{"id":13513,"date":"2025-11-25T05:01:44","date_gmt":"2025-11-25T05:01:44","guid":{"rendered":"https:\/\/youset.ca\/?p=13513"},"modified":"2026-03-17T18:19:54","modified_gmt":"2026-03-17T18:19:54","slug":"lassurance-tremblement-de-terre-au-canada","status":"publish","type":"post","link":"https:\/\/youset.ca\/fr\/blog\/lassurance-tremblement-de-terre-au-canada\/","title":{"rendered":"L\u2019assurance tremblement de terre vaut-elle la peine au Canada\u2009?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Quand on pense aux zones sismiques au Canada, la c\u00f4te Ouest vient souvent en t\u00eate. Pourtant, la r\u00e9alit\u00e9 est que des millions de Canadiens vivent dans des r\u00e9gions o\u00f9 il existe un certain niveau d\u2019activit\u00e9 sismique.<\/span> <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Ce que beaucoup de gens ignorent, c\u2019est que les polices d\u2019assurance <\/span><a href=\"https:\/\/youset.ca\/fr\/assurance-habitation\/\"><span style=\"font-weight: 400;\">habitation<\/span><\/a><span style=\"font-weight: 400;\">, <\/span><a href=\"https:\/\/youset.ca\/fr\/assurance-condo\/\"><span style=\"font-weight: 400;\">condo<\/span><\/a><span style=\"font-weight: 400;\">, ou <\/span><a href=\"https:\/\/youset.ca\/fr\/assurance-locataire\/\"><span style=\"font-weight: 400;\">locataire<\/span><\/a> <span style=\"font-weight: 400;\"> standard ne couvrent g\u00e9n\u00e9ralement pas les dommages caus\u00e9s par un tremblement de terre. Cette protection est donc beaucoup plus pertinente que ce que plusieurs Canadiens imaginent.<\/span> <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Dans ce guide, nous expliquons ce que couvre l\u2019assurance tremblement de terre, combien elle co\u00fbte, si elle en vaut la peine, et comment le risque varie selon les r\u00e9gions du pays.<\/span><\/p>\n\n\n\n\t<section id=\"post-callout-block_9ae3e21f006ab067719c4f24314948e1\" class=\"post-block py-8\">\n\t\t\t\t<div class=\"px-6 py-8 border-l-8 border-indigo-500 rounded-l-lg md:py-11 md:px-12 bg-grayBluish-50\">\n\t\t\t\t\t\t\t<p class=\"mb-6 text-grayBluish-900 h3\">Les points cl\u00e9s<\/p>\n\t\t\t\t\t\t\t\t\t\t<div class=\"prose body-2 text-grayBluish-900\"><span style=\"font-weight: 400\">L\u2019assurance tremblement de terre est un avenant optionnel \u00e0 votre police d\u2019assurance qui peut aider \u00e0 couvrir les dommages \u00e0 votre maison en cas de s\u00e9isme. Elle est surtout pertinente dans les r\u00e9gions \u00e0 plus haut risque, comme la c\u00f4te de la Colombie-Britannique et le long de la vall\u00e9e du Saint-Laurent, en Ontario et au Qu\u00e9bec.\u00a0<\/span><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t<\/section>\n\n\n\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-existe-t-il-une-assurance-tremblement-de-terre-au-canada\">Existe-t-il une assurance tremblement de terre au Canada\u2009?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Oui. La plupart des grands assureurs au Canada offrent une assurance tremblement de terre en option, en ajout \u00e0 l\u2019assurance habitation, condo ou locataire. Elle est surtout pertinente dans les zones \u00e0 risque plus \u00e9lev\u00e9, comme la c\u00f4te de la Colombie-Britannique et la vall\u00e9e du Saint-Laurent en Ontario et au Qu\u00e9bec.<\/span> <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Cette protection entra\u00eene un co\u00fbt suppl\u00e9mentaire, mais elle peut vous \u00e9viter d\u2019importantes d\u00e9penses de votre poche. M\u00eame un tremblement de terre mod\u00e9r\u00e9 peut provoquer des fissures dans les fondations, l\u2019effondrement de chemin\u00e9es ou des dommages \u00e0 vos biens. D\u2019ailleurs, selon <\/span><a href=\"https:\/\/www.angi.com\/articles\/cost-to-repair-earthquake-damage.htm\"><span style=\"font-weight: 400;\">Angi\u2019s List aux \u00c9tats-Unis<\/span><\/a><span style=\"font-weight: 400;\">, le co\u00fbt pour r\u00e9parer des dommages caus\u00e9s par un tremblement de terre \u00e0 une maison se situe g\u00e9n\u00e9ralement entre 5\u2009000&nbsp;$ et 25\u2009000&nbsp;$, et parfois plus.&nbsp;<\/span> &nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-que-couvre-l-assurance-tremblement-de-terre\">Que couvre l\u2019assurance tremblement de terre\u2009?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">L\u2019assurance tremblement de terre est une <\/span><a href=\"https:\/\/youset.ca\/fr\/blog\/avenants-d-assurance-au-canada\/\"><span style=\"font-weight: 400;\">garantie<\/span><\/a> <span style=\"font-weight: 400;\"> additionnelle, ce qui signifie qu\u2019elle s\u2019ajoute \u00e0 votre police d\u2019assurance habitation existante pour offrir une protection sp\u00e9cifique contre les dommages caus\u00e9s par un tremblement de terre. Sans cette protection, la plupart des <\/span><a href=\"https:\/\/youset.ca\/fr\/guide-assurance-habitation\/\"><span style=\"font-weight: 400;\">assurances habitation<\/span><\/a> <span style=\"font-weight: 400;\"> standard ne couvrent pas les pertes li\u00e9es aux tremblements de terre.<\/span> <span style=\"font-weight: 400;\">En g\u00e9n\u00e9ral, l\u2019assurance tremblement de terre aide \u00e0 couvrir les dommages caus\u00e9s \u00e0&nbsp;:<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><span style=\"font-weight: 400;\">La structure physique de votre maison (murs, fondations, fen\u00eatres, toiture, etc.)<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">Les installations permanentes (armoires encastr\u00e9es, plomberie, syst\u00e8mes \u00e9lectriques, etc.)<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">Les b\u00e2timents d\u00e9tach\u00e9s (garage, remise, cabanon, etc.)<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">Vos <\/span><a href=\"https:\/\/youset.ca\/fr\/blog\/lassurance-des-biens-meubles\/\"><span style=\"font-weight: 400;\">biens personnels<\/span><\/a> <span style=\"font-weight: 400;\"> (meubles, appareils \u00e9lectroniques, v\u00eatements, \u00e9lectrom\u00e9nagers, etc.)&nbsp;<\/span><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Elle comprend aussi une <\/span><a href=\"https:\/\/youset.ca\/fr\/blog\/protection-pour-frais-de-subsistance-supplementaires\/\"><span style=\"font-weight: 400;\">protection pour les frais de subsistance suppl\u00e9mentaires<\/span><\/a> <span style=\"font-weight: 400;\"> si votre logement devient inhabitable \u00e0 la suite d\u2019un tremblement de terre.&nbsp;<\/span> <span style=\"font-weight: 400;\">La couverture peut toutefois varier selon votre situation&nbsp;:<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><span style=\"font-weight: 400;\"><strong>Propri\u00e9taires de condo&nbsp;:<\/strong> La <\/span><a href=\"https:\/\/youset.ca\/fr\/blog\/assurance-de-la-copropriete-vs-assurance-du-coproprietaire\/\"><span style=\"font-weight: 400;\">police ma\u00eetre de votre copropri\u00e9t\u00e9<\/span><\/a> <span style=\"font-weight: 400;\"> couvre habituellement la structure de l\u2019immeuble et les aires communes, tandis que votre assurance personnelle prot\u00e8ge l\u2019int\u00e9rieur de votre unit\u00e9.&nbsp;<\/span><\/li>\n\n\n\n<li><strong>Locataires&nbsp;:<\/strong> <span style=\"font-weight: 400;\">L\u2019<\/span><a href=\"https:\/\/youset.ca\/fr\/blog\/pourquoi-les-proprietaires-exigent-une-assurance-locataire\/\"><span style=\"font-weight: 400;\">assurance de votre propri\u00e9taire<\/span><\/a> <span style=\"font-weight: 400;\"> couvre g\u00e9n\u00e9ralement l\u2019immeuble, mais votre <\/span><a href=\"https:\/\/youset.ca\/fr\/blog\/que-couvre-lassurance-locataire-au-canada\/\"><span style=\"font-weight: 400;\">assurance locataire<\/span><\/a> <span style=\"font-weight: 400;\"> prot\u00e8ge vos biens personnels et rembourse les frais de subsistance suppl\u00e9mentaires si le logement devient inhabitable.&nbsp;<\/span><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">En r\u00e9sum\u00e9, l\u2019assurance tremblement de terre vise \u00e0 prot\u00e9ger votre propri\u00e9t\u00e9 et votre stabilit\u00e9 financi\u00e8re apr\u00e8s un s\u00e9isme, afin de vous aider \u00e0 reprendre le cours normal de votre vie plus rapidement.&nbsp;<\/span>\n\n&nbsp;<\/p>\n\n\n\n\t<section id=\"post-cta-block_6e66254ad507e23aa4a623d3568e5585\" class=\"post-block pt-8 pb-8 lg:pb-20\">\n\t\t\t\t<div class=\"lg:flex justify-between gap-x-6 rounded-lg bg-indigo-600 px-8 py-7 shadow-[0_2px_10px_0_theme(colors.surface.background.disabled)]\">\n\t\t\t\t\t\t\t<h3 class=\"text-white lg:mb-0\">Comparez assureurs et achetez en 4 minutes.<\/h3>\n\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.app.youset.ca\/start?lng=fr&#038;externalId=blog\" class=\"the-button the-button--white !text-text-primary\">Obtenez une soumission<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/section>\n\n\n\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-quelle-est-la-franchise-pour-l-assurance-tremblement-de-terre\">Quelle est la franchise pour l\u2019assurance tremblement de terre\u2009?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">L\u2019une des plus grandes diff\u00e9rences entre l\u2019assurance tremblement de terre et l\u2019assurance habitation standard concerne la <\/span><a href=\"https:\/\/youset.ca\/fr\/blog\/franchise-d-assurance-plus-eleve-ou-plus-bas\/\"><span style=\"font-weight: 400;\">franchise<\/span><\/a><span style=\"font-weight: 400;\">. La plupart des polices d\u2019assurance habitation ont une franchise fixe, par exemple 500&nbsp;$ ou 1\u2009000&nbsp;$. L\u2019assurance tremblement de terre, elle, fonctionne g\u00e9n\u00e9ralement avec une franchise bas\u00e9e sur un pourcentage, ce qui la rend beaucoup plus \u00e9lev\u00e9e.<\/span> <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Selon le gouvernement du Canada, les franchises en assurance tremblement de terre se situent habituellement entre <\/span><a href=\"https:\/\/www.canada.ca\/fr\/agence-consommation-matiere-financiere\/services\/assurance\/evenements-inattendus-catastrophes.html\"><span style=\"font-weight: 400;\">5&nbsp;% et 20&nbsp;% de votre limite de couverture<\/span><\/a><span style=\"font-weight: 400;\">. Autrement dit, plus votre montant de couverture est \u00e9lev\u00e9, plus votre franchise l\u2019est aussi.<\/span> <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Par exemple, si vous avez 100\u2009000&nbsp;$ de couverture en cas de tremblement de terre et une franchise de 10&nbsp;%, vous devrez payer 10\u2009000&nbsp;$ de votre poche avant d\u2019\u00eatre admissible \u00e0 un remboursement.&nbsp;<\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-l-assurance-tremblement-de-terre-vaut-elle-la-peine\">L\u2019assurance tremblement de terre vaut-elle la peine\u2009?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">La pertinence de l\u2019assurance tremblement de terre d\u00e9pend de votre situation. Si vous \u00eates propri\u00e9taire ou locataire dans une zone \u00e0 risque plus \u00e9lev\u00e9, comme la c\u00f4te de la Colombie-Britannique ou la vall\u00e9e du Saint-Laurent au Qu\u00e9bec et en Ontario, cette assurance peut offrir une protection pr\u00e9cieuse contre des dommages co\u00fbteux. Dans d\u2019autres r\u00e9gions, elle peut aussi valoir la peine selon votre type de logement, votre situation financi\u00e8re et votre tol\u00e9rance au risque.&nbsp;<\/span> <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Voyons de plus pr\u00e8s comment le risque et le besoin de couverture varient selon les r\u00e9gions du Canada.&nbsp;<\/span> &nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-colombie-britannique\">Colombie-Britannique<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">M\u00eame si plusieurs sont de faible magnitude et passent inaper\u00e7us, la <\/span><a href=\"https:\/\/climatereadybc.gov.bc.ca\/pages\/earthquakes\"><span style=\"font-weight: 400;\">Colombie-Britannique enregistre des milliers de tremblements de terre chaque ann\u00e9e<\/span><\/a><span style=\"font-weight: 400;\">, dont environ 50 sont ressentis. Le s\u00e9isme de magnitude&nbsp;7,7 \u00e0 <\/span><a href=\"https:\/\/www.earthquakescanada.nrcan.gc.ca\/recent\/2012\/20121028.0304\/index-fr.php\"><span style=\"font-weight: 400;\">Haida Gwaii en 2012<\/span><\/a> <span style=\"font-weight: 400;\"> a rappel\u00e9 \u00e0 quel point le risque sismique est bien r\u00e9el dans la province. Dans ce contexte, l\u2019assurance tremblement de terre est g\u00e9n\u00e9ralement consid\u00e9r\u00e9e comme pertinente, surtout si vous vivez dans des zones sismiquement actives comme l\u2019\u00eele de Vancouver ou le Lower Mainland.<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><b>Niveau de risque sismique&nbsp;: Le plus \u00e9lev\u00e9 au <\/b> <span style=\"font-weight: 400;\">Canada (<\/span><a href=\"https:\/\/www.seismescanada.rncan.gc.ca\/pprs-pprp\/pubs\/GF-GI\/GEOFACT_earthquakes-SW-BC_e.pdf\"><span style=\"font-weight: 400;\">Source<\/span><\/a><span style=\"font-weight: 400;\">)<\/span><\/li>\n\n\n\n<li><b>Nombre de rapports de tremblements de terre en 2024&nbsp;: <\/b> <span style=\"font-weight: 400;\">43 (<\/span><a href=\"https:\/\/www.earthquakescanada.nrcan.gc.ca\/recent\/2024\/index-fr.php\"><span style=\"font-weight: 400;\">Source<\/span><\/a><span style=\"font-weight: 400;\">)<\/span><\/li>\n\n\n\n<li><b>Principales zones sismiques&nbsp;: <\/b> <span style=\"font-weight: 400;\">zone de subduction de Cascadia, faille de la Reine-Charlotte (<\/span><a href=\"https:\/\/www.earthquakescanada.nrcan.gc.ca\/zones\/westcan-fr.php\"><span style=\"font-weight: 400;\">Source<\/span><\/a><span style=\"font-weight: 400;\">)<\/span><\/li>\n\n\n\n<li><b>R\u00e9gions vuln\u00e9rables&nbsp;: <\/b> <span style=\"font-weight: 400;\">\u00eele de Vancouver, Haida Gwaii, c\u00f4te de la Colombie-Britannique (<\/span><a href=\"https:\/\/www.seismescanada.rncan.gc.ca\/hazard-alea\/simphaz-fr.php#:~:text=taille%20de%20page-,Colombie%20britanique,-Version%20pdf%20de\"><span style=\"font-weight: 400;\">Source<\/span><\/a><span style=\"font-weight: 400;\">)&nbsp;<\/span><\/li>\n\n\n\n<li><b>Villes vuln\u00e9rables&nbsp;: <\/b> <span style=\"font-weight: 400;\">Victoria, Nanaimo, Port Hardy, Masset, Prince Rupert, Vancouver (<\/span><a href=\"https:\/\/www.seismescanada.rncan.gc.ca\/hazard-alea\/simphaz-en.php#BC\"><span style=\"font-weight: 400;\">Source<\/span><\/a><span style=\"font-weight: 400;\">)<\/span><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-quebec\">Qu\u00e9bec<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Le Qu\u00e9bec conna\u00eet chaque ann\u00e9e des <\/span><a href=\"https:\/\/www.quebec.ca\/securite-situations-urgence\/urgences-sinistres-risques-naturels\/quoi-faire-avant-pendant-apres-urgence-sinistre\/tremblement-terre\"><span style=\"font-weight: 400;\">centaines de petits tremblements de terre<\/span><\/a><span style=\"font-weight: 400;\">, dont la majorit\u00e9 sont trop faibles pour \u00eatre ressentis. Cela dit, la province fait partie de la zone sismique de l\u2019Ouest du Qu\u00e9bec et de la zone sismique de Charlevoix, deux r\u00e9gions capables de produire des s\u00e9ismes dommageables. <\/span> <span style=\"font-weight: 400;\">Le <\/span><a href=\"https:\/\/www.earthquakescanada.nrcan.gc.ca\/historic-historique\/events\/17320916-fr.php\"><span style=\"font-weight: 400;\">tremblement de terre de Montr\u00e9al en 1732<\/span><\/a> <span style=\"font-weight: 400;\"> et celui de <\/span><a href=\"https:\/\/www.seismescanada.rncan.gc.ca\/historic-historique\/events\/19250301-fr.php\"><span style=\"font-weight: 400;\">Charlevoix en 1925<\/span><\/a> <span style=\"font-weight: 400;\"> (magnitude de 6,2) rappellent que la r\u00e9gion n\u2019est pas \u00e0 l\u2019abri. Comme le risque est surtout concentr\u00e9 le long de la vall\u00e9e du Saint-Laurent, l\u2019assurance tremblement de terre peut \u00eatre une option judicieuse, particuli\u00e8rement si vous habitez pr\u00e8s de Gatineau, Montr\u00e9al ou Qu\u00e9bec.<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><b>Niveau de risque sismique&nbsp;: <\/b> <span style=\"font-weight: 400;\">Faible (<\/span><a href=\"https:\/\/www.thinkhazard.org\/en\/report\/835-canada-quebec-quebec\/EQ#:~:text=In%20the%20area%20you%20have,in%20the%20next%2050%20years.\"><span style=\"font-weight: 400;\">Source<\/span><\/a><span style=\"font-weight: 400;\">)<\/span><\/li>\n\n\n\n<li><b>Nombre de rapports de tremblements de terre en 2024&nbsp;: <\/b> <span style=\"font-weight: 400;\">14 (<\/span><a href=\"https:\/\/www.earthquakescanada.nrcan.gc.ca\/recent\/2024\/index-en.php\"><span style=\"font-weight: 400;\">Source<\/span><\/a><span style=\"font-weight: 400;\">)<\/span><\/li>\n\n\n\n<li><b>Principales zones sismiques&nbsp;:<\/b> <span style=\"font-weight: 400;\"> Charlevoix-Kamouraska, Ouest du Qu\u00e9bec, Bas-Saint-Laurent et C\u00f4te-Nord (<\/span><a href=\"https:\/\/www.quebec.ca\/en\/public-safety-emergencies\/emergency-situations-disasters-and-natural-hazards\/what-to-do-before-during-after-emergency-disaster\/earthquakes\"><span style=\"font-weight: 400;\">Source<\/span><\/a><span style=\"font-weight: 400;\">)<\/span><\/li>\n\n\n\n<li><b>R\u00e9gions vuln\u00e9rables&nbsp;: <\/b> <span style=\"font-weight: 400;\">le long de la vall\u00e9e du Saint-Laurent, Est-du-Qu\u00e9bec<\/span> <span style=\"font-weight: 400;\">(<\/span><a href=\"https:\/\/www.seismescanada.rncan.gc.ca\/hazard-alea\/simphaz-en.php#QC\"><span style=\"font-weight: 400;\">Source<\/span><\/a><span style=\"font-weight: 400;\">)&nbsp;<\/span><\/li>\n\n\n\n<li><b>Villes vuln\u00e9rables&nbsp;: <\/b> <span style=\"font-weight: 400;\">Montr\u00e9al, Qu\u00e9bec, Gatineau, Trois-Rivi\u00e8res<\/span> <span style=\"font-weight: 400;\">(<\/span><a href=\"https:\/\/www.seismescanada.rncan.gc.ca\/hazard-alea\/simphaz-en.php#QC\"><span style=\"font-weight: 400;\">Source<\/span><\/a><span style=\"font-weight: 400;\">)<\/span><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-ontario\">Ontario<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">L\u2019Ontario n\u2019est pas toujours la premi\u00e8re province \u00e0 laquelle on pense quand il est question de tremblements de terre, mais la <\/span><a href=\"https:\/\/agupubs.onlinelibrary.wiley.com\/doi\/full\/10.1029\/2006JB004827\"><span style=\"font-weight: 400;\">zone sismique de l\u2019Ouest du Qu\u00e9bec<\/span><\/a> <span style=\"font-weight: 400;\"> s\u2019\u00e9tend jusqu\u2019\u00e0 certaines parties de l\u2019Est de l\u2019Ontario. De petits s\u00e9ismes y sont enregistr\u00e9s r\u00e9guli\u00e8rement, et des \u00e9v\u00e9nements plus importants, comme le <\/span><a href=\"https:\/\/www.earthquakescanada.nrcan.gc.ca\/pprs-pprp\/pubs\/GF-GI\/GEOFACT_ValdesBois2010.pdf\"><span style=\"font-weight: 400;\">tremblement de terre de magnitude&nbsp;5,0 survenu pr\u00e8s d\u2019Ottawa en 2010<\/span><\/a><span style=\"font-weight: 400;\">, ont caus\u00e9 des dommages mineurs. Le risque sismique en Ontario demeure relativement faible, mais dans les r\u00e9gions plus pr\u00e8s d\u2019Ottawa et de la vall\u00e9e du Saint-Laurent, l\u2019assurance tremblement de terre peut tout de m\u00eame valoir la peine d\u2019\u00eatre consid\u00e9r\u00e9e.<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><b>Niveau de risque sismique&nbsp;: <\/b> <span style=\"font-weight: 400;\">Faible (<\/span><a href=\"https:\/\/thinkhazard.org\/en\/report\/833-canada-ontario\/EQ\"><span style=\"font-weight: 400;\">Source<\/span><\/a><span style=\"font-weight: 400;\">)<\/span><\/li>\n\n\n\n<li><b>Nombre de rapports de tremblements de terre en 2024&nbsp;: <\/b> <span style=\"font-weight: 400;\">0<\/span> <span style=\"font-weight: 400;\">(<\/span><a href=\"https:\/\/www.earthquakescanada.nrcan.gc.ca\/recent\/2024\/index-fr.php\"><span style=\"font-weight: 400;\">Source<\/span><\/a><span style=\"font-weight: 400;\">)<\/span><\/li>\n\n\n\n<li><b>Principales zones sismiques&nbsp;: <\/b> <span style=\"font-weight: 400;\">zone sismique de l\u2019Ouest du Qu\u00e9bec (s\u2019\u00e9tend en Ontario) (<\/span><a href=\"https:\/\/www.earthquakescanada.nrcan.gc.ca\/zones\/eastcan-fr.php\"><span style=\"font-weight: 400;\">Source<\/span><\/a><span style=\"font-weight: 400;\">)<\/span><\/li>\n\n\n\n<li><b>R\u00e9gions vuln\u00e9rables&nbsp;: <\/b> <span style=\"font-weight: 400;\">vall\u00e9e de l\u2019Outaouais, Est de l\u2019Ontario pr\u00e8s de la fronti\u00e8re du Qu\u00e9bec<\/span> <span style=\"font-weight: 400;\">(<\/span><a href=\"https:\/\/www.seismescanada.rncan.gc.ca\/hazard-alea\/simphaz-fr.php#:~:text=taille%20de%20page-,Ontario,-Version%20pdf%20de\"><span style=\"font-weight: 400;\">Source<\/span><\/a><span style=\"font-weight: 400;\">)&nbsp;<\/span><\/li>\n\n\n\n<li><b>Villes vuln\u00e9rables&nbsp;: <\/b> <span style=\"font-weight: 400;\">Ottawa, Cornwall, Hawkesbury<\/span> <span style=\"font-weight: 400;\">(<\/span><a href=\"https:\/\/www.seismescanada.rncan.gc.ca\/hazard-alea\/simphaz-fr.php#:~:text=taille%20de%20page-,Ontario,-Version%20pdf%20de\"><span style=\"font-weight: 400;\">Source<\/span><\/a><span style=\"font-weight: 400;\">)<\/span><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-canada-atlantique-nouvelle-ecosse-nouveau-brunswick-ile-du-prince-edouard-terre-neuve-et-labrador\">Canada atlantique (Nouvelle-\u00c9cosse, Nouveau-Brunswick, \u00cele-du-Prince-\u00c9douard, Terre-Neuve-et-Labrador)<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Le Canada atlantique conna\u00eet des tremblements de terre, mais la plupart sont de faible magnitude et causent rarement des dommages importants. La r\u00e9gion se situe pr\u00e8s de la limite de la plaque nord-am\u00e9ricaine, et le <\/span><a href=\"https:\/\/www.earthquakescanada.nrcan.gc.ca\/historic-historique\/events\/19291118-fr.php\"><span style=\"font-weight: 400;\">s\u00e9isme des Grands Bancs de 1929<\/span><\/a> <span style=\"font-weight: 400;\"> (magnitude de 7,2), au large des c\u00f4tes de Terre-Neuve, a d\u00e9clench\u00e9 un tsunami meurtrier, rappelant que le risque n\u2019est pas nul. <\/span> <span style=\"font-weight: 400;\">M\u00eame si les tremblements de terre y sont moins fr\u00e9quents et souvent en mer, l\u2019assurance tremblement de terre peut valoir la peine, surtout \u00e0 Terre-Neuve-et-Labrador et au Nouveau-Brunswick.<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><b>Niveau de risque sismique&nbsp;: <\/b> <span style=\"font-weight: 400;\">Faible \u00e0 mod\u00e9r\u00e9<\/span> <span style=\"font-weight: 400;\">(<\/span><a href=\"https:\/\/www.novascotia.ca\/nse\/ea\/whitespointquarry\/09.Reference.Documents\/18.Fader.Seismic.Risk.pdf\"><span style=\"font-weight: 400;\">Source<\/span><\/a><span style=\"font-weight: 400;\">)<\/span><\/li>\n\n\n\n<li><b>Nombre de rapports de tremblements de terre en 2024&nbsp;: <\/b> <span style=\"font-weight: 400;\">3<\/span> <span style=\"font-weight: 400;\">(<\/span><a href=\"https:\/\/www.earthquakescanada.nrcan.gc.ca\/recent\/2024\/index-fr.php\"><span style=\"font-weight: 400;\">Source<\/span><\/a><span style=\"font-weight: 400;\">)<\/span><\/li>\n\n\n\n<li><b>Principales zones sismiques&nbsp;: <\/b> <span style=\"font-weight: 400;\">Grands Bancs, baie de Passamaquoddy<\/span> <span style=\"font-weight: 400;\">(<\/span><a href=\"https:\/\/www.seismescanada.rncan.gc.ca\/zones\/eastcan-fr.php\"><span style=\"font-weight: 400;\">Source<\/span><\/a><span style=\"font-weight: 400;\">)<\/span><\/li>\n\n\n\n<li><b>R\u00e9gions vuln\u00e9rables&nbsp;: <\/b> <span style=\"font-weight: 400;\">c\u00f4tes de Terre-Neuve, certaines r\u00e9gions du Nouveau-Brunswick<\/span> <span style=\"font-weight: 400;\">(<\/span><a href=\"https:\/\/www.seismescanada.rncan.gc.ca\/hazard-alea\/simphaz-fr.php\"><span style=\"font-weight: 400;\">Source<\/span><\/a><span style=\"font-weight: 400;\">)&nbsp;<\/span><\/li>\n\n\n\n<li><b>Villes vuln\u00e9rables&nbsp;: <\/b> <span style=\"font-weight: 400;\">St. John\u2019s, Moncton, Fredericton, Halifax<\/span> <span style=\"font-weight: 400;\">(<\/span><a href=\"https:\/\/www.seismescanada.rncan.gc.ca\/hazard-alea\/simphaz-fr.php\"><span style=\"font-weight: 400;\">Source<\/span><\/a><span style=\"font-weight: 400;\">)<\/span><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-les-prairies-alberta-saskatchewan-et-manitoba\">Les Prairies (Alberta, Saskatchewan et Manitoba)<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Les provinces des Prairies comptent parmi les r\u00e9gions les moins actives sur le plan sismique au Canada. Bien que de petits tremblements de terre puissent s\u2019y produire, ils sont rares et g\u00e9n\u00e9ralement trop faibles pour \u00eatre ressentis. <\/span>\n\n<span style=\"font-weight: 400;\">L\u2019<\/span><a href=\"https:\/\/ags.aer.ca\/our-science\/earthquakes-and-induced-seismicity\"><span style=\"font-weight: 400;\">Alberta a connu une certaine activit\u00e9 sismique mineure<\/span><\/a><span style=\"font-weight: 400;\">, parfois li\u00e9e \u00e0 l\u2019exploitation des ressources naturelles, mais le risque global demeure tr\u00e8s faible. Pour la majorit\u00e9 des r\u00e9sidents des Prairies, l\u2019assurance tremblement de terre n\u2019est g\u00e9n\u00e9ralement pas n\u00e9cessaire.<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><b>Niveau de risque sismique&nbsp;: <\/b> <span style=\"font-weight: 400;\">Tr\u00e8s faible<\/span> <span style=\"font-weight: 400;\">(<\/span><a href=\"https:\/\/www.iclr.org\/wp-content\/uploads\/PDFS\/earthquake-hazard-zones.pdf\"><span style=\"font-weight: 400;\">Source<\/span><\/a><span style=\"font-weight: 400;\">)<\/span><\/li>\n\n\n\n<li><b>Nombre de rapports de tremblements de terre en 2024&nbsp;: <\/b> <span style=\"font-weight: 400;\">14<\/span> <span style=\"font-weight: 400;\">(<\/span><a href=\"https:\/\/www.earthquakescanada.nrcan.gc.ca\/recent\/2024\/index-fr.php\"><span style=\"font-weight: 400;\">Source<\/span><\/a><span style=\"font-weight: 400;\">)<\/span><\/li>\n\n\n\n<li><b>Principales zones sismiques&nbsp;: <\/b> <span style=\"font-weight: 400;\">Aucune zone significative<\/span> <span style=\"font-weight: 400;\">(<\/span><a href=\"https:\/\/www.earthquakescanada.nrcan.gc.ca\/zones\/westcan-fr.php\"><span style=\"font-weight: 400;\">Source<\/span><\/a><span style=\"font-weight: 400;\">)<\/span><\/li>\n\n\n\n<li><b>R\u00e9gions vuln\u00e9rables&nbsp;: <\/b> <span style=\"font-weight: 400;\">Certaines zones isol\u00e9es de l\u2019Alberta<\/span> <span style=\"font-weight: 400;\">(<\/span><a href=\"https:\/\/www.seismescanada.rncan.gc.ca\/hazard-alea\/simphaz-fr.php#:~:text=taille%20de%20page-,Alberta,-Version%20pdf%20de\"><span style=\"font-weight: 400;\">Source<\/span><\/a><span style=\"font-weight: 400;\">)&nbsp;<\/span><\/li>\n\n\n\n<li><b>Villes vuln\u00e9rables&nbsp;: <\/b> <span style=\"font-weight: 400;\">Minimales, aucun grand centre urbain \u00e0 risque significatif<\/span> <span style=\"font-weight: 400;\">(<\/span><a href=\"https:\/\/www.seismescanada.rncan.gc.ca\/hazard-alea\/simphaz-fr.php#:~:text=taille%20de%20page-,Alberta,-Version%20pdf%20de\"><span style=\"font-weight: 400;\">Source<\/span><\/a><span style=\"font-weight: 400;\">)<\/span><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-yukon\">Yukon<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Le Yukon se situe pr\u00e8s de la limite entre les plaques pacifique et nord-am\u00e9ricaine, ce qui en fait l\u2019une des r\u00e9gions les plus actives sur le plan sismique au Canada en dehors de la Colombie-Britannique. <\/span>\n\n<span style=\"font-weight: 400;\">Les tremblements de terre y sont relativement fr\u00e9quents, et des \u00e9v\u00e9nements mod\u00e9r\u00e9s sont parfois ressentis dans les communaut\u00e9s. M\u00eame si la population est plus dispers\u00e9e, les r\u00e9sidents de Whitehorse et des environs pourraient b\u00e9n\u00e9ficier d\u2019une assurance tremblement de terre, compte tenu de la g\u00e9ologie de la r\u00e9gion.<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><b>Niveau de risque sismique&nbsp;: <\/b> <span style=\"font-weight: 400;\">\u00c9lev\u00e9<\/span> <span style=\"font-weight: 400;\">(<\/span><a href=\"https:\/\/thinkhazard.org\/fr\/report\/837-canada-yukon\/EQ\"><span style=\"font-weight: 400;\">Source<\/span><\/a><span style=\"font-weight: 400;\">)<\/span><\/li>\n\n\n\n<li><b>Nombre de rapports de tremblements de terre en 2024&nbsp;: <\/b> <span style=\"font-weight: 400;\">8<\/span> <span style=\"font-weight: 400;\">(<\/span><a href=\"https:\/\/www.earthquakescanada.nrcan.gc.ca\/recent\/2024\/index-fr.php\"><span style=\"font-weight: 400;\">Source<\/span><\/a><span style=\"font-weight: 400;\">)<\/span><\/li>\n\n\n\n<li><b>Principales zones sismiques&nbsp;: <\/b> <span style=\"font-weight: 400;\">faille de Denali, foss\u00e9 de Tintina<\/span> <span style=\"font-weight: 400;\">(<\/span><a href=\"https:\/\/www.earthquakescanada.nrcan.gc.ca\/zones\/westcan-fr.php\"><span style=\"font-weight: 400;\">Source<\/span><\/a><span style=\"font-weight: 400;\">)<\/span><\/li>\n\n\n\n<li><b>R\u00e9gions vuln\u00e9rables&nbsp;: <\/b> <span style=\"font-weight: 400;\">sud et centre du Yukon<\/span> <span style=\"font-weight: 400;\">(<\/span><a href=\"https:\/\/www.seismescanada.rncan.gc.ca\/hazard-alea\/simphaz-fr.php#YT:~:text=taille%20de%20page-,Yukon,-Version%20pdf%20de\"><span style=\"font-weight: 400;\">Source<\/span><\/a><span style=\"font-weight: 400;\">)&nbsp;<\/span><\/li>\n\n\n\n<li><b>Villes vuln\u00e9rables&nbsp;: <\/b> <span style=\"font-weight: 400;\">Whitehorse, Dawson City (<\/span><a href=\"https:\/\/www.seismescanada.rncan.gc.ca\/hazard-alea\/simphaz-fr.php#YT:~:text=taille%20de%20page-,Yukon,-Version%20pdf%20de\"><span style=\"font-weight: 400;\">Source<\/span><\/a><span style=\"font-weight: 400;\">)<\/span><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-territoires-du-nord-ouest\">Territoires du Nord-Ouest<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Les tremblements de terre dans les Territoires du Nord-Ouest sont assez rares, bien que le territoire ait connu une activit\u00e9 sismique mod\u00e9r\u00e9e, surtout dans les r\u00e9gions de l\u2019ouest pr\u00e8s du Yukon et des monts Mackenzie. Comme le risque est consid\u00e9r\u00e9 faible pour la plupart des r\u00e9sidents, l\u2019assurance tremblement de terre y est g\u00e9n\u00e9ralement moins pertinente que dans d\u2019autres r\u00e9gions.&nbsp;<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><b>Niveau de risque sismique&nbsp;: <\/b> <span style=\"font-weight: 400;\">Faible (<\/span><a href=\"https:\/\/www.maca.gov.nt.ca\/sites\/maca\/files\/resources\/hira-01-executive-summary.pdf\"><span style=\"font-weight: 400;\">Source<\/span><\/a><span style=\"font-weight: 400;\">)<\/span><\/li>\n\n\n\n<li><b>Nombre de rapports de tremblements de terre en 2024&nbsp;: <\/b> <span style=\"font-weight: 400;\">12<\/span> <span style=\"font-weight: 400;\">(<\/span><a href=\"https:\/\/www.earthquakescanada.nrcan.gc.ca\/recent\/2024\/index-fr.php\"><span style=\"font-weight: 400;\">Source<\/span><\/a><span style=\"font-weight: 400;\">)<\/span><\/li>\n\n\n\n<li><b>Principales zones sismiques&nbsp;: <\/b> <span style=\"font-weight: 400;\">r\u00e9gion des monts Mackenzie<\/span> <span style=\"font-weight: 400;\">(<\/span><a href=\"https:\/\/www.earthquakescanada.nrcan.gc.ca\/zones\/westcan-fr.php\"><span style=\"font-weight: 400;\">Source<\/span><\/a><span style=\"font-weight: 400;\">)<\/span><\/li>\n\n\n\n<li><b>R\u00e9gions vuln\u00e9rables&nbsp;: <\/b> <span style=\"font-weight: 400;\">ouest des T.N.-O. pr\u00e8s de la fronti\u00e8re du Yukon<\/span> <span style=\"font-weight: 400;\">(<\/span><a href=\"https:\/\/www.seismescanada.rncan.gc.ca\/hazard-alea\/simphaz-fr.php\"><span style=\"font-weight: 400;\">Source<\/span><\/a><span style=\"font-weight: 400;\">)&nbsp;<\/span><\/li>\n\n\n\n<li><b>Villes vuln\u00e9rables&nbsp;: <\/b> <span style=\"font-weight: 400;\">Fort Simpson, Norman Wells<\/span> <span style=\"font-weight: 400;\">(<\/span><a href=\"https:\/\/www.seismescanada.rncan.gc.ca\/hazard-alea\/simphaz-fr.php\"><span style=\"font-weight: 400;\">Source<\/span><\/a><span style=\"font-weight: 400;\">)<\/span><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-nunavut\">Nunavut<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Le Nunavut est la r\u00e9gion la moins active sur le plan sismique au Canada. Les tremblements de terre y sont extr\u00eamement rares et le risque pour les habitations et les communaut\u00e9s est jug\u00e9 n\u00e9gligeable. Pour cette raison, l\u2019assurance tremblement de terre est g\u00e9n\u00e9ralement consid\u00e9r\u00e9e comme inutile pour les r\u00e9sidents du Nunavut.<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><b>Niveau de risque sismique&nbsp;: <\/b> <span style=\"font-weight: 400;\">Tr\u00e8s faible<\/span> <span style=\"font-weight: 400;\">(<\/span><a href=\"https:\/\/www.seismescanada.rncan.gc.ca\/pprs-pprp\/pubs\/GF-GI\/GEOFACT_earthquakes-SW-BC_e.pdf\"><span style=\"font-weight: 400;\">Source<\/span><\/a><span style=\"font-weight: 400;\">)<\/span><\/li>\n\n\n\n<li><b>Nombre de rapports de tremblements de terre en 2024&nbsp;: <\/b> <span style=\"font-weight: 400;\">2<\/span> <span style=\"font-weight: 400;\">(<\/span><a href=\"https:\/\/www.earthquakescanada.nrcan.gc.ca\/recent\/2024\/index-fr.php\"><span style=\"font-weight: 400;\">Source<\/span><\/a><span style=\"font-weight: 400;\">)<\/span><\/li>\n\n\n\n<li><b>Principales zones sismiques&nbsp;: <\/b> <span style=\"font-weight: 400;\">Aucune zone significative<\/span> <span style=\"font-weight: 400;\">(<\/span><a href=\"https:\/\/www.earthquakescanada.nrcan.gc.ca\/zones\/eastcan-fr.php\"><span style=\"font-weight: 400;\">Source<\/span><\/a><span style=\"font-weight: 400;\">)<\/span><\/li>\n\n\n\n<li><b>R\u00e9gions vuln\u00e9rables&nbsp;: <\/b> <span style=\"font-weight: 400;\">Aucune<\/span> <span style=\"font-weight: 400;\">(<\/span><a href=\"https:\/\/www.seismescanada.rncan.gc.ca\/hazard-alea\/simphaz-fr.php\"><span style=\"font-weight: 400;\">Source<\/span><\/a><span style=\"font-weight: 400;\">)&nbsp;<\/span><\/li>\n\n\n\n<li><b>Villes vuln\u00e9rables&nbsp;: <\/b> <span style=\"font-weight: 400;\">Aucune<\/span> <span style=\"font-weight: 400;\">(<\/span><a href=\"https:\/\/www.seismescanada.rncan.gc.ca\/hazard-alea\/simphaz-fr.php\"><span style=\"font-weight: 400;\">Source<\/span><\/a><span style=\"font-weight: 400;\">)<\/span><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Quand on pense aux zones sismiques au Canada, la c\u00f4te Ouest vient souvent en t\u00eate. Pourtant, la r\u00e9alit\u00e9 est que des millions de Canadiens vivent dans des r\u00e9gions o\u00f9 il existe un certain niveau d\u2019activit\u00e9 sismique. Ce que beaucoup de gens ignorent, c\u2019est que les polices d\u2019assurance habitation, condo, ou&#8230;<\/p>\n","protected":false},"author":20,"featured_media":11916,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[469,457,465],"tags":[],"class_list":["post-13513","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-assurance-condo","category-assurance-habitation","category-assurance-locataire"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.8 (Yoast SEO v28.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>L\u2019assurance tremblement de terre vaut-elle la peine au Canada\u2009? - YouSet<\/title>\n<meta name=\"description\" content=\"L\u2019assurance tremblement de terre prot\u00e8ge les propri\u00e9taires et locataires dans les zones \u00e0 risque \u00e9lev\u00e9 du Canada.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/youset.ca\/fr\/blog\/lassurance-tremblement-de-terre-au-canada\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"L\u2019assurance tremblement de terre vaut-elle la peine au Canada\u2009?\" \/>\n<meta property=\"og:description\" content=\"%\" \/>\n<meta property=\"og:url\" content=\"https:\/\/youset.ca\/fr\/blog\/lassurance-tremblement-de-terre-au-canada\/\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/yousetinsurance\/\" \/>\n<meta property=\"article:published_time\" content=\"2025-11-25T05:01:44+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-17T18:19:54+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/youset.ca\/wp-content\/uploads\/2025\/11\/Is-Earthquake-Insurance-Worth-It-in-Canada-YouSet.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Brianna Harrison\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Brianna Harrison\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"10 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/youset.ca\\\/fr\\\/blog\\\/lassurance-tremblement-de-terre-au-canada\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/youset.ca\\\/fr\\\/blog\\\/lassurance-tremblement-de-terre-au-canada\\\/\"},\"author\":{\"name\":\"Brianna Harrison\",\"@id\":\"https:\\\/\\\/youset.ca\\\/fr\\\/#\\\/schema\\\/person\\\/3503bb385953c57101889154e406f61c\"},\"headline\":\"L\u2019assurance tremblement de terre vaut-elle la peine au Canada\u2009?\",\"datePublished\":\"2025-11-25T05:01:44+00:00\",\"dateModified\":\"2026-03-17T18:19:54+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/youset.ca\\\/fr\\\/blog\\\/lassurance-tremblement-de-terre-au-canada\\\/\"},\"wordCount\":2024,\"publisher\":{\"@id\":\"https:\\\/\\\/youset.ca\\\/fr\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/youset.ca\\\/fr\\\/blog\\\/lassurance-tremblement-de-terre-au-canada\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/youset.ca\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/Is-Earthquake-Insurance-Worth-It-in-Canada-YouSet.webp\",\"articleSection\":[\"Assurance condo\",\"Assurance habitation\",\"Assurance locataire\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/youset.ca\\\/fr\\\/blog\\\/lassurance-tremblement-de-terre-au-canada\\\/\",\"url\":\"https:\\\/\\\/youset.ca\\\/fr\\\/blog\\\/lassurance-tremblement-de-terre-au-canada\\\/\",\"name\":\"L\u2019assurance tremblement de terre vaut-elle la peine au Canada\u2009? - YouSet\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/youset.ca\\\/fr\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/youset.ca\\\/fr\\\/blog\\\/lassurance-tremblement-de-terre-au-canada\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/youset.ca\\\/fr\\\/blog\\\/lassurance-tremblement-de-terre-au-canada\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/youset.ca\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/Is-Earthquake-Insurance-Worth-It-in-Canada-YouSet.webp\",\"datePublished\":\"2025-11-25T05:01:44+00:00\",\"dateModified\":\"2026-03-17T18:19:54+00:00\",\"description\":\"L\u2019assurance tremblement de terre prot\u00e8ge les propri\u00e9taires et locataires dans les zones \u00e0 risque \u00e9lev\u00e9 du Canada.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/youset.ca\\\/fr\\\/blog\\\/lassurance-tremblement-de-terre-au-canada\\\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/youset.ca\\\/fr\\\/blog\\\/lassurance-tremblement-de-terre-au-canada\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/youset.ca\\\/fr\\\/blog\\\/lassurance-tremblement-de-terre-au-canada\\\/#primaryimage\",\"url\":\"https:\\\/\\\/youset.ca\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/Is-Earthquake-Insurance-Worth-It-in-Canada-YouSet.webp\",\"contentUrl\":\"https:\\\/\\\/youset.ca\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/Is-Earthquake-Insurance-Worth-It-in-Canada-YouSet.webp\",\"width\":1920,\"height\":1080,\"caption\":\"Is Earthquake Insurance Worth It in Canada - YouSet\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/youset.ca\\\/fr\\\/blog\\\/lassurance-tremblement-de-terre-au-canada\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/youset.ca\\\/fr\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"L\u2019assurance tremblement de terre vaut-elle la peine au Canada\u2009?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/youset.ca\\\/fr\\\/#website\",\"url\":\"https:\\\/\\\/youset.ca\\\/fr\\\/\",\"name\":\"YouSet\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/youset.ca\\\/fr\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/youset.ca\\\/fr\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/youset.ca\\\/fr\\\/#organization\",\"name\":\"YouSet Insurance\",\"url\":\"https:\\\/\\\/youset.ca\\\/fr\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/youset.ca\\\/fr\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/youset.ca\\\/wp-content\\\/uploads\\\/2023\\\/03\\\/YouSet-logo-1.png\",\"contentUrl\":\"https:\\\/\\\/youset.ca\\\/wp-content\\\/uploads\\\/2023\\\/03\\\/YouSet-logo-1.png\",\"width\":696,\"height\":696,\"caption\":\"YouSet Insurance\"},\"image\":{\"@id\":\"https:\\\/\\\/youset.ca\\\/fr\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/yousetinsurance\\\/\",\"https:\\\/\\\/www.instagram.com\\\/yousetinsurance\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/11319949\",\"https:\\\/\\\/www.pinterest.ca\\\/yousetinsurance\\\/\"],\"description\":\"YouSet Insurance is a damage insurance brokerage firm registered with the AMF in Quebec and RIBO in Ontario.\",\"email\":\"contact@youset.ca\",\"legalName\":\"YouSet Insurance\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/youset.ca\\\/fr\\\/#\\\/schema\\\/person\\\/3503bb385953c57101889154e406f61c\",\"name\":\"Brianna Harrison\",\"description\":\"Brianna Harrison writes for YouSet from her home base in Montreal, Quebec. Over the past eight years, she has written for leading Canadian brands on personal finance, insurance, and travel-related topics, with work featured in The Globe and Mail. Her mission is to break down complex topics, especially those around home and car insurance, and make them more accessible for Canadians.\",\"sameAs\":[\"https:\\\/\\\/www.linkedin.com\\\/in\\\/brianna-harrison-84b6a6172\\\/\"],\"url\":\"https:\\\/\\\/youset.ca\\\/fr\\\/author\\\/bharrison\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"L\u2019assurance tremblement de terre vaut-elle la peine au Canada\u2009? - YouSet","description":"L\u2019assurance tremblement de terre prot\u00e8ge les propri\u00e9taires et locataires dans les zones \u00e0 risque \u00e9lev\u00e9 du Canada.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/youset.ca\/fr\/blog\/lassurance-tremblement-de-terre-au-canada\/","og_locale":"fr_FR","og_type":"article","og_title":"L\u2019assurance tremblement de terre vaut-elle la peine au Canada\u2009?","og_description":"%","og_url":"https:\/\/youset.ca\/fr\/blog\/lassurance-tremblement-de-terre-au-canada\/","article_publisher":"https:\/\/www.facebook.com\/yousetinsurance\/","article_published_time":"2025-11-25T05:01:44+00:00","article_modified_time":"2026-03-17T18:19:54+00:00","og_image":[{"width":1920,"height":1080,"url":"https:\/\/youset.ca\/wp-content\/uploads\/2025\/11\/Is-Earthquake-Insurance-Worth-It-in-Canada-YouSet.webp","type":"image\/webp"}],"author":"Brianna Harrison","twitter_card":"summary_large_image","twitter_misc":{"\u00c9crit par":"Brianna Harrison","Dur\u00e9e de lecture estim\u00e9e":"10 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/youset.ca\/fr\/blog\/lassurance-tremblement-de-terre-au-canada\/#article","isPartOf":{"@id":"https:\/\/youset.ca\/fr\/blog\/lassurance-tremblement-de-terre-au-canada\/"},"author":{"name":"Brianna Harrison","@id":"https:\/\/youset.ca\/fr\/#\/schema\/person\/3503bb385953c57101889154e406f61c"},"headline":"L\u2019assurance tremblement de terre vaut-elle la peine au Canada\u2009?","datePublished":"2025-11-25T05:01:44+00:00","dateModified":"2026-03-17T18:19:54+00:00","mainEntityOfPage":{"@id":"https:\/\/youset.ca\/fr\/blog\/lassurance-tremblement-de-terre-au-canada\/"},"wordCount":2024,"publisher":{"@id":"https:\/\/youset.ca\/fr\/#organization"},"image":{"@id":"https:\/\/youset.ca\/fr\/blog\/lassurance-tremblement-de-terre-au-canada\/#primaryimage"},"thumbnailUrl":"https:\/\/youset.ca\/wp-content\/uploads\/2025\/11\/Is-Earthquake-Insurance-Worth-It-in-Canada-YouSet.webp","articleSection":["Assurance condo","Assurance habitation","Assurance locataire"],"inLanguage":"fr-FR"},{"@type":"WebPage","@id":"https:\/\/youset.ca\/fr\/blog\/lassurance-tremblement-de-terre-au-canada\/","url":"https:\/\/youset.ca\/fr\/blog\/lassurance-tremblement-de-terre-au-canada\/","name":"L\u2019assurance tremblement de terre vaut-elle la peine au Canada\u2009? - YouSet","isPartOf":{"@id":"https:\/\/youset.ca\/fr\/#website"},"primaryImageOfPage":{"@id":"https:\/\/youset.ca\/fr\/blog\/lassurance-tremblement-de-terre-au-canada\/#primaryimage"},"image":{"@id":"https:\/\/youset.ca\/fr\/blog\/lassurance-tremblement-de-terre-au-canada\/#primaryimage"},"thumbnailUrl":"https:\/\/youset.ca\/wp-content\/uploads\/2025\/11\/Is-Earthquake-Insurance-Worth-It-in-Canada-YouSet.webp","datePublished":"2025-11-25T05:01:44+00:00","dateModified":"2026-03-17T18:19:54+00:00","description":"L\u2019assurance tremblement de terre prot\u00e8ge les propri\u00e9taires et locataires dans les zones \u00e0 risque \u00e9lev\u00e9 du Canada.","breadcrumb":{"@id":"https:\/\/youset.ca\/fr\/blog\/lassurance-tremblement-de-terre-au-canada\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/youset.ca\/fr\/blog\/lassurance-tremblement-de-terre-au-canada\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/youset.ca\/fr\/blog\/lassurance-tremblement-de-terre-au-canada\/#primaryimage","url":"https:\/\/youset.ca\/wp-content\/uploads\/2025\/11\/Is-Earthquake-Insurance-Worth-It-in-Canada-YouSet.webp","contentUrl":"https:\/\/youset.ca\/wp-content\/uploads\/2025\/11\/Is-Earthquake-Insurance-Worth-It-in-Canada-YouSet.webp","width":1920,"height":1080,"caption":"Is Earthquake Insurance Worth It in Canada - YouSet"},{"@type":"BreadcrumbList","@id":"https:\/\/youset.ca\/fr\/blog\/lassurance-tremblement-de-terre-au-canada\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/youset.ca\/fr\/"},{"@type":"ListItem","position":2,"name":"L\u2019assurance tremblement de terre vaut-elle la peine au Canada\u2009?"}]},{"@type":"WebSite","@id":"https:\/\/youset.ca\/fr\/#website","url":"https:\/\/youset.ca\/fr\/","name":"YouSet","description":"","publisher":{"@id":"https:\/\/youset.ca\/fr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/youset.ca\/fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/youset.ca\/fr\/#organization","name":"YouSet Insurance","url":"https:\/\/youset.ca\/fr\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/youset.ca\/fr\/#\/schema\/logo\/image\/","url":"https:\/\/youset.ca\/wp-content\/uploads\/2023\/03\/YouSet-logo-1.png","contentUrl":"https:\/\/youset.ca\/wp-content\/uploads\/2023\/03\/YouSet-logo-1.png","width":696,"height":696,"caption":"YouSet Insurance"},"image":{"@id":"https:\/\/youset.ca\/fr\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/yousetinsurance\/","https:\/\/www.instagram.com\/yousetinsurance\/","https:\/\/www.linkedin.com\/company\/11319949","https:\/\/www.pinterest.ca\/yousetinsurance\/"],"description":"YouSet Insurance is a damage insurance brokerage firm registered with the AMF in Quebec and RIBO in Ontario.","email":"contact@youset.ca","legalName":"YouSet Insurance"},{"@type":"Person","@id":"https:\/\/youset.ca\/fr\/#\/schema\/person\/3503bb385953c57101889154e406f61c","name":"Brianna Harrison","description":"Brianna Harrison writes for YouSet from her home base in Montreal, Quebec. Over the past eight years, she has written for leading Canadian brands on personal finance, insurance, and travel-related topics, with work featured in The Globe and Mail. Her mission is to break down complex topics, especially those around home and car insurance, and make them more accessible for Canadians.","sameAs":["https:\/\/www.linkedin.com\/in\/brianna-harrison-84b6a6172\/"],"url":"https:\/\/youset.ca\/fr\/author\/bharrison\/"}]}},"_links":{"self":[{"href":"https:\/\/youset.ca\/fr\/wp-json\/wp\/v2\/posts\/13513","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/youset.ca\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/youset.ca\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/youset.ca\/fr\/wp-json\/wp\/v2\/users\/20"}],"replies":[{"embeddable":true,"href":"https:\/\/youset.ca\/fr\/wp-json\/wp\/v2\/comments?post=13513"}],"version-history":[{"count":0,"href":"https:\/\/youset.ca\/fr\/wp-json\/wp\/v2\/posts\/13513\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/youset.ca\/fr\/wp-json\/wp\/v2\/media\/11916"}],"wp:attachment":[{"href":"https:\/\/youset.ca\/fr\/wp-json\/wp\/v2\/media?parent=13513"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/youset.ca\/fr\/wp-json\/wp\/v2\/categories?post=13513"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/youset.ca\/fr\/wp-json\/wp\/v2\/tags?post=13513"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}