Yes, you have the flexibility to change your insurer whenever you choose, whether you want to do so at your next renewal or while you’re still within your current policy’s term.

If you’ve already paid for the full term of your current policy, you can cancel and receive a refund for the remaining unused portion of your premium on a prorated basis.

However, be aware that some insurers might charge an Early Termination Fee if you cancel before your policy’s renewal date. To confirm if this fee applies, it’s a good idea to reach out to your current insurer.