements?
Renovating a condo comes with a unique set of rules and responsibilities. Unlike a detached home, condo owners often need approval from their condo...
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Local vs. Monitored Fire Alarm: Which Reduces Insurance?
In the past, you could be down the street at a neighbour’s, across town at work, or even halfway around the world, and be...
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[To-Do List] Moving to Ontario From Another Province
Moving to Ontario from another province? Whether you’re relocating for work, school, or simply want to explore a new province, there’s a lot to...
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Insurance Endorsements You Didn’t Know You Had (Or Needed)
Insurance is meant to protect you. But sometimes, the standard policy isn’t enough. That’s where endorsements (also known as riders) come in. These insurance...
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In a Hurry? Here’s How Long It Takes to Get Home Insurance
We’ve come a long way from the days when getting home insurance meant visiting a brick-and-mortar office during business hours. Today, everything from digital...
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[To-Do List] Moving to Quebec From Another Province
Thinking of moving to Quebec from another province? Whether you’re relocating for work or school or simply want a change of pace, moving to...
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Does Insurance Cover Forest Fires In Canada?
Forest fires are a growing concern in many areas of Canada, particularly in Alberta, British Columbia, Quebec, and Ontario. If you live in an...
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The Perks of Using an Insurance Broker in Canada
Whether you’re buying home, tenant, condo, or car insurance, it’s always a good idea to get quotes from multiple insurers to find the best...
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Condo Corporation vs. Condo Owner Insurance: What’s the Difference?
Unlike homeowners insurance, which is clearly the responsibility of the homeowner, or car insurance, which falls on the driver, condo insurance can be a...
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Home Insurance Covers Jewellery, But Is It Enough?
Whether it’s an engagement ring from a partner, a family heirloom passed down through generations, or a necklace bought to mark a personal milestone,...
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The Safest Neighbourhoods in Toronto, Based on Police Data
Are you looking for a safe place to live, work, and raise a family in Toronto? Whether you’re moving across the city or settling...
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[Checklist] 38 Places to Change Your Address When Moving
Moving to a new home is a big deal, whether you’re moving to a new neighbourhood, city, or even province. Amid the excitement (and...
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