{"id":8732,"date":"2025-03-20T05:01:54","date_gmt":"2025-03-20T05:01:54","guid":{"rendered":"https:\/\/youset.ca\/?p=8732"},"modified":"2026-03-16T12:12:16","modified_gmt":"2026-03-16T12:12:16","slug":"anti-theft-devices-for-cars","status":"publish","type":"post","link":"https:\/\/youset.ca\/en\/blog\/anti-theft-devices-for-cars\/","title":{"rendered":"Anti-Theft Devices for Cars: Do They Lower Insurance?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">In recent years, Canada has made international headlines as the so-called \u201c<\/span><a href=\"https:\/\/www.bbc.com\/news\/articles\/cy79dq2n093o\"><span style=\"font-weight: 400;\">car theft capital of the world<\/span><\/a><span style=\"font-weight: 400;\">.\u201d Across the country, police departments, government agencies, and car manufacturers are all ramping up efforts to <\/span><a href=\"https:\/\/www.ibc.ca\/stay-protected\/theft-prevention\/end-auto-theft\"><span style=\"font-weight: 400;\">combat the crisis<\/span><\/a><span style=\"font-weight: 400;\">. <\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">But with car theft on the rise and insurance costs following suit, drivers are feeling the impact firsthand &#8211; making it only natural to want to take action.<\/span> <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">One of the most effective forms of car theft prevention is installing an anti-theft device. But with so many options available, how do you choose the right one? And can it really help you <\/span><a href=\"https:\/\/youset.ca\/en\/car-insurance\/\"><span style=\"font-weight: 400;\">save money on car insurance<\/span><\/a><span style=\"font-weight: 400;\">? This article has the answers you need.<\/span><\/p>\n\n\n\n\t<section id=\"post-callout-block_1b1eaa4352c679a8cd541978c2c2030a\" class=\"post-block py-8\">\n\t\t\t\t<div class=\"px-6 py-8 border-l-8 border-indigo-500 rounded-l-lg md:py-11 md:px-12 bg-grayBluish-50\">\n\t\t\t\t\t\t\t<p class=\"mb-6 text-grayBluish-900 h3\">Key takeaways<\/p>\n\t\t\t\t\t\t\t\t\t\t<div class=\"prose body-2 text-grayBluish-900\"><p><span style=\"font-weight: 400\">Installing an anti-theft device in your car can make you eligible for discounts on auto insurance. The best anti-theft devices to install are:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Steering wheel lock\u00a0<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Brake lock<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Key fob case<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Gear shift lock\u00a0<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">OBD lock <\/span><\/li>\n<\/ul>\n<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t<\/section>\n\n\n\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-anti-theft-devices-and-car-insurance\">Anti-theft devices and car insurance<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">With car theft claims costing the insurance industry <\/span><a href=\"https:\/\/www.ibc.ca\/news-insights\/news\/new-data-shows-severity-of-canada-s-worsening-auto-theft-crisis\"><span style=\"font-weight: 400;\">over $1.5 billion in 2023<\/span><\/a> <span style=\"font-weight: 400;\"> alone, many insurance companies and brokers, like YouSet, are offering discounts on car insurance to drivers who install anti-theft devices.\u00a0<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">These discounts can not only help offset the cost of these devices but also make the investment more appealing. The more drivers who choose to install anti-theft devices, whether for the discount on car insurance or not, the harder it becomes for thieves to successfully <a href=\"https:\/\/youset.ca\/en\/blog\/most-stolen-cars-in-canada\/\">steal cars from Canadians<\/a>.<\/span> <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Before rushing out to buy an anti-theft device for your car, there\u2019s one important step: confirm whether your current insurance company or broker offers a discount for such devices. If they do, be sure to ask about any terms or conditions to avoid investing in a device that might not qualify. <\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">If they don\u2019t, consider shopping around for other providers that do (like <\/span><a href=\"https:\/\/www.app.youset.ca\/start?lng=en&amp;externalId=blog\"><span style=\"font-weight: 400;\">YouSet<\/span><\/a><span style=\"font-weight: 400;\">) and compare prices &#8211; you could end up saving money <\/span><i><span style=\"font-weight: 400;\">and <\/span><\/i> <span style=\"font-weight: 400;\">securing the discount you\u2019re after.<\/span><\/p>\n\n\n\n\t<section id=\"post-cta-block_b15705ae1c8d8853d32386040aeb3b12\" class=\"post-block pt-8 pb-8 lg:pb-20\">\n\t\t\t\t<div class=\"lg:flex justify-between items-center gap-x-6 rounded-lg bg-indigo-600 px-8 py-7 shadow-[0_2px_10px_0_theme(colors.surface.background.disabled)]\">\n\t\t\t\t\t\t\t<h3 class=\"text-white lg:mb-0\">Get the best price on car insurance year-after-year<\/h3>\n\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.app.youset.ca\/start?lng=en&#038;externalId=blog\" class=\"the-button the-button--white !text-text-primary\">Get a quote<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/section>\n\n\n\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-best-anti-theft-devices-by-price\">Best anti-theft devices by price<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">The best anti-theft device is one that\u2019s installed correctly, high-quality, and proven to be effective. Regardless of which device you choose, always purchase it from a reputable retailer. <\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Don\u2019t settle for the first option that appears at the top of Google. If the price seems too good to be true, it likely is. Remember, the effectiveness of anti-theft devices depends on their quality, so don\u2019t sacrifice reliability for a bargain.<\/span> <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">With that being said, you have many options to choose from at various price points. To help you decide which is right for you, here\u2019s a brief overview of the best types of anti-theft devices, listed from typically the least to most expensive.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-steering-wheel-lock\">Steering wheel lock &#8211; $<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">A steering wheel lock is a physical device that secures the steering wheel in place, making it difficult for thieves to steer the car. While there are many options available, <\/span><a href=\"https:\/\/www.caranddriver.com\/car-accessories\/g46991530\/best-steering-wheel-locks-tested\/\"><span style=\"font-weight: 400;\">the Club<\/span><\/a> <span style=\"font-weight: 400;\"> has long been one of the most popular. Prices typically range from $40 to $125, and the device is installed by you each time you leave your car.<\/span>\n\n&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-brake-lock\">Brake lock &#8211; $<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">A brake lock is a device that secures the brake pedal, preventing the car from being driven even if it\u2019s hotwired. While less popular than steering wheel locks, the Club offers a brake lock that typically retails for around $60.<\/span>\n\n&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-key-fob-case\">Key fob case &#8211; $<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">A key fob case blocks electromagnetic signals, preventing thieves from intercepting and duplicating your key fob&#8217;s signal to steal your car. Among the many options available, the Faraday brand is a popular choice, often recommended by police. <\/span>\n\n<span style=\"font-weight: 400;\">In fact, <\/span><a href=\"https:\/\/www.cbc.ca\/news\/canada\/toronto\/faraday-bags-signal-blocking-pouches-york-regional-police-1.6983820\"><span style=\"font-weight: 400;\">several police departments in Ontario<\/span><\/a> <span style=\"font-weight: 400;\"> have even given them away to residents for free in the past. A bag from the brand can cost between $20 and $50, while a more durable key fob cage typically ranges from $60 to $80.<\/span>\n\n&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-gear-shift-lock\">Gear shift lock &#8211; $$<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">A gear shift lock is a device that physically secures the gear shift, preventing the vehicle from being put into gear and driven. While they can be used on both manual and automatic cars, they are less common than steering wheel locks and typically range in price from $60 to $120.<\/span>\n\n&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-obd-lock\">OBD lock &#8211; $$$<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">An OBD lock covers the On-Board Diagnostics (OBD) port, preventing thieves from being able to bypass security features or reprogram the key. One of the most popular options is the <\/span><a href=\"https:\/\/www.theglobeandmail.com\/drive\/mobility\/article-want-to-prevent-car-theft-protecting-the-odb-port-and-the-club-are-a\/\"><span style=\"font-weight: 400;\">Sherlock OBD lock<\/span><\/a><span style=\"font-weight: 400;\">, typically priced around $175. However, the cost may increase if you&#8217;re not comfortable installing it yourself and need a mechanic to assist with the installation.<\/span>\n\n&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-are-anti-theft-devices-worth-it\">Are anti-theft devices worth it?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">A determined car thief, given the means and opportunity, poses a serious threat. If they&#8217;re intent on stealing your vehicle, the unfortunate reality is that there may be little you can &#8211;\u00a0 or should, for your own safety &#8211; do to stop it.\u00a0<\/span> <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Does this mean we should give up on anti-theft devices? Does it make them less worthwhile? No. Remember, many car thieves are opportunistic in nature. They seek easy targets and minimal resistance. By making your vehicle harder to steal or presenting a greater challenge, you reduce the chances that some thieves will even attempt it. Instead of spending time trying to bypass your security and risk getting caught, many thieves will simply move on to a less secure vehicle.\u00a0<\/span> <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">This is what makes anti-theft devices worth the investment: they deter thieves from targeting your car. Plus, if your insurance provider offers a discount for installing one, the savings can help offset the cost of the device, making the investment even more worthwhile. So, in the end, it\u2019s a win-win: you protect your car while <\/span><a href=\"https:\/\/youset.ca\/en\/blog\/how-to-get-cheaper-car-insurance\/\"><span style=\"font-weight: 400;\">lowering your monthly insurance<\/span><\/a> <a href=\"https:\/\/youset.ca\/en\/blog\/how-to-get-cheaper-car-insurance\/\"><span style=\"font-weight: 400;\">bill<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>In recent years, Canada has made international headlines as the so-called \u201ccar theft capital of the world.\u201d Across the country, police departments, government agencies, and car manufacturers are all ramping up efforts to combat the crisis. But with car theft on the rise and insurance costs following suit, drivers are&#8230;<\/p>\n","protected":false},"author":11,"featured_media":8733,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[459],"tags":[],"class_list":["post-8732","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-car-insurance"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.4 (Yoast SEO v28.7) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Anti-Theft Devices for Cars: Do They Lower Insurance? - YouSet<\/title>\n<meta name=\"description\" content=\"Installing an anti-theft device in your car can help keep it safe and earn you a discount on car insurance.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/youset.ca\/en\/blog\/anti-theft-devices-for-cars\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Anti-Theft Devices for Cars: Do They Lower Insurance?\" \/>\n<meta property=\"og:description\" content=\"%\" \/>\n<meta property=\"og:url\" content=\"https:\/\/youset.ca\/en\/blog\/anti-theft-devices-for-cars\/\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/yousetinsurance\/\" \/>\n<meta property=\"article:published_time\" content=\"2025-03-20T05:01:54+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-16T12:12:16+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/youset.ca\/wp-content\/uploads\/2025\/02\/Anti-Theft-Devices-and-Car-Insurance-YouSet.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Emily May\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Emily May\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/youset.ca\\\/en\\\/blog\\\/anti-theft-devices-for-cars\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/youset.ca\\\/en\\\/blog\\\/anti-theft-devices-for-cars\\\/\"},\"author\":{\"name\":\"Emily May\",\"@id\":\"https:\\\/\\\/youset.ca\\\/en\\\/#\\\/schema\\\/person\\\/0686aae361019707f752e540bb05fb40\"},\"headline\":\"Anti-Theft Devices for Cars: Do They Lower Insurance?\",\"datePublished\":\"2025-03-20T05:01:54+00:00\",\"dateModified\":\"2026-03-16T12:12:16+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/youset.ca\\\/en\\\/blog\\\/anti-theft-devices-for-cars\\\/\"},\"wordCount\":899,\"publisher\":{\"@id\":\"https:\\\/\\\/youset.ca\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/youset.ca\\\/en\\\/blog\\\/anti-theft-devices-for-cars\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/youset.ca\\\/wp-content\\\/uploads\\\/2025\\\/02\\\/Anti-Theft-Devices-and-Car-Insurance-YouSet.webp\",\"articleSection\":[\"Car insurance\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/youset.ca\\\/en\\\/blog\\\/anti-theft-devices-for-cars\\\/\",\"url\":\"https:\\\/\\\/youset.ca\\\/en\\\/blog\\\/anti-theft-devices-for-cars\\\/\",\"name\":\"Anti-Theft Devices for Cars: Do They Lower Insurance? 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