Québec
Québec homeowners insurance
Compare and buy policies from top Québec home insurers in less than 4 minutes, online.
Affordable home insurance this year, next year, and beyond
We don’t just help you find affordable homeowners insurance this year — we’ll actually help keep it that way next year
(and the year after!) too.
Exclusive rates and discounts
Our technology unlocks exclusive rates and discounts, so you never miss out on savings.
Buy online or over the phone
Get insured your way – buy online, or chat with a licensed expert by SMS or phone.
Proactive price increase alerts
If your price increases at renewal, we’ll alert you and even re-shop with another insurer for you.
Self-serve features
Make modifications and access your documents in one place — even from different insurers.
Québec home insurance quotes starting at $27/month
Owning a home in Québec without enough insurance—or worse, with none at all—can put your finances, your family, and your peace of mind in jeopardy. After all, all it takes is one freak accident, act of God, or once-in-a-lifetime storm to cause thousands of dollars in damage.
The good news? You don’t have to shoulder the risks and uncertainties that come with being a homeowner alone.
With YouSet, it’s fast and easy to compare and buy homeowners’ insurance online in Québec from a licensed insurance broker, with savings, exclusive rates, and discounts you won’t find on your own. Plus, we don’t just help you find the best price the first year — we’ll help you keep getting the best price year after year, with automatic re-shopping at renewal.
Buy home insurance online in Québec in 4 minutes or less
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1
Share and compare
3 minAnswer a few questions to compare quote rates and unlock exclusive discounts.
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2
Buy online
1 minCustomize your coverage and buy your policy directly on YouSet through our secure online checkout.
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3
Renew at the best price
You will be notified if your price increases, and we’ll re-shop for a better deal for you.
Find home insurance near you
As a AMF-licensed broker, YouSet compares multiple quotes from Québec’s top home insurance companies in under 4 minutes.
Québec home insurance by city
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Was able to get a policy and a great policy at that, for a super affordable price that was actioned in 24 hours!
IIrshad -
Rapid service, all handled via email and text, no waiting on hold.
JJeremy -
Straightforward service with fast turnaround and kindness. What more could you ask for?
GGina -
Amazing! The process was beginner friendly and I received my insurance policy proof early.
FFatima
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I had already looked for my insurance renewal and thought I had found a good deal. YouSet found an equivalent solution at $400 cheaper.
GGuylaine -
Fast response, easy and reliable. Got the best rate by a mile with YouSet.
JJulien -
Easy to buy car insurance. Perfect for a busy person like me.
NNoli
Types of home insurance coverage in Québec
All YouSet homeowners’ insurance policies in Québec include dwelling, belongings, additional living expenses, and liability coverage.
The rest is up to you. Add extra coverage, increase coverage limits, and adjust deductibles so you end up with a policy that actually fits your needs.
Personal belongings coverage protects your property (ex. clothing, electronics, furniture) if it’s damaged or lost in a covered event. It’s automatically included in all YouSet homeowners’ policies.
If the physical structure of your home or any detached structures (ex. shed, garage) are damaged in a covered event, this coverage can help pay for repair or rebuilding costs. It’s automatically included in all YouSet homeowners’ policies.
If you need to relocate temporarily due to a covered claim, additional living expenses coverage can help cover costs like hotel stays or temporary apartment rentals. It’s automatically included in all YouSet homeowners’ policies.
In the event you cause injury to others or damage their property, personal liability coverage can help cover medical bills, legal expenses, repair costs, and even lost wages for the injured party. It’s automatically included in all YouSet homeowners’ policies.
If sewage were to back up into your home from sewers, floor drains, or septic tanks, sewer backup coverage can help cover the cost of the damage. It’s optional, but strongly recommended for homeowners.
If freshwater unexpectedly accumulates and enters your home, overland water coverage can help cover the cost of the damage. It’s optional, but strongly recommended for homeowners.
If water unexpectedly enters your home from above, such as through the roof, walls, windows, or doors, above-ground water coverage can help cover the cost of the damage. It’s optional, but strongly recommended for homeowners.
Unlike your bank, which covers fraudulent charges, identity theft coverage reimburses you for unexpected expenses like legal fees, document replacement, and banking charges.
If you own an item that’s valuable or hard to replace, you can add it to your policy as a floater. That way, if it’s lost or damaged by a covered event, it’s protected for its full appraised value.
Save up to 15% more when you bundle
YouSet is the only digital broker in Canada that automatically compares the cost of bundling home and car insurance from a single insurer against the cost of mix-and-match home and car insurers. Whichever option offers the best price is the one we present to you.
Insurer A
Insurer B
Insurer C
Everything you need to navigate insurance in Québec
Whether you’re insuring your car, home, or both, we’ll help make it a little less stressful — and a lot more affordable.
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Yes, homeowners’ insurance quotes from YouSet are legitimate. We are a registered damage insurance brokerage, licensed by the AMF, to sell home insurance in Québec from 18+ insurers, including Promutuel, Intact, Wawanesa, Economical, and Travelers.
In Québec, all home insurance companies, as well as insurance brokers and agents, are regulated by the Autorité des marchés financiers (AMF).
YouSet is one of the best ways for homeowners in Québec to compare home insurance quotes from multiple insurers at once. In under four minutes, our algorithms scan the market, apply discounts, and show your options side-by-side.
Plus, YouSet isn’t like other comparison tools that only provide rough estimates. You can actually buy the quotes you get through our secure online checkout or by phone with support from a live insurance broker.
YouSet is a licensed digital insurance broker in Québec that uses proprietary technology to find the cheapest homeowners insurance quotes. Not only do our algorithms apply all the discounts you’re eligible for automatically, but we also have access to broker-exclusive rates you wouldn’t get if you went directly through insurers or used a comparison site like RATESDOTCA or LowestRates.
House insurance is not legally mandatory in Québec. However, if you have a mortgage, your lender will often require it and will not lend to you if you don’t maintain adequate coverage.
The average cost of homeowners insurance among YouSet users in Québec is $82 per month. However, your premium may be higher or lower than this average due to the variety of factors that insurers take into consideration, such as the location of your property, its size, your claims history, and the coverage limits you choose.
Get cheaper Québec home insurance — year after year
