{"id":8844,"date":"2025-01-23T05:01:06","date_gmt":"2025-01-23T05:01:06","guid":{"rendered":"https:\/\/youset.ca\/?p=8844"},"modified":"2026-03-16T12:12:21","modified_gmt":"2026-03-16T12:12:21","slug":"assurance-tous-risques-collision-ou-multirisque-quelle-difference","status":"publish","type":"post","link":"https:\/\/youset.ca\/fr\/blog\/assurance-tous-risques-collision-ou-multirisque-quelle-difference\/","title":{"rendered":"Tous risques, collision, et multirisque : quelle assurance auto choisir\u2009?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Il y a cinq ans, une <\/span><a href=\"https:\/\/globalnews.ca\/news\/10828123\/used-car-market-2024-supply-prices\/\"><span style=\"font-weight: 400;\">voiture d\u2019occasion co\u00fbtait en moyenne<\/span><\/a> <span style=\"font-weight: 400;\"> 18\u2009900&nbsp;$. Aujourd\u2019hui, ce montant a grimp\u00e9 \u00e0 35\u2009754&nbsp;$. Quant aux v\u00e9hicules neufs, leur <\/span><a href=\"https:\/\/nationalpost.com\/news\/canada\/car-market-price-drop#:~:text=Akyurek%20said%20that%20in%20February,also%20much%20costlier%20at%20%2438%2C451.\"><span style=\"font-weight: 400;\">prix moyen est pass\u00e9 de 45\u2009255&nbsp;$ en 2019<\/span><\/a> <span style=\"font-weight: 400;\"> \u00e0 66\u2009979&nbsp;$. Avec un tel investissement, il est essentiel de bien prot\u00e9ger votre v\u00e9hicule, que ce soit sur la route ou m\u00eame lorsqu\u2019il est stationn\u00e9 chez vous. L\u2019assurance tous risques est une option qui m\u00e9rite d\u2019\u00eatre consid\u00e9r\u00e9e, puisqu\u2019elle offre une couverture plus large que les protections collision et compl\u00e8te.<\/span> <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Dans cet article, nous vous expliquons ce qu\u2019est l\u2019assurance tous risques, ce qu\u2019elle couvre et comment elle se distingue des autres types d\u2019assurances auto. Nous vous guiderons \u00e9galement avec des questions cl\u00e9s \u00e0 vous poser pour d\u00e9terminer si cette protection est <\/span><i><span style=\"font-weight: 400;\">vraiment<\/span><\/i> <span style=\"font-weight: 400;\"> la meilleure option pour votre v\u00e9hicule et votre budget.&nbsp;<\/span><\/p>\n\n\n\n\t<section id=\"post-callout-block_676ad4a24b5bcdd719743d4fc6b5ed51\" class=\"post-block py-8\">\n\t\t\t\t<div class=\"px-6 py-8 border-l-8 border-indigo-500 rounded-l-lg md:py-11 md:px-12 bg-grayBluish-50\">\n\t\t\t\t\t\t\t<p class=\"mb-6 text-grayBluish-900 h3\">Les points cl\u00e9s<\/p>\n\t\t\t\t\t\t\t\t\t\t<div class=\"prose body-2 text-grayBluish-900\"><span style=\"font-weight: 400\">La protection tous risques est un type optionnel d\u2019assurance auto qui combine la garantie collision et la protection multirisque dans un seul forfait. Elle offre la protection la plus \u00e9tendue au Canada, couvrant les dommages \u00e0 votre v\u00e9hicule caus\u00e9s par des accidents dont vous \u00eates responsable ainsi que par des risques externes hors de votre contr\u00f4le, comme le vol, le vandalisme ou les intemp\u00e9ries violentes.<\/span><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t<\/section>\n\n\n\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-qu-est-ce-que-l-assurance-tous-risques\">Qu\u2019est-ce que l\u2019assurance tous risques\u2009?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">L\u2019assurance tous risques est une <\/span><a href=\"https:\/\/youset.ca\/fr\/guide-assurance-auto\/\"><span style=\"font-weight: 400;\">protection automobile optionnelle<\/span><\/a> <span style=\"font-weight: 400;\"> qui regroupe les garanties de l\u2019assurance collision et de l\u2019assurance multirisque en un seul contrat. Elle vise \u00e0 prot\u00e9ger votre v\u00e9hicule contre les dommages que vous pourriez lui causer ainsi que contre les risques externes hors de votre contr\u00f4le, comme le vol, le vandalisme et les conditions m\u00e9t\u00e9orologiques extr\u00eames.&nbsp;<\/span> <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">C\u2019est l\u2019une des protections les plus compl\u00e8tes offertes au Canada, ce qui explique pourquoi elle co\u00fbte g\u00e9n\u00e9ralement plus cher que les autres types d\u2019assurance auto. Toutefois, de nombreux conducteurs consid\u00e8rent que cet investissement est justifi\u00e9 pour la tranquillit\u00e9 d\u2019esprit qu\u2019il procure. En cas d\u2019accident ou d\u2019incident impr\u00e9vu, l\u2019assurance tous risques permet de r\u00e9duire les d\u00e9penses personnelles en couvrant les frais de r\u00e9paration ou le remplacement du v\u00e9hicule.&nbsp;<\/span> <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Cependant, \u00ab\u2009tous risques\u2009\u00bb ne signifie pas sans limites. Comme pour toute assurance, certaines exclusions s\u2019appliquent, notamment l\u2019usure normale du v\u00e9hicule et les dommages intentionnels. Avant de souscrire cette protection, prenez le temps de lire attentivement votre contrat et de v\u00e9rifier aupr\u00e8s de votre assureur les exclusions sp\u00e9cifiques afin de vous assurer qu\u2019elle correspond r\u00e9ellement \u00e0 vos besoins.<\/span><\/p>\n\n\n\n\t<section id=\"post-cta-block_e489ab6349479f1ac3f3db89d50fe87f\" class=\"post-block pt-8 pb-8 lg:pb-20\">\n\t\t\t\t<div class=\"lg:flex justify-between gap-x-6 rounded-lg bg-indigo-600 px-8 py-7 shadow-[0_2px_10px_0_theme(colors.surface.background.disabled)]\">\n\t\t\t\t\t\t\t<h3 class=\"text-white lg:mb-0\">Comparez et achetez l\u2019assurance auto, en ligne.<\/h3>\n\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.app.youset.ca\/start?lng=fr&#038;externalId=blog\" class=\"the-button the-button--white !text-text-primary\">Obtenez une soumission<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/section>\n\n\n\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-que-couvre-l-assurance-tous-risques\">Que couvre l\u2019assurance tous risques\u2009?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">L\u2019assurance tous risques offre une protection compl\u00e8te en combinant les garanties de l\u2019assurance collision et de l\u2019assurance compl\u00e8te. Elle vous prot\u00e8ge contre un large \u00e9ventail de situations pouvant endommager votre v\u00e9hicule ou entra\u00eener sa perte totale. Bien que la couverture puisse varier d\u2019un assureur \u00e0 l\u2019autre, elle inclut g\u00e9n\u00e9ralement&nbsp;:&nbsp;<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><span style=\"font-weight: 400;\">Les collisions avec un autre v\u00e9hicule o\u00f9 vous \u00eates en tort.<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">Les collisions avec des objets fixes, comme les glissi\u00e8res de s\u00e9curit\u00e9, les arbres et les feux de circulation.<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">Les dommages caus\u00e9s par la route, comme les d\u00e9bris et les nids-de-poule.<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">Les sorties de route, comme rouler dans un foss\u00e9.<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">Les accidents avec d\u00e9lit de fuite, couvrant les dommages si le conducteur fautif ne peut \u00eatre identifi\u00e9.<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">Les renversements de v\u00e9hicule, offrant une protection en cas de tonneau.<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">Les collisions avec des animaux, comme un cerf, un orignal ou tout autre animal.<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">Les dommages li\u00e9s aux intemp\u00e9ries, comme la gr\u00eale ou les temp\u00eates.<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">Le vandalisme, incluant les graffitis, la peinture ray\u00e9e, les pneus crev\u00e9s et les vitres bris\u00e9es.<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">Le vol, incluant un <a href=\"https:\/\/youset.ca\/fr\/blog\/lassurance-couvre-t-elle-le-vol-de-voiture\/\">v\u00e9hicule vol\u00e9<\/a>, des pi\u00e8ces d\u00e9rob\u00e9es ou le vol du convertisseur catalytique.<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">La chute d\u2019objets, comme des branches d\u2019arbres, des d\u00e9bris de construction et de la glace tombante.<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">Les incendies, qu\u2019ils soient caus\u00e9s par un feu interne ou externe.<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">Les dommages caus\u00e9s par un proche.<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">Les dommages caus\u00e9s par une personne engag\u00e9e pour conduire ou r\u00e9parer votre v\u00e9hicule. <\/span><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-assurance-tous-risques-collision-ou-multirisque-quelle-difference\">Assurance tous risques, collision ou multirisque : quelle diff\u00e9rence\u2009?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">La principale diff\u00e9rence entre l\u2019assurance tous risques, l\u2019assurance collision et l\u2019assurance multirisque r\u00e9side dans l\u2019\u00e9tendue de la protection offerte.&nbsp;<\/span> <span style=\"font-weight: 400;\">La <\/span><a href=\"https:\/\/youset.ca\/fr\/blog\/quest-ce-que-la-protection-collision\/\"><span style=\"font-weight: 400;\">protection collision<\/span><\/a> <span style=\"font-weight: 400;\"> couvre les dommages caus\u00e9s \u00e0 votre v\u00e9hicule lors d\u2019un accident o\u00f9 vous \u00eates en tort, la <\/span><a href=\"https:\/\/youset.ca\/fr\/blog\/assurance-auto-multirisque-au-canada\/\"><span style=\"font-weight: 400;\">protection multirisque<\/span><\/a><span style=\"font-weight: 400;\">, elle, prot\u00e8ge contre les risques autres que les collisions, comme le vol, le vandalisme et les dommages caus\u00e9s par les intemp\u00e9ries.&nbsp;<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Enfin, l\u2019assurance tous risques combine les deux, offrant une protection \u00e0 la fois pour les dommages caus\u00e9s par une collision et pour une grande vari\u00e9t\u00e9 d\u2019incidents hors collision. Voici un tableau r\u00e9capitulatif pour mieux visualiser ces diff\u00e9rences&nbsp;:<\/span><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Type de sinistre<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Collision<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Multirisque<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Tous risques<\/strong><\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Collision avec un autre v\u00e9hicule<\/td><td class=\"has-text-align-center\" data-align=\"center\">Oui<\/td><td class=\"has-text-align-center\" data-align=\"center\">Non<\/td><td class=\"has-text-align-center\" data-align=\"center\">Oui<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Collision avec un objet fixe<\/td><td class=\"has-text-align-center\" data-align=\"center\">Oui<\/td><td class=\"has-text-align-center\" data-align=\"center\">Non<\/td><td class=\"has-text-align-center\" data-align=\"center\">Oui<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Dommages caus\u00e9s par des dangers routiers<\/td><td class=\"has-text-align-center\" data-align=\"center\">Oui<\/td><td class=\"has-text-align-center\" data-align=\"center\">Non<\/td><td class=\"has-text-align-center\" data-align=\"center\">Oui<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Accident avec d\u00e9lit de fuite<\/td><td class=\"has-text-align-center\" data-align=\"center\">Oui<\/td><td class=\"has-text-align-center\" data-align=\"center\">Non<\/td><td class=\"has-text-align-center\" data-align=\"center\">Oui<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Renversement du v\u00e9hicule<\/td><td class=\"has-text-align-center\" data-align=\"center\">Oui<\/td><td class=\"has-text-align-center\" data-align=\"center\">Non<\/td><td class=\"has-text-align-center\" data-align=\"center\">Oui<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Dommages caus\u00e9s par les intemp\u00e9ries<\/td><td class=\"has-text-align-center\" data-align=\"center\">Non<\/td><td class=\"has-text-align-center\" data-align=\"center\">Oui<\/td><td class=\"has-text-align-center\" data-align=\"center\">Oui<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Vandalisme<\/td><td class=\"has-text-align-center\" data-align=\"center\">Non<\/td><td class=\"has-text-align-center\" data-align=\"center\">Oui<\/td><td class=\"has-text-align-center\" data-align=\"center\">Oui<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Vol<\/td><td class=\"has-text-align-center\" data-align=\"center\">Non<\/td><td class=\"has-text-align-center\" data-align=\"center\">Oui<\/td><td class=\"has-text-align-center\" data-align=\"center\">Oui<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Incendie<\/td><td class=\"has-text-align-center\" data-align=\"center\">Non<\/td><td class=\"has-text-align-center\" data-align=\"center\">Oui<\/td><td class=\"has-text-align-center\" data-align=\"center\">Oui<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Chute d\u2019objets<\/td><td class=\"has-text-align-center\" data-align=\"center\">Non<\/td><td class=\"has-text-align-center\" data-align=\"center\">Oui<\/td><td class=\"has-text-align-center\" data-align=\"center\">Oui<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Dommages caus\u00e9s par un animal<\/td><td class=\"has-text-align-center\" data-align=\"center\">Non<\/td><td class=\"has-text-align-center\" data-align=\"center\">Oui<\/td><td class=\"has-text-align-center\" data-align=\"center\">Oui<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-l-assurance-tous-risques-est-ce-un-bon-choix-pour-vous\">L\u2019assurance tous risques : est-ce un bon choix pour vous\u2009?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">L\u2019assurance tous risques n\u2019est <\/span><a href=\"https:\/\/youset.ca\/fr\/blog\/assurance-automobile-est-elle-obligatoire\/\"><span style=\"font-weight: 400;\">pas obligatoire au Canada<\/span><\/a><span style=\"font-weight: 400;\">, ce qui signifie que la d\u00e9cision de l\u2019ajouter \u00e0 votre police vous revient enti\u00e8rement. Pour faire un choix \u00e9clair\u00e9, il est important d\u2019\u00e9valuer votre situation financi\u00e8re, vos habitudes de conduite et votre tol\u00e9rance au risque. Voici quelques questions \u00e0 vous poser avant de souscrire cette protection&nbsp;:<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><span style=\"font-weight: 400;\">Avez-vous d\u00e9j\u00e0 une assurance collision et multirisque\u2009? Votre assureur offre-t-il une option tous risques\u2009? Si oui, quelle est la diff\u00e9rence de prix entre ces protections\u2009?<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">Quelle est la valeur de votre v\u00e9hicule\u2009? Pourriez-vous payer de votre poche les r\u00e9parations ou son remplacement sans l\u2019aide de l\u2019assurance\u2009?<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">Votre voiture est-elle lou\u00e9e ou financ\u00e9e\u2009? Votre contrat de location ou de pr\u00eat impose-t-il une protection minimale\u2009?<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">Avez-vous les moyens d\u2019assumer les r\u00e9parations ou l\u2019achat d\u2019un nouveau v\u00e9hicule en cas d\u2019accident\u2009?<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">\u00c0 quelle fr\u00e9quence conduisez-vous\u2009? Roulez-vous souvent dans des conditions \u00e0 risque, comme en circulation dense ou par mauvais temps\u2009?<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">\u00cates-vous un conducteur confiant ou anxieux\u2009? Ressentez-vous du stress au volant\u2009?<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">L\u2019assurance tous risques vous offrirait-elle une tranquillit\u00e9 d\u2019esprit suppl\u00e9mentaire en cas de vol, de vandalisme ou de dommages li\u00e9s aux intemp\u00e9ries\u2009?&nbsp;<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">\u00cates-vous pr\u00eat \u00e0 payer une prime plus \u00e9lev\u00e9e pour une protection \u00e9largie\u2009?&nbsp;<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">Votre assureur offre-t-il des rabais si vous combinez l\u2019assurance tous risques avec d\u2019autres produits, comme l\u2019assurance habitation\u2009?<\/span><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Il y a cinq ans, une voiture d\u2019occasion co\u00fbtait en moyenne 18\u2009900&nbsp;$. Aujourd\u2019hui, ce montant a grimp\u00e9 \u00e0 35\u2009754&nbsp;$. Quant aux v\u00e9hicules neufs, leur prix moyen est pass\u00e9 de 45\u2009255&nbsp;$ en 2019 \u00e0 66\u2009979&nbsp;$. Avec un tel investissement, il est essentiel de bien prot\u00e9ger votre v\u00e9hicule, que ce soit sur&#8230;<\/p>\n","protected":false},"author":11,"featured_media":7944,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[461],"tags":[],"class_list":["post-8844","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-assurance-auto"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.8 (Yoast SEO v28.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Tous risques, collision, et multirisque : quelle assurance auto choisir\u2009? - YouSet<\/title>\n<meta name=\"description\" content=\"L\u2019assurance tous risques offre une protection compl\u00e8te en combinant les garanties de l\u2019assurance collision et de l\u2019assurance compl\u00e8te.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/youset.ca\/fr\/blog\/assurance-tous-risques-collision-ou-multirisque-quelle-difference\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Tous risques, collision, et multirisque : quelle assurance auto choisir\u2009?\" \/>\n<meta property=\"og:description\" content=\"%\" \/>\n<meta property=\"og:url\" content=\"https:\/\/youset.ca\/fr\/blog\/assurance-tous-risques-collision-ou-multirisque-quelle-difference\/\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/yousetinsurance\/\" \/>\n<meta property=\"article:published_time\" content=\"2025-01-23T05:01:06+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-16T12:12:21+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/youset.ca\/wp-content\/uploads\/2024\/12\/All-Perils-Collision-and-Comprehensive-Coverage-YouSet.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Emily May\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Emily May\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/youset.ca\\\/fr\\\/blog\\\/assurance-tous-risques-collision-ou-multirisque-quelle-difference\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/youset.ca\\\/fr\\\/blog\\\/assurance-tous-risques-collision-ou-multirisque-quelle-difference\\\/\"},\"author\":{\"name\":\"Emily May\",\"@id\":\"https:\\\/\\\/youset.ca\\\/fr\\\/#\\\/schema\\\/person\\\/0686aae361019707f752e540bb05fb40\"},\"headline\":\"Tous risques, collision, et multirisque : quelle assurance auto choisir\u2009?\",\"datePublished\":\"2025-01-23T05:01:06+00:00\",\"dateModified\":\"2026-03-16T12:12:21+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/youset.ca\\\/fr\\\/blog\\\/assurance-tous-risques-collision-ou-multirisque-quelle-difference\\\/\"},\"wordCount\":1124,\"publisher\":{\"@id\":\"https:\\\/\\\/youset.ca\\\/fr\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/youset.ca\\\/fr\\\/blog\\\/assurance-tous-risques-collision-ou-multirisque-quelle-difference\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/youset.ca\\\/wp-content\\\/uploads\\\/2024\\\/12\\\/All-Perils-Collision-and-Comprehensive-Coverage-YouSet.webp\",\"articleSection\":[\"Assurance auto\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/youset.ca\\\/fr\\\/blog\\\/assurance-tous-risques-collision-ou-multirisque-quelle-difference\\\/\",\"url\":\"https:\\\/\\\/youset.ca\\\/fr\\\/blog\\\/assurance-tous-risques-collision-ou-multirisque-quelle-difference\\\/\",\"name\":\"Tous risques, collision, et multirisque : quelle assurance auto choisir\u2009? 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