{"id":7557,"date":"2024-10-24T05:01:32","date_gmt":"2024-10-24T05:01:32","guid":{"rendered":"https:\/\/youset.ca\/?p=7557"},"modified":"2026-06-22T14:21:44","modified_gmt":"2026-06-22T14:21:44","slug":"quest-ce-que-la-protection-eau-au-dessus-du-sol","status":"publish","type":"post","link":"https:\/\/youset.ca\/fr\/blog\/quest-ce-que-la-protection-eau-au-dessus-du-sol\/","title":{"rendered":"Qu\u2019est-ce que la protection eau au-dessus du sol\u2009?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Les d\u00e9g\u00e2ts d\u2019eau figurent parmi les <\/span><a href=\"https:\/\/youset.ca\/fr\/blog\/reclamations-assurance-habitation\/\"><span style=\"font-weight: 400;\">r\u00e9clamations d\u2019assurance habitation les plus fr\u00e9quentes<\/span><\/a> <span style=\"font-weight: 400;\">pour les propri\u00e9taires de maisons, de condos, et les locataires. Pour les utilisateurs de YouSet, c\u2019est la <\/span><a href=\"https:\/\/youset.ca\/fr\/assurance-habitation\/localite\/meilleures-soumissions-assurance-habitation-quebec\/\"><span style=\"font-weight: 400;\">r\u00e9clamation la plus courante au Qu\u00e9bec<\/span><\/a> <span style=\"font-weight: 400;\">et la deuxi\u00e8me en Ontario, avec des montants variant entre 9\u2009000\u00a0$ et 12\u2009000\u00a0$. Compte tenu de la fr\u00e9quence de ces sinistres, la protection eau au-dessus du sol est une option \u00e0 consid\u00e9rer s\u00e9rieusement pour se prot\u00e9ger contre des frais de r\u00e9paration et de remplacement souvent \u00e9lev\u00e9s.<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Si vous h\u00e9sitez \u00e0 souscrire une protection eau au-dessus du sol, cet article r\u00e9pond aux questions fr\u00e9quentes&nbsp;: en quoi consiste cette protection, ce qu\u2019elle prot\u00e8ge, et comment elle se distingue des autres types de protection contre les d\u00e9g\u00e2ts d\u2019eau.&nbsp;<\/span><\/p>\n\n\n\n\t<section id=\"post-callout-block_c45ceef938e5e4756a2023825ef25d42\" class=\"post-block py-8\">\n\t\t\t\t<div class=\"px-6 py-8 border-l-8 border-indigo-500 rounded-l-lg md:py-11 md:px-12 bg-grayBluish-50\">\n\t\t\t\t\t\t\t<p class=\"mb-6 text-grayBluish-900 h3\">Les points cl\u00e9s<\/p>\n\t\t\t\t\t\t\t\t\t\t<div class=\"prose body-2 text-grayBluish-900\"><span style=\"font-weight: 400\">La protection eau au-dessus du sol est une protection optionnelle que vous pouvez ajouter \u00e0 votre assurance habitation, locataire ou condo. Elle couvre les dommages soudains et accidentels caus\u00e9s par de l\u2019eau qui entre dans votre domicile \u00e0 partir de sources situ\u00e9es au-dessus du sol.\u00a0<\/span><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t<\/section>\n\n\n\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-qu-est-ce-que-la-protection-eau-au-dessus-du-sol\">Qu\u2019est-ce que la protection eau au-dessus du sol\u2009?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">La protection eau au-dessus du sol est une option d\u2019assurance habitation pour les propri\u00e9taires de <\/span><a href=\"https:\/\/youset.ca\/fr\/assurance-habitation\/\"><span style=\"font-weight: 400;\">maisons<\/span><\/a><span style=\"font-weight: 400;\">, de <\/span><a href=\"https:\/\/youset.ca\/fr\/assurance-condo\/\"><span style=\"font-weight: 400;\">condos<\/span><\/a><span style=\"font-weight: 400;\">, et les <\/span><a href=\"https:\/\/youset.ca\/fr\/assurance-locataire\/\"><span style=\"font-weight: 400;\">locataires<\/span><\/a><span style=\"font-weight: 400;\">. Elle prot\u00e8ge contre les dommages soudains et accidentels caus\u00e9s par l\u2019entr\u00e9e d\u2019eau provenant de sources ext\u00e9rieures situ\u00e9es au niveau du sol ou plus haut. En cas de <a href=\"https:\/\/youset.ca\/fr\/blog\/que-couvre-lassurance-habitation\/\">dommages \u00e0 votre propri\u00e9t\u00e9 ou \u00e0 vos biens personnels<\/a> dus \u00e0 ce type d\u2019incident, cette protection peut offrir une compensation financi\u00e8re, couvrant une partie, voire la totalit\u00e9 des frais de r\u00e9paration ou de remplacement.<\/span> <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Voici quelques exemples de situations courantes au Canada, o\u00f9 le climat et les conditions m\u00e9t\u00e9orologiques peuvent causer des d\u00e9g\u00e2ts d\u2019eau au-dessus du sol&nbsp;:<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><span style=\"font-weight: 400;\">L\u2019infiltration d\u2019eau par les fen\u00eatres, portes ou murs lors de fortes pluies<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">Le d\u00e9bordement des goutti\u00e8res ou descentes pluviales lors de pluies torrentielles<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">La pluie pouss\u00e9e par le vent, s\u2019infiltrant dans des fissures ou ouvertures autour des fen\u00eatres et des portes<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">Le poids de la glace, de la neige ou de la neige mouill\u00e9e accumul\u00e9e sur le toit<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">L\u2019eau qui entre par des fen\u00eatres ouvertes pendant une temp\u00eate<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">L\u2019accumulation d\u2019eau sur les toits plats, causant des fuites \u00e0 l\u2019int\u00e9rieur<\/span><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">\u00c0 noter&nbsp;: contrairement aux protections standard pour des risques comme l\u2019incendie ou le vol, la protection contre les d\u00e9g\u00e2ts d\u2019eau au-dessus du sol est souvent consid\u00e9r\u00e9e comme une option suppl\u00e9mentaire par les compagnies d\u2019assurance habitation. Pour pouvoir \u00eatre indemnis\u00e9 en cas de sinistre, cette protection doit \u00eatre ajout\u00e9e \u00e0 votre police avant que tout dommage ne survienne.&nbsp;<\/span><\/p>\n\n\n\n\t<section id=\"post-cta-block_4fe000d4041b9f5262c6924374e50a40\" class=\"post-block pt-8 pb-8 lg:pb-20\">\n\t\t\t\t<div class=\"lg:flex justify-between gap-x-6 rounded-lg bg-indigo-600 px-8 py-7 shadow-[0_2px_10px_0_theme(colors.surface.background.disabled)]\">\n\t\t\t\t\t\t\t<h3 class=\"text-white lg:mb-0\">Assurance habitation en 4 minutes ou moins<\/h3>\n\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.app.youset.ca\/start?lng=fr&#038;externalId=blog\" class=\"the-button the-button--white !text-text-primary\">Obtenez une soumission<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/section>\n\n\n\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-protection-eau-au-dessus-du-sol-vs-protection-contre-les-dommages-d-eau-de-surface\">Protection eau au-dessus du sol vs Protection contre les dommages d\u2019eau de surface<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Les assureurs ne classent pas les sinistres en une seule cat\u00e9gorie de \u00ab\u2009d\u00e9g\u00e2ts d\u2019eau\u2009\u00bb\u2009; ils les d\u00e9finissent selon des crit\u00e8res sp\u00e9cifiques. Cela vous donne acc\u00e8s \u00e0 plusieurs options de protection pour les dommages li\u00e9s \u00e0 l\u2019eau, notamment la <\/span><a href=\"https:\/\/youset.ca\/fr\/blog\/protection-contre-les-dommages-deau-de-surface\/\"><span style=\"font-weight: 400;\">protection contre les dommages d\u2019eau de surface<\/span><\/a><span style=\"font-weight: 400;\">.&nbsp;<\/span> <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Bien que leurs noms soient similaires, ces protections prot\u00e8gent contre des types de risques diff\u00e9rents. Pour vous aider \u00e0 choisir l\u2019option ou la combinaison d\u2019options qui convient le mieux \u00e0 vos besoins, voici un aper\u00e7u des principales diff\u00e9rences entre la protection eau au-dessus du sol et la protection contre les dommages d\u2019eau de surface.<\/span> &nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-protection-eau-au-dessus-du-sol\">Protection eau au-dessus du sol<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><span style=\"font-weight: 400;\">Prot\u00e8ge contre les risques d\u2019eau provenant de sources situ\u00e9es au-dessus du niveau du sol<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">Couvre les incidents o\u00f9 l\u2019eau s\u2019infiltre par les toits, fen\u00eatres, portes, goutti\u00e8res, descentes pluviales, puits de lumi\u00e8re et \u00e9vents de toit<\/span><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-protection-contre-les-dommages-d-eau-de-surface\">Protection contre les dommages d\u2019eau de surface<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><span style=\"font-weight: 400;\">Prot\u00e8ge contre les risques li\u00e9s \u00e0 l\u2019eau douce provenant du niveau du sol<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">Couvre les incidents o\u00f9 l\u2019eau p\u00e9n\u00e8tre par des points bas, comme les fen\u00eatres de sous-sol, portes, fissures de fondation et autres zones vuln\u00e9rables <\/span><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">&nbsp;\n\n<span style=\"font-weight: 400;\">Ces deux protections se ressemblent puisqu\u2019elles offrent une compensation financi\u00e8re pour les r\u00e9parations ou le remplacement des biens endommag\u00e9s. Elles sont aussi toutes deux optionnelles, ce qui signifie que vous devez les ajouter sp\u00e9cifiquement \u00e0 votre police pour b\u00e9n\u00e9ficier de leur protection.&nbsp;<\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-devriez-vous-souscrire-une-protection-eau-au-dessus-du-sol\">Devriez-vous souscrire une protection eau au-dessus du sol\u2009?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Puisque cette protection n\u2019est pas <\/span><a href=\"https:\/\/youset.ca\/fr\/blog\/lassurance-habitation-est-elle-obligatoire\/\"><span style=\"font-weight: 400;\">obligatoire au Canada<\/span><\/a><span style=\"font-weight: 400;\">, le choix d\u2019inclure une protection eau au-dessus du sol dans votre police d\u00e9pend enti\u00e8rement de vous. Bien qu\u2019il soit tentant de l\u2019ignorer en raison de son co\u00fbt suppl\u00e9mentaire, il vaut la peine de bien peser les risques et les co\u00fbts potentiels de ce type de dommages.&nbsp;<\/span> <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Par exemple, si des d\u00e9g\u00e2ts d\u2019eau proviennent de votre toit, la <\/span><a href=\"https:\/\/homeguide.com\/costs\/roof-repair-cost\"><span style=\"font-weight: 400;\">r\u00e9paration d\u2019une petite fuite<\/span><\/a> <span style=\"font-weight: 400;\">peut co\u00fbter entre 150&nbsp;$ et 1\u2009000&nbsp;$. Des fuites plus graves, impliquant d\u2019autres dommages, peuvent atteindre entre 1\u2009000&nbsp;$ et 3\u2009000&nbsp;$, et les r\u00e9parations majeures n\u00e9cessitant des travaux structurels peuvent aller de 3\u2009000&nbsp;$ \u00e0 6\u2009000&nbsp;$. \u00c0 cela, il faut ajouter les frais de r\u00e9paration ou de remplacement des biens personnels endommag\u00e9s.<\/span> <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">M\u00eame s\u2019il ne s\u2019agit que d\u2019un exemple, les dommages caus\u00e9s par l\u2019eau au-dessus du sol peuvent devenir co\u00fbteux tr\u00e8s rapidement. De plus, ce type de dommage peut survenir \u00e0 tout moment de l\u2019ann\u00e9e, peu importe la saison. Il suffit d\u2019une forte pluie pour endommager vos biens personnels, ab\u00eemer les finitions int\u00e9rieures, affecter les syst\u00e8mes \u00e9lectriques, et m\u00eame compromettre l\u2019int\u00e9grit\u00e9 structurelle de votre maison.<\/span> <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Que vous d\u00e9cidiez d\u2019investir dans cette protection pour votre tranquillit\u00e9 d\u2019esprit ou de ne pas prendre ce risque financier, prenez le temps d\u2019\u00e9valuer vos options et votre situation pour faire un choix \u00e9clair\u00e9 quant \u00e0 la protection eau au-dessus du sol.<\/span> &nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-prochaines-etapes\">Prochaines \u00e9tapes<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Vous demandez-vous combien co\u00fbterait l\u2019ajout d\u2019une protection eau au-dessus du sol pour votre maison, condo ou logement\u2009? <\/span><a href=\"https:\/\/www.app.youset.ca\/start?lng=fr&amp;externalId=blog\"><span style=\"font-weight: 400;\">YouSet<\/span><\/a> <span style=\"font-weight: 400;\"> peut vous aider. En seulement quatre minutes, la plateforme YouSet compare automatiquement plusieurs assureurs, applique des rabais exclusifs et vous trouve le meilleur prix sur le march\u00e9, pour que vous sachiez s\u2019il est possible d\u2019obtenir une meilleure assurance habitation pour moins cher.&nbsp;<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Les d\u00e9g\u00e2ts d\u2019eau figurent parmi les r\u00e9clamations d\u2019assurance habitation les plus fr\u00e9quentes pour les propri\u00e9taires de maisons, de condos, et les locataires. Pour les utilisateurs de YouSet, c\u2019est la r\u00e9clamation la plus courante au Qu\u00e9bec et la deuxi\u00e8me en Ontario, avec des montants variant entre 9\u2009000\u00a0$ et 12\u2009000\u00a0$. Compte tenu&#8230;<\/p>\n","protected":false},"author":11,"featured_media":6656,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[469,457,465],"tags":[],"class_list":["post-7557","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-assurance-condo","category-assurance-habitation","category-assurance-locataire"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.8 (Yoast SEO v28.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Qu\u2019est-ce que la protection eau au-dessus du sol\u2009? - YouSet<\/title>\n<meta name=\"description\" content=\"La protection eau au-dessus du sol est une option d\u2019assurance habitation pour les propri\u00e9taires de maisons, de condos, et les locataires.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/youset.ca\/fr\/blog\/quest-ce-que-la-protection-eau-au-dessus-du-sol\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Qu\u2019est-ce que la protection eau au-dessus du sol\u2009?\" \/>\n<meta property=\"og:description\" content=\"%\" \/>\n<meta property=\"og:url\" content=\"https:\/\/youset.ca\/fr\/blog\/quest-ce-que-la-protection-eau-au-dessus-du-sol\/\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/yousetinsurance\/\" \/>\n<meta property=\"article:published_time\" content=\"2024-10-24T05:01:32+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-22T14:21:44+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/youset.ca\/wp-content\/uploads\/2024\/10\/What-Is-Above-Ground-Water-Coverage-YouSet.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Emily May\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Emily May\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/youset.ca\\\/fr\\\/blog\\\/quest-ce-que-la-protection-eau-au-dessus-du-sol\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/youset.ca\\\/fr\\\/blog\\\/quest-ce-que-la-protection-eau-au-dessus-du-sol\\\/\"},\"author\":{\"name\":\"Emily May\",\"@id\":\"https:\\\/\\\/youset.ca\\\/fr\\\/#\\\/schema\\\/person\\\/0686aae361019707f752e540bb05fb40\"},\"headline\":\"Qu\u2019est-ce que la protection eau au-dessus du sol\u2009?\",\"datePublished\":\"2024-10-24T05:01:32+00:00\",\"dateModified\":\"2026-06-22T14:21:44+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/youset.ca\\\/fr\\\/blog\\\/quest-ce-que-la-protection-eau-au-dessus-du-sol\\\/\"},\"wordCount\":1058,\"publisher\":{\"@id\":\"https:\\\/\\\/youset.ca\\\/fr\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/youset.ca\\\/fr\\\/blog\\\/quest-ce-que-la-protection-eau-au-dessus-du-sol\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/youset.ca\\\/wp-content\\\/uploads\\\/2024\\\/10\\\/What-Is-Above-Ground-Water-Coverage-YouSet.webp\",\"articleSection\":[\"Assurance condo\",\"Assurance habitation\",\"Assurance locataire\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/youset.ca\\\/fr\\\/blog\\\/quest-ce-que-la-protection-eau-au-dessus-du-sol\\\/\",\"url\":\"https:\\\/\\\/youset.ca\\\/fr\\\/blog\\\/quest-ce-que-la-protection-eau-au-dessus-du-sol\\\/\",\"name\":\"Qu\u2019est-ce que la protection eau au-dessus du sol\u2009? - YouSet\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/youset.ca\\\/fr\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/youset.ca\\\/fr\\\/blog\\\/quest-ce-que-la-protection-eau-au-dessus-du-sol\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/youset.ca\\\/fr\\\/blog\\\/quest-ce-que-la-protection-eau-au-dessus-du-sol\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/youset.ca\\\/wp-content\\\/uploads\\\/2024\\\/10\\\/What-Is-Above-Ground-Water-Coverage-YouSet.webp\",\"datePublished\":\"2024-10-24T05:01:32+00:00\",\"dateModified\":\"2026-06-22T14:21:44+00:00\",\"description\":\"La protection eau au-dessus du sol est une option d\u2019assurance habitation pour les propri\u00e9taires de maisons, de condos, et les locataires.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/youset.ca\\\/fr\\\/blog\\\/quest-ce-que-la-protection-eau-au-dessus-du-sol\\\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/youset.ca\\\/fr\\\/blog\\\/quest-ce-que-la-protection-eau-au-dessus-du-sol\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/youset.ca\\\/fr\\\/blog\\\/quest-ce-que-la-protection-eau-au-dessus-du-sol\\\/#primaryimage\",\"url\":\"https:\\\/\\\/youset.ca\\\/wp-content\\\/uploads\\\/2024\\\/10\\\/What-Is-Above-Ground-Water-Coverage-YouSet.webp\",\"contentUrl\":\"https:\\\/\\\/youset.ca\\\/wp-content\\\/uploads\\\/2024\\\/10\\\/What-Is-Above-Ground-Water-Coverage-YouSet.webp\",\"width\":1920,\"height\":1080,\"caption\":\"What Is Above-Ground Water Coverage - YouSet\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/youset.ca\\\/fr\\\/blog\\\/quest-ce-que-la-protection-eau-au-dessus-du-sol\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/youset.ca\\\/fr\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Qu\u2019est-ce que la protection eau au-dessus du sol\u2009?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/youset.ca\\\/fr\\\/#website\",\"url\":\"https:\\\/\\\/youset.ca\\\/fr\\\/\",\"name\":\"YouSet\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/youset.ca\\\/fr\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/youset.ca\\\/fr\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/youset.ca\\\/fr\\\/#organization\",\"name\":\"YouSet Insurance\",\"url\":\"https:\\\/\\\/youset.ca\\\/fr\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/youset.ca\\\/fr\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/youset.ca\\\/wp-content\\\/uploads\\\/2023\\\/03\\\/YouSet-logo-1.png\",\"contentUrl\":\"https:\\\/\\\/youset.ca\\\/wp-content\\\/uploads\\\/2023\\\/03\\\/YouSet-logo-1.png\",\"width\":696,\"height\":696,\"caption\":\"YouSet Insurance\"},\"image\":{\"@id\":\"https:\\\/\\\/youset.ca\\\/fr\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/yousetinsurance\\\/\",\"https:\\\/\\\/www.instagram.com\\\/yousetinsurance\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/11319949\",\"https:\\\/\\\/www.pinterest.ca\\\/yousetinsurance\\\/\"],\"description\":\"YouSet Insurance is a damage insurance brokerage firm registered with the AMF in Quebec and RIBO in Ontario.\",\"email\":\"contact@youset.ca\",\"legalName\":\"YouSet Insurance\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/youset.ca\\\/fr\\\/#\\\/schema\\\/person\\\/0686aae361019707f752e540bb05fb40\",\"name\":\"Emily May\",\"description\":\"Emily May proudly holds the position of Content Manager at YouSet, working from her home base near Toronto, Ontario. Since 2017, Emily has specialized in writing, marketing, and content creation, refining her craft to deliver messages that reflect the reality of her audience\u2019s day-to-day life. Through extensive research and with a genuine commitment to addressing the real questions of Canadians, Emily aims to simplify the complexities of home and car insurance. Her mission is clear: to make insurance feel less intimidating and more approachable for the everyday Canadian.\",\"sameAs\":[\"https:\\\/\\\/www.linkedin.com\\\/in\\\/emily-a-may\\\/\"],\"jobTitle\":\"Content Manager\",\"worksFor\":\"YouSet\",\"url\":\"https:\\\/\\\/youset.ca\\\/fr\\\/author\\\/emay\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Qu\u2019est-ce que la protection eau au-dessus du sol\u2009? - YouSet","description":"La protection eau au-dessus du sol est une option d\u2019assurance habitation pour les propri\u00e9taires de maisons, de condos, et les locataires.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/youset.ca\/fr\/blog\/quest-ce-que-la-protection-eau-au-dessus-du-sol\/","og_locale":"fr_FR","og_type":"article","og_title":"Qu\u2019est-ce que la protection eau au-dessus du sol\u2009?","og_description":"%","og_url":"https:\/\/youset.ca\/fr\/blog\/quest-ce-que-la-protection-eau-au-dessus-du-sol\/","article_publisher":"https:\/\/www.facebook.com\/yousetinsurance\/","article_published_time":"2024-10-24T05:01:32+00:00","article_modified_time":"2026-06-22T14:21:44+00:00","og_image":[{"width":1920,"height":1080,"url":"https:\/\/youset.ca\/wp-content\/uploads\/2024\/10\/What-Is-Above-Ground-Water-Coverage-YouSet.webp","type":"image\/webp"}],"author":"Emily May","twitter_card":"summary_large_image","twitter_misc":{"\u00c9crit par":"Emily May","Dur\u00e9e de lecture estim\u00e9e":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/youset.ca\/fr\/blog\/quest-ce-que-la-protection-eau-au-dessus-du-sol\/#article","isPartOf":{"@id":"https:\/\/youset.ca\/fr\/blog\/quest-ce-que-la-protection-eau-au-dessus-du-sol\/"},"author":{"name":"Emily May","@id":"https:\/\/youset.ca\/fr\/#\/schema\/person\/0686aae361019707f752e540bb05fb40"},"headline":"Qu\u2019est-ce que la protection eau au-dessus du sol\u2009?","datePublished":"2024-10-24T05:01:32+00:00","dateModified":"2026-06-22T14:21:44+00:00","mainEntityOfPage":{"@id":"https:\/\/youset.ca\/fr\/blog\/quest-ce-que-la-protection-eau-au-dessus-du-sol\/"},"wordCount":1058,"publisher":{"@id":"https:\/\/youset.ca\/fr\/#organization"},"image":{"@id":"https:\/\/youset.ca\/fr\/blog\/quest-ce-que-la-protection-eau-au-dessus-du-sol\/#primaryimage"},"thumbnailUrl":"https:\/\/youset.ca\/wp-content\/uploads\/2024\/10\/What-Is-Above-Ground-Water-Coverage-YouSet.webp","articleSection":["Assurance condo","Assurance habitation","Assurance locataire"],"inLanguage":"fr-FR"},{"@type":"WebPage","@id":"https:\/\/youset.ca\/fr\/blog\/quest-ce-que-la-protection-eau-au-dessus-du-sol\/","url":"https:\/\/youset.ca\/fr\/blog\/quest-ce-que-la-protection-eau-au-dessus-du-sol\/","name":"Qu\u2019est-ce que la protection eau au-dessus du sol\u2009? - YouSet","isPartOf":{"@id":"https:\/\/youset.ca\/fr\/#website"},"primaryImageOfPage":{"@id":"https:\/\/youset.ca\/fr\/blog\/quest-ce-que-la-protection-eau-au-dessus-du-sol\/#primaryimage"},"image":{"@id":"https:\/\/youset.ca\/fr\/blog\/quest-ce-que-la-protection-eau-au-dessus-du-sol\/#primaryimage"},"thumbnailUrl":"https:\/\/youset.ca\/wp-content\/uploads\/2024\/10\/What-Is-Above-Ground-Water-Coverage-YouSet.webp","datePublished":"2024-10-24T05:01:32+00:00","dateModified":"2026-06-22T14:21:44+00:00","description":"La protection eau au-dessus du sol est une option d\u2019assurance habitation pour les propri\u00e9taires de maisons, de condos, et les locataires.","breadcrumb":{"@id":"https:\/\/youset.ca\/fr\/blog\/quest-ce-que-la-protection-eau-au-dessus-du-sol\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/youset.ca\/fr\/blog\/quest-ce-que-la-protection-eau-au-dessus-du-sol\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/youset.ca\/fr\/blog\/quest-ce-que-la-protection-eau-au-dessus-du-sol\/#primaryimage","url":"https:\/\/youset.ca\/wp-content\/uploads\/2024\/10\/What-Is-Above-Ground-Water-Coverage-YouSet.webp","contentUrl":"https:\/\/youset.ca\/wp-content\/uploads\/2024\/10\/What-Is-Above-Ground-Water-Coverage-YouSet.webp","width":1920,"height":1080,"caption":"What Is Above-Ground Water Coverage - YouSet"},{"@type":"BreadcrumbList","@id":"https:\/\/youset.ca\/fr\/blog\/quest-ce-que-la-protection-eau-au-dessus-du-sol\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/youset.ca\/fr\/"},{"@type":"ListItem","position":2,"name":"Qu\u2019est-ce que la protection eau au-dessus du sol\u2009?"}]},{"@type":"WebSite","@id":"https:\/\/youset.ca\/fr\/#website","url":"https:\/\/youset.ca\/fr\/","name":"YouSet","description":"","publisher":{"@id":"https:\/\/youset.ca\/fr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/youset.ca\/fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/youset.ca\/fr\/#organization","name":"YouSet Insurance","url":"https:\/\/youset.ca\/fr\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/youset.ca\/fr\/#\/schema\/logo\/image\/","url":"https:\/\/youset.ca\/wp-content\/uploads\/2023\/03\/YouSet-logo-1.png","contentUrl":"https:\/\/youset.ca\/wp-content\/uploads\/2023\/03\/YouSet-logo-1.png","width":696,"height":696,"caption":"YouSet Insurance"},"image":{"@id":"https:\/\/youset.ca\/fr\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/yousetinsurance\/","https:\/\/www.instagram.com\/yousetinsurance\/","https:\/\/www.linkedin.com\/company\/11319949","https:\/\/www.pinterest.ca\/yousetinsurance\/"],"description":"YouSet Insurance is a damage insurance brokerage firm registered with the AMF in Quebec and RIBO in Ontario.","email":"contact@youset.ca","legalName":"YouSet Insurance"},{"@type":"Person","@id":"https:\/\/youset.ca\/fr\/#\/schema\/person\/0686aae361019707f752e540bb05fb40","name":"Emily May","description":"Emily May proudly holds the position of Content Manager at YouSet, working from her home base near Toronto, Ontario. Since 2017, Emily has specialized in writing, marketing, and content creation, refining her craft to deliver messages that reflect the reality of her audience\u2019s day-to-day life. Through extensive research and with a genuine commitment to addressing the real questions of Canadians, Emily aims to simplify the complexities of home and car insurance. Her mission is clear: to make insurance feel less intimidating and more approachable for the everyday Canadian.","sameAs":["https:\/\/www.linkedin.com\/in\/emily-a-may\/"],"jobTitle":"Content Manager","worksFor":"YouSet","url":"https:\/\/youset.ca\/fr\/author\/emay\/"}]}},"_links":{"self":[{"href":"https:\/\/youset.ca\/fr\/wp-json\/wp\/v2\/posts\/7557","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/youset.ca\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/youset.ca\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/youset.ca\/fr\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/youset.ca\/fr\/wp-json\/wp\/v2\/comments?post=7557"}],"version-history":[{"count":0,"href":"https:\/\/youset.ca\/fr\/wp-json\/wp\/v2\/posts\/7557\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/youset.ca\/fr\/wp-json\/wp\/v2\/media\/6656"}],"wp:attachment":[{"href":"https:\/\/youset.ca\/fr\/wp-json\/wp\/v2\/media?parent=7557"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/youset.ca\/fr\/wp-json\/wp\/v2\/categories?post=7557"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/youset.ca\/fr\/wp-json\/wp\/v2\/tags?post=7557"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}