Team YouSet
The YouSet team is not just a group of seasoned insurance experts. We’re individuals with the same desire as you – to find great home and car insurance for less. This blend of expertise and empathy uniquely equips us to answer the questions Canadians, like yourself, have about all things insurance. With the information and insights provided by the YouSet team, you’ll feel empowered to make more informed decisions regarding your insurance needs.
How to Read a Home Insurance Policy in 10 Minutes
How do you know what home insurance covers and what it doesn’t? Where do you go to find out how much coverage you actually...
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How To Get Cheaper Car Insurance in 2025
Owning a car has always been costly, but in 2024, it hit new heights. With gas, parking, insurance, and maintenance combined, the average cost...
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What Is Replacement Cost Value Insurance and Is It Worth It?
Have you ever wondered how insurers determine how much money you get back if you file a home insurance claim for lost or damaged...
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Does Tenant Insurance Cover Water Damage in Canada?
In Canada, tenant insurance policies cover some types of water damage, provided the incident is sudden and accidental. While you may be protected if...
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What is Collision Coverage and What Does It Cover?
It’s a common misconception that buying car insurance means you’re fully protected from all potential accidents. You might assume you’ll be covered whether you...
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Does Home Insurance Cover Fires? Your Questions, Answered.
From a young age, we’ve been taught about the dangers of fire, so it’s no wonder that as adults, we’re determined to protect our...
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The Do’s and Don’ts of Car Insurance Claims
Navigating the car insurance claims process can be challenging, whether you’re a seasoned driver or a first-time one. What steps should you follow? What...
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Can Roommates Share Renters Insurance?
When you live with roommates, it’s common to split the cost of rent, utilities, and even regular expenses like subscriptions and groceries. This approach...
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What Is Above-Ground Water Coverage?
Water damage is one of the most frequent types of insurance claims for homeowners, renters, and condo owners. Among YouSet users, it’s the leading...
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The FAQs of Identity Theft Insurance in Canada, Answered.
When shopping for insurance for your home, you expect to be offered coverage against water damage, fire, and natural disasters. However, there’s one that...
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Why Third-Party Liability Car Insurance Is Mandatory
When it comes to car insurance, third-party liability coverage is crucial, to the point that every Canadian province and territory mandates all drivers have...
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Floater Insurance in Canada: What Is It and Do You Need It?
When you think of ways to protect your personal belongings, home insurance is probably right up there on your list. After all, it’s designed...
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What Does Condo Insurance Cover (or Not Cover)?
As a condo owner, you face many of the same risks as homeowners, such as fires, water damage, and theft. However, condo living introduces...
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Is Direct Compensation Property Damage Mandatory?
Getting into a car accident, especially one that isn’t your fault, is already a stressful experience. Imagine if, on top of that, you had...
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What Is Sewer Backup Insurance and Is It Worth It?
You never want to come home one day to find your home inundated with sewage. Unfortunately, sewer backups are a part of life, and...
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How to Read Your Tenant Insurance Policy
In the days, sometimes hours, after you buy a tenant insurance policy, you can expect to receive a lengthy document from your insurer. When...
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One-Way vs. Two-Way Car Insurance: What’s the Difference?
Unless you’ve ever come across the terms before or are familiar with the industry, you might have no idea of the difference between one-way...
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Does Insurance Cover Accidental Damage?
Do you know someone who has a tendency to spill their coffee, drop expensive or fragile items, or trip over their own two feet?...
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Does My Home Insurance Cover My Child at University?
Every September, approximately 1.44 million students are welcomed onto university campuses across Canada. While these students embark on their journey toward independence, it’s normal...
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Is Car Insurance Mandatory in Canada?
Owning a car in Canada is no small expense. In fact, the average Canadian driver now spends $1,387 a month, or $16,644 a year,...
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