{"id":5310,"date":"2024-04-25T05:01:12","date_gmt":"2024-04-25T05:01:12","guid":{"rendered":"https:\/\/youset.ca\/?p=5310"},"modified":"2026-03-16T12:10:14","modified_gmt":"2026-03-16T12:10:14","slug":"occasional-driver-insurance","status":"publish","type":"post","link":"https:\/\/youset.ca\/en\/blog\/occasional-driver-insurance\/","title":{"rendered":"Occasional Driver Insurance in Canada: What Is It and How It Works"},"content":{"rendered":"\n<p><span style=\"font-weight: 400;\">The day I got my driver\u2019s license, my parents had listed me as an occasional driver on their <\/span><a href=\"https:\/\/youset.ca\/en\/car-insurance\/\"><span style=\"font-weight: 400;\">car insurance policy<\/span><\/a><span style=\"font-weight: 400;\">. When I looked after a family member&#8217;s house and drove their car for a few months, they did the same. When I moved in with my roommate and let them occasionally borrow my car to run errands around town, I called my insurer and did it again. These are just a few examples of occasional driver insurance in action.\u00a0<\/span> <\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">If you have an occasional driver that you\u2019re looking to get insured, read this article first. It includes answers to the most frequently asked questions Canadians have about this type of car insurance coverage, as well as step-by-step instructions to follow when you\u2019re ready.<\/span><\/p>\n\n\n\n\t<section id=\"post-callout-block_780fc6b7c279b5276c06ca006918feda\" class=\"post-block py-8\">\n\t\t<div class=\"py-8 md:py-11 px-6 md:px-12 rounded-l-lg border-l-8 border-indigo-500 bg-grayBluish-50\">\n\t\t\t\t\t\t\t<h3 class=\"text-grayBluish-900 mb-6\">Key takeaways<\/h3>\n\t\t\t\t\t\t\t\t\t\t<div class=\"prose body-2 text-grayBluish-900\"><p><span style=\"font-weight: 400;\">Occasional driver insurance, also called secondary driver insurance, covers individuals who are not the primary driver of a vehicle but may drive it from time to time. Listing occasional drivers on your policy is important, as driving without proper coverage can result in penalties and make you personally liable for any damages or injuries in an accident.\u00a0<\/span><\/p>\n<\/div>\n\t\t\t\t\t<\/div>\n\t<\/section>\n\n\n\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-occasional-driver-insurance\">What is occasional driver insurance?<\/h2>\n\n\n\n<p>Occasional driver insurance, also referred to as secondary driver insurance, is a <a href=\"https:\/\/youset.ca\/en\/car-insurance-guide\/\">type of car insurance coverage<\/a> designed for those who are not the primary driver of a vehicle, but who still may drive it on occasion.\n\n&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-is-there-a-difference-between-a-secondary-and-an-occasional-driver\">Is there a difference between a secondary and an occasional driver?<\/h2>\n\n\n\n<p><span style=\"font-weight: 400;\">No, there is no difference between a secondary driver and an occasional driver. They refer to the same thing: People who are not the primary operators of the vehicle but may use it from time to time.&nbsp;<\/span>\n\n<span style=\"font-weight: 400;\">Here are some examples of people who would be considered occasional drivers:&nbsp;<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><span style=\"font-weight: 400;\">Students who return from university or college during summer break who occasionally drive a family vehicle<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">Young drivers who recently obtained their driver&#8217;s license and drive a family vehicle<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">Spouses who occasionally drive each other\u2019s vehicles&nbsp;<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">Roommates who occasionally share a vehicle for errands, outings, or other purposes<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">Babysitters or nannies who occasionally drive the family\u2019s vehicle&nbsp;<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">Relatives who visit from out of town and occasionally borrow a vehicle during their stay<\/span><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-do-you-need-to-insure-an-occasional-driver\">Do you need to insure an occasional driver?<\/h2>\n\n\n\n<p><span style=\"font-weight: 400;\">The simple answer to this question is yes, occasional drivers need to be insured.<\/span> <span style=\"font-weight: 400;\">For starters, every driver operating a motor vehicle in Canada is legally required to be insured, including occasional drivers. Without it, you may be subjected to significant penalties, including fines (in Ontario up to $50,000) and license suspension.\u00a0<\/span> <\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">On top of that, allowing an occasional driver to operate your vehicle uninsured could leave you personally liable for any damages or injuries they cause in a <a href=\"https:\/\/youset.ca\/en\/blog\/what-to-do-after-a-minor-car-accident-ontario\/\">car accident<\/a>. This means you could be financially responsible for covering <a href=\"https:\/\/youset.ca\/en\/blog\/third-party-liability-car-insurance\/\">medical expenses<\/a>, <a href=\"https:\/\/youset.ca\/en\/blog\/is-direct-compensation-property-damage-mandatory\/\">property damage<\/a>, legal fees, and other costs resulting from the accident.\u00a0<\/span> <\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">Even if the occasional driver in question has their own car insurance, many policies have limitations and exclusions regarding coverage for vehicles that are not listed on that specific policy or are driven by someone other than the policyholder. <\/span> \u00a0<\/p>\n\n\n\n\t<section id=\"post-cta-block_e1137fbea7568e51143dee33ee356bcf\" class=\"post-block pt-8 pb-8 lg:pb-20\">\n\t\t<div class=\"lg:flex justify-between gap-x-6 rounded-lg bg-indigo-600 px-8 py-7 shadow-[0_2px_10px_0_theme(colors.surface.background.disabled)]\">\n\t\t\t\t\t\t\t<h3 class=\"text-white lg:mb-0\">Get the best price on car insurance year-after-year<\/h3>\n\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.app.youset.ca\/start?lng=en&#038;externalId=blog\" class=\"the-button the-button--white !text-text-primary\">Get a quote<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/section>\n\n\n\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-cost-of-occasional-driver-insurance\">Cost of occasional driver insurance<\/h2>\n\n\n\n<p><span style=\"font-weight: 400;\">When adding an occasional driver to your car insurance policy, insurers will evaluate the same types of <\/span><a href=\"https:\/\/youset.ca\/en\/blog\/how-is-car-insurance-calculated\/\"><span style=\"font-weight: 400;\">factors they used to calculate your premium<\/span><\/a><span style=\"font-weight: 400;\">, such as driving record and age. This evaluation allows them to determine the cost of insuring the occasional driver.\u00a0<\/span> <\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">For example, insuring an occasional driver in their 40s with a clean driving record typically costs less than insuring a 16-year-old with no prior driving experience. This cost difference is a result of how car insurance companies evaluate risk. <\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">Statistically, <\/span><a href=\"https:\/\/www.cdc.gov\/teen-drivers\/risk-factors\/\"><span style=\"font-weight: 400;\">younger and less experienced drivers are more prone to accidents<\/span><\/a> <span style=\"font-weight: 400;\"> compared to their older, more seasoned counterparts. As such, insurers usually charge more to account for the heightened risk associated with insuring younger drivers who have spent less time behind the wheel.<\/span> \u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-to-insure-an-occasional-driver\">How to insure an occasional driver<\/h2>\n\n\n\n<p><span style=\"font-weight: 400;\">Now that we\u2019ve established the importance of insuring occasional drivers, it\u2019s time to get them listed on your current policy so that you can rest assured knowing that any unforeseen mishaps or accidents will be appropriately covered.\u00a0<\/span> <\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">To help you do so, here\u2019s a brief overview of how to insure an occasional driver in Canada:\u00a0<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-step-1-contact-your-insurance-provider-or-broker\">Step 1: Contact your insurance provider or broker<\/h3>\n\n\n\n<p><span style=\"font-weight: 400;\">Inform your insurance company that you need to add an occasional driver to your policy. While some companies only do this over the phone, others, like YouSet, have online portals that allow you to do so at your convenience.\u00a0\u00a0<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-step-2-provide-info-about-the-occasional-driver\">Step 2: Provide info about the occasional driver<\/h3>\n\n\n\n<p><span style=\"font-weight: 400;\">Have details about the occasional driver, including their name, age, driving history, and relationship to you, ready to share with your insurer.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-step-3-review-coverage-and-cost\">Step 3: Review coverage and cost<\/h3>\n\n\n\n<p><span style=\"font-weight: 400;\">Ask your insurer about the extent of coverage provided for your occasional driver, the associated costs with adding them to your policy, and the implications adding them will have on your monthly or annual premiums.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-step-4-shop-around-if-necessary\">Step 4: Shop around, if necessary<\/h3>\n\n\n\n<p><span style=\"font-weight: 400;\">If your insurer gives you a price that you don\u2019t like, you may wish to shop around. Fortunately, <a href=\"https:\/\/www.app.youset.ca\/start?lng=en&amp;externalId=blog\">a platform, like YouSet<\/a>, makes it easy for you to compare prices from multiple insurers all in one place.\u00a0<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-step-5-finalize-your-decision\">Step 5: Finalize your decision<\/h3>\n\n\n\n<p><span style=\"font-weight: 400;\">Once you&#8217;ve chosen whether to insure your occasional driver with your current insurer or opt for a new one, expect to finalize the process by completing any documents from the insurer to formalize the arrangement.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-step-6-provide-documentation-to-the-occasional-driver\">Step 6: Provide documentation to the occasional driver<\/h3>\n\n\n\n<p><span style=\"font-weight: 400;\">Once your occasional driver is officially insured, you\u2019ll want to tell them where they can find any relevant documents, such as their pink slip.\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The day I got my driver\u2019s license, my parents had listed me as an occasional driver on their car insurance policy. When I looked after a family member&#8217;s house and drove their car for a few months, they did the same. When I moved in with my roommate and let [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":5345,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[459],"tags":[],"class_list":["post-5310","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-car-insurance"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Do You Need to Insure an Occasional Driver? - YouSet<\/title>\n<meta name=\"description\" content=\"Occasional driver insurance, also known as secondary driver insurance, allows you to insure individuals who occasionally use your vehicle.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/youset.ca\/en\/blog\/occasional-driver-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Occasional Driver Insurance in Canada: What Is It and How It Works\" \/>\n<meta property=\"og:description\" content=\"%\" \/>\n<meta property=\"og:url\" content=\"https:\/\/youset.ca\/en\/blog\/occasional-driver-insurance\/\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/yousetinsurance\/\" \/>\n<meta property=\"article:published_time\" content=\"2024-04-25T05:01:12+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-16T12:10:14+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/youset.ca\/wp-content\/uploads\/2024\/04\/Occasional-Driver-Insurance-YouSet.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Emily May\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Emily May\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/youset.ca\\\/en\\\/blog\\\/occasional-driver-insurance\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/youset.ca\\\/en\\\/blog\\\/occasional-driver-insurance\\\/\"},\"author\":{\"name\":\"Emily May\",\"@id\":\"https:\\\/\\\/youset.ca\\\/en\\\/#\\\/schema\\\/person\\\/0686aae361019707f752e540bb05fb40\"},\"headline\":\"Occasional Driver Insurance in Canada: What Is It and How It Works\",\"datePublished\":\"2024-04-25T05:01:12+00:00\",\"dateModified\":\"2026-03-16T12:10:14+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/youset.ca\\\/en\\\/blog\\\/occasional-driver-insurance\\\/\"},\"wordCount\":892,\"publisher\":{\"@id\":\"https:\\\/\\\/youset.ca\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/youset.ca\\\/en\\\/blog\\\/occasional-driver-insurance\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/youset.ca\\\/wp-content\\\/uploads\\\/2024\\\/04\\\/Occasional-Driver-Insurance-YouSet.webp\",\"articleSection\":[\"Car insurance\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/youset.ca\\\/en\\\/blog\\\/occasional-driver-insurance\\\/\",\"url\":\"https:\\\/\\\/youset.ca\\\/en\\\/blog\\\/occasional-driver-insurance\\\/\",\"name\":\"Do You Need to Insure an Occasional Driver? - YouSet\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/youset.ca\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/youset.ca\\\/en\\\/blog\\\/occasional-driver-insurance\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/youset.ca\\\/en\\\/blog\\\/occasional-driver-insurance\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/youset.ca\\\/wp-content\\\/uploads\\\/2024\\\/04\\\/Occasional-Driver-Insurance-YouSet.webp\",\"datePublished\":\"2024-04-25T05:01:12+00:00\",\"dateModified\":\"2026-03-16T12:10:14+00:00\",\"description\":\"Occasional driver insurance, also known as secondary driver insurance, allows you to insure individuals who occasionally use your vehicle.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/youset.ca\\\/en\\\/blog\\\/occasional-driver-insurance\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/youset.ca\\\/en\\\/blog\\\/occasional-driver-insurance\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/youset.ca\\\/en\\\/blog\\\/occasional-driver-insurance\\\/#primaryimage\",\"url\":\"https:\\\/\\\/youset.ca\\\/wp-content\\\/uploads\\\/2024\\\/04\\\/Occasional-Driver-Insurance-YouSet.webp\",\"contentUrl\":\"https:\\\/\\\/youset.ca\\\/wp-content\\\/uploads\\\/2024\\\/04\\\/Occasional-Driver-Insurance-YouSet.webp\",\"width\":1920,\"height\":1080,\"caption\":\"Occasional Driver Insurance - YouSet\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/youset.ca\\\/en\\\/blog\\\/occasional-driver-insurance\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/youset.ca\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Occasional Driver Insurance in Canada: What Is It and How It Works\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/youset.ca\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/youset.ca\\\/en\\\/\",\"name\":\"YouSet\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/youset.ca\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/youset.ca\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/youset.ca\\\/en\\\/#organization\",\"name\":\"YouSet Insurance\",\"url\":\"https:\\\/\\\/youset.ca\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/youset.ca\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/youset.ca\\\/wp-content\\\/uploads\\\/2023\\\/03\\\/YouSet-logo-1.png\",\"contentUrl\":\"https:\\\/\\\/youset.ca\\\/wp-content\\\/uploads\\\/2023\\\/03\\\/YouSet-logo-1.png\",\"width\":696,\"height\":696,\"caption\":\"YouSet Insurance\"},\"image\":{\"@id\":\"https:\\\/\\\/youset.ca\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/yousetinsurance\\\/\",\"https:\\\/\\\/www.instagram.com\\\/yousetinsurance\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/11319949\",\"https:\\\/\\\/www.pinterest.ca\\\/yousetinsurance\\\/\"],\"description\":\"YouSet Insurance is a damage insurance brokerage firm registered with the AMF in Quebec and RIBO in Ontario.\",\"email\":\"contact@youset.ca\",\"legalName\":\"YouSet Insurance\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/youset.ca\\\/en\\\/#\\\/schema\\\/person\\\/0686aae361019707f752e540bb05fb40\",\"name\":\"Emily May\",\"description\":\"Emily May proudly holds the position of Content Manager at YouSet, working from her home base near Toronto, Ontario. Since 2017, Emily has specialized in writing, marketing, and content creation, refining her craft to deliver messages that reflect the reality of her audience\u2019s day-to-day life. Through extensive research and with a genuine commitment to addressing the real questions of Canadians, Emily aims to simplify the complexities of home and car insurance. Her mission is clear: to make insurance feel less intimidating and more approachable for the everyday Canadian.\",\"jobTitle\":\"Content Manager\",\"worksFor\":\"YouSet\",\"url\":\"https:\\\/\\\/youset.ca\\\/en\\\/author\\\/emay\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Do You Need to Insure an Occasional Driver? - YouSet","description":"Occasional driver insurance, also known as secondary driver insurance, allows you to insure individuals who occasionally use your vehicle.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/youset.ca\/en\/blog\/occasional-driver-insurance\/","og_locale":"en_US","og_type":"article","og_title":"Occasional Driver Insurance in Canada: What Is It and How It Works","og_description":"%","og_url":"https:\/\/youset.ca\/en\/blog\/occasional-driver-insurance\/","article_publisher":"https:\/\/www.facebook.com\/yousetinsurance\/","article_published_time":"2024-04-25T05:01:12+00:00","article_modified_time":"2026-03-16T12:10:14+00:00","og_image":[{"width":1920,"height":1080,"url":"https:\/\/youset.ca\/wp-content\/uploads\/2024\/04\/Occasional-Driver-Insurance-YouSet.webp","type":"image\/webp"}],"author":"Emily May","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Emily May","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/youset.ca\/en\/blog\/occasional-driver-insurance\/#article","isPartOf":{"@id":"https:\/\/youset.ca\/en\/blog\/occasional-driver-insurance\/"},"author":{"name":"Emily May","@id":"https:\/\/youset.ca\/en\/#\/schema\/person\/0686aae361019707f752e540bb05fb40"},"headline":"Occasional Driver Insurance in Canada: What Is It and How It Works","datePublished":"2024-04-25T05:01:12+00:00","dateModified":"2026-03-16T12:10:14+00:00","mainEntityOfPage":{"@id":"https:\/\/youset.ca\/en\/blog\/occasional-driver-insurance\/"},"wordCount":892,"publisher":{"@id":"https:\/\/youset.ca\/en\/#organization"},"image":{"@id":"https:\/\/youset.ca\/en\/blog\/occasional-driver-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/youset.ca\/wp-content\/uploads\/2024\/04\/Occasional-Driver-Insurance-YouSet.webp","articleSection":["Car insurance"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/youset.ca\/en\/blog\/occasional-driver-insurance\/","url":"https:\/\/youset.ca\/en\/blog\/occasional-driver-insurance\/","name":"Do You Need to Insure an Occasional Driver? - YouSet","isPartOf":{"@id":"https:\/\/youset.ca\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/youset.ca\/en\/blog\/occasional-driver-insurance\/#primaryimage"},"image":{"@id":"https:\/\/youset.ca\/en\/blog\/occasional-driver-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/youset.ca\/wp-content\/uploads\/2024\/04\/Occasional-Driver-Insurance-YouSet.webp","datePublished":"2024-04-25T05:01:12+00:00","dateModified":"2026-03-16T12:10:14+00:00","description":"Occasional driver insurance, also known as secondary driver insurance, allows you to insure individuals who occasionally use your vehicle.","breadcrumb":{"@id":"https:\/\/youset.ca\/en\/blog\/occasional-driver-insurance\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/youset.ca\/en\/blog\/occasional-driver-insurance\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/youset.ca\/en\/blog\/occasional-driver-insurance\/#primaryimage","url":"https:\/\/youset.ca\/wp-content\/uploads\/2024\/04\/Occasional-Driver-Insurance-YouSet.webp","contentUrl":"https:\/\/youset.ca\/wp-content\/uploads\/2024\/04\/Occasional-Driver-Insurance-YouSet.webp","width":1920,"height":1080,"caption":"Occasional Driver Insurance - YouSet"},{"@type":"BreadcrumbList","@id":"https:\/\/youset.ca\/en\/blog\/occasional-driver-insurance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/youset.ca\/en\/"},{"@type":"ListItem","position":2,"name":"Occasional Driver Insurance in Canada: What Is It and How It Works"}]},{"@type":"WebSite","@id":"https:\/\/youset.ca\/en\/#website","url":"https:\/\/youset.ca\/en\/","name":"YouSet","description":"","publisher":{"@id":"https:\/\/youset.ca\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/youset.ca\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/youset.ca\/en\/#organization","name":"YouSet Insurance","url":"https:\/\/youset.ca\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/youset.ca\/en\/#\/schema\/logo\/image\/","url":"https:\/\/youset.ca\/wp-content\/uploads\/2023\/03\/YouSet-logo-1.png","contentUrl":"https:\/\/youset.ca\/wp-content\/uploads\/2023\/03\/YouSet-logo-1.png","width":696,"height":696,"caption":"YouSet Insurance"},"image":{"@id":"https:\/\/youset.ca\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/yousetinsurance\/","https:\/\/www.instagram.com\/yousetinsurance\/","https:\/\/www.linkedin.com\/company\/11319949","https:\/\/www.pinterest.ca\/yousetinsurance\/"],"description":"YouSet Insurance is a damage insurance brokerage firm registered with the AMF in Quebec and RIBO in Ontario.","email":"contact@youset.ca","legalName":"YouSet Insurance"},{"@type":"Person","@id":"https:\/\/youset.ca\/en\/#\/schema\/person\/0686aae361019707f752e540bb05fb40","name":"Emily May","description":"Emily May proudly holds the position of Content Manager at YouSet, working from her home base near Toronto, Ontario. Since 2017, Emily has specialized in writing, marketing, and content creation, refining her craft to deliver messages that reflect the reality of her audience\u2019s day-to-day life. Through extensive research and with a genuine commitment to addressing the real questions of Canadians, Emily aims to simplify the complexities of home and car insurance. Her mission is clear: to make insurance feel less intimidating and more approachable for the everyday Canadian.","jobTitle":"Content Manager","worksFor":"YouSet","url":"https:\/\/youset.ca\/en\/author\/emay\/"}]}},"_links":{"self":[{"href":"https:\/\/youset.ca\/en\/wp-json\/wp\/v2\/posts\/5310","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/youset.ca\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/youset.ca\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/youset.ca\/en\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/youset.ca\/en\/wp-json\/wp\/v2\/comments?post=5310"}],"version-history":[{"count":0,"href":"https:\/\/youset.ca\/en\/wp-json\/wp\/v2\/posts\/5310\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/youset.ca\/en\/wp-json\/wp\/v2\/media\/5345"}],"wp:attachment":[{"href":"https:\/\/youset.ca\/en\/wp-json\/wp\/v2\/media?parent=5310"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/youset.ca\/en\/wp-json\/wp\/v2\/categories?post=5310"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/youset.ca\/en\/wp-json\/wp\/v2\/tags?post=5310"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}