{"id":17455,"date":"2026-09-16T05:01:27","date_gmt":"2026-09-16T05:01:27","guid":{"rendered":"https:\/\/youset.ca\/?p=17455"},"modified":"2026-09-04T13:48:48","modified_gmt":"2026-09-04T13:48:48","slug":"buying-a-motorcycle-for-the-first-time-dos-and-donts","status":"publish","type":"post","link":"https:\/\/youset.ca\/en\/blog\/buying-a-motorcycle-for-the-first-time-dos-and-donts\/","title":{"rendered":"Buying a Motorcycle For the First Time: Do&#8217;s and Don&#8217;ts"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Buying your first motorcycle is exciting, but it also comes with many important decisions beyond just choosing a bike. There\u2019s a lot to consider, from <a href=\"https:\/\/youset.ca\/en\/motorcycle-insurance\/\">motorcycle insurance<\/a> and licensing to protective gear and maintenance costs.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Purchasing a motorcycle is a much more personal riding experience than buying a car. You\u2019ll need to think about the type of riding you plan to do, how comfortable the bike feels, and whether it works for your experience level. On top of that, getting the right insurance coverage and investing in quality gear is just as important as choosing the right motorcycle.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">From setting a budget and getting insurance quotes before you buy to investing in quality gear, here are the do\u2019s and don\u2019ts of buying a motorcycle for the first time.<\/p>\n\n\n\n\t<section id=\"post-callout-block_eb0e461003d6ca8ad618297964b32058\" class=\"post-block py-8\">\n\t\t\t\t<div class=\"px-6 py-8 border-l-8 border-indigo-500 rounded-l-lg md:py-11 md:px-12 bg-grayBluish-50\">\n\t\t\t\t\t\t\t<p class=\"mb-6 text-grayBluish-900 h3\">Key takeaways<\/p>\n\t\t\t\t\t\t\t\t\t\t<div class=\"prose body-2 text-grayBluish-900\"><p><span style=\"font-weight: 400\">When buying a motorcycle for the first time, you\u2019ll need to think about things like insurance, maintenance costs, your riding style, and more. Some important considerations to keep in mind include:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Budgeting beyond the bike itself\u00a0<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Getting a quote for motorcycle insurance before buying<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Checking a used bike\u2019s history\u00a0<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Investing in quality gear and not forgoing any just to save money\u00a0<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Take a look at online forums for advice\u00a0<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Don\u2019t buy a bike just because it looks cool\u00a0<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Don\u2019t skip collision and comprehensive coverage <\/span><\/li>\n<\/ul>\n<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t<\/section>\n\n\n\n\n\n\n<!--more-->\n\n\n\n<h2 id=\"h-do-budget-beyond-the-bike-itself\" class=\"wp-block-heading\">Do budget beyond the bike itself<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">It\u2019s important to budget for more than just the bike itself. You\u2019ll need to think about the following additional costs:&nbsp;<\/p>\n\n\n\n<h3 id=\"h-insurance\" class=\"wp-block-heading\">Insurance<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Motorcycle insurance can be expensive for beginners, with costs depending on factors such as your province, driving history, age, and the make and model of your bike.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In Ontario, riders pay an average of about $2,500 per year on motorcycle insurance, with high-performance bikes costing more. In Quebec, costs are generally lower because of the <a href=\"https:\/\/youset.ca\/en\/blog\/this-is-how-car-insurance-works-in-quebec\/\">SAAQ\u2019s public insurance plan<\/a>. As a beginner rider, you\u2019ll pay about $1,150 per year through the <a href=\"https:\/\/saaq.gouv.qc.ca\/en\/saaq\/rates-fines\/vehicle-registration\/comparative-tables\/motorcycles-401cc-and-over\">SAAQ<\/a>, plus about $270 of private insurance annually.&nbsp;<\/p>\n\n\n\n<h3 id=\"h-gear\" class=\"wp-block-heading\">Gear<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Protective gear is another expense that you might underestimate as a first-time rider. Expect to pay anywhere from $500 to $1,500+ on a quality helmet, gloves, boots, pants, and jacket. Used gear can be cheaper, but buying new is generally recommended for safety.&nbsp;<\/p>\n\n\n\n<h3 id=\"h-maintenance\" class=\"wp-block-heading\">Maintenance<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Depending on your bike, riding habits, and whether you do repairs yourself or go to a shop, maintenance usually costs between $500 and $2,500 per year for the average rider.&nbsp;<\/p>\n\n\n\n<h3 id=\"h-registration-licensing\" class=\"wp-block-heading\">Registration\/licensing<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Again, registration and motorcycle licensing vary by province. In Ontario, for example, you can expect to pay $500+ for tests, licenses, and courses. Costs are higher in Quebec due to mandatory training courses, often exceeding $1,200.&nbsp;<\/p>\n\n\n\n<h2 id=\"h-don-t-buy-a-bike-just-because-it-looks-cool\" class=\"wp-block-heading\">Don\u2019t buy a bike just because it looks cool<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">It can be tempting to buy a motorcycle based on appearance alone, but the \u201ccoolest\u201d bike isn\u2019t always the most practical as a first-time rider. Some motorcycles may look exciting, but they can be heavier, faster, and even harder to handle than what you\u2019re comfortable with, which can make learning more difficult and increase the chance of accidents.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">When buying your first motorcycle, consider factors like comfort, reliability, fuel efficiency, maintenance costs, and how you\u2019ll use the bike day to day. Keep in mind that insurance costs can also vary depending on the type of bike you have. Oftentimes, more high-performance or sports bikes come with higher insurance premiums.&nbsp;<\/p>\n\n\n\n<h2 id=\"h-do-get-a-quote-for-motorcycle-insurance-before-buying\" class=\"wp-block-heading\">Do get a quote for motorcycle insurance before buying<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Some bikes are more expensive to insure than others, and as a new rider, you\u2019ll often pay a higher premium. It\u2019s essential to <a href=\"https:\/\/www.app.youset.ca\/start?\">get a quote for motorcycle insurance<\/a> before buying, so you\u2019ll know the upfront costs and how much it can change based on the type of bike, age, and province you live in.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For example, a sports bike can cost far more to insure than a cruiser, which can amount to thousands of dollars difference over the lifespan of the bike. Ultimately, getting a quote before you buy ensures you aren\u2019t stuck with an expensive bike you can\u2019t afford to insure.&nbsp;<\/p>\n\n\n\n\t<section id=\"post-cta-block_dd240b44b4a8e87b5ebdd61767ac1e79\" class=\"post-block pt-8 pb-8 lg:pb-20\">\n\t\t\t\t<div class=\"lg:flex justify-between items-center gap-x-6 rounded-lg bg-indigo-600 px-8 py-7 shadow-[0_2px_10px_0_theme(colors.surface.background.disabled)]\">\n\t\t\t\t\t\t\t<h3 class=\"text-white lg:mb-0\">Get the best price on insurance year-after-year<\/h3>\n\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.app.youset.ca\/start?lng=en&#038;externalId=blog\" class=\"the-button the-button--white !text-text-primary\">Get a quote<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/section>\n\n\n\n\n\n\n<h2 id=\"h-don-t-skip-comprehensive-and-collision-coverage\" class=\"wp-block-heading\">Don\u2019t skip comprehensive and collision coverage<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Although comprehensive and <a href=\"https:\/\/youset.ca\/en\/blog\/what-is-collision-coverage\/\">collision coverage<\/a> aren\u2019t legally mandatory in Canada, they\u2019re seriously worth considering, especially if you\u2019re buying a brand-new, expensive, or financed motorcycle. In many cases, lenders will require both coverages if you\u2019re financing your bike.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/youset.ca\/en\/blog\/comprehensive-car-insurance-in-canada\/\">Comprehensive coverage<\/a> protects your motorcycle from non-collision risks like fire, theft, vandalism, severe weather, or <a href=\"https:\/\/youset.ca\/en\/blog\/what-to-do-if-you-hit-a-deer\/\">hitting an animal<\/a>, and collision coverage pays to repair or replace your motorcycle if it\u2019s damaged in a collision with another vehicle, a tree, guardrail, fence, or another object, regardless if you\u2019re at fault.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cReplacing or repairing a motorcycle after an accident or theft can be very expensive, which is why many riders choose to add comprehensive and collision coverage for extra peace of mind,\u201d says Channelle Cote, AMF- and RIBO- licensed broker at YouSet.&nbsp;<\/p>\n\n\n\n<h2 id=\"h-do-check-a-used-bike-s-history\" class=\"wp-block-heading\">Do check a used bike\u2019s history<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Buying a used bike can be a great way to save money, but it\u2019s important to know what you\u2019re buying before making a decision. They can come with imperfections, hidden damage, or maintenance issues from the previous owner. Thus, be prepared for possible repairs and ongoing maintenance costs.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Before buying, get a <a href=\"https:\/\/www.carfax.ca\/tools\/vin-decode\">VIN check<\/a> to review the motorcycle\u2019s history. If you\u2019re buying from a dealership, ask them to do an inspection and engine check as well. Looking into the bike\u2019s history can reveal past accidents, salvage or rebuilt titles, inaccurate mileage, or signs that the bike wasn\u2019t properly cared for, helping ensure it\u2019s safe and worth the price.<\/p>\n\n\n\n<h2 id=\"h-don-t-overlook-online-forums-for-advice\" class=\"wp-block-heading\">Don\u2019t overlook online forums for advice<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Online communities and forums like <a href=\"https:\/\/www.reddit.com\/r\/motorcycles\/comments\/8dgjpx\/everything_you_need_to_know_about_your_first_bike\/\">Reddit<\/a>, <a href=\"https:\/\/www.quora.com\/What-should-you-know-before-you-buy-a-motorcycle\">Quora<\/a>, and motorcycle-specific groups can be incredibly helpful when buying your first bike. On these forums, real people share their first-hand experiences with different motorcycles, including their reliability, comfort, maintenance, costs, and how beginner-friendly a bike actually is.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You can participate in the discussions yourself, ask questions, and compare different models, helping you make a more informed decision before buying.&nbsp;<\/p>\n\n\n\n<h2 id=\"h-do-invest-in-quality-gear-right-away\" class=\"wp-block-heading\">Do invest in quality gear right away<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Investing in quality gear from the beginning can improve both your safety and comfort while saving you money in the long run. Cheap gear may wear out quickly and offer less protection, while higher-quality gear is designed with more durable, impact-resistant materials that help reduce the risk of severe injuries and accidents. Many modern motorcycle gear brands also offer stylish options, so you don\u2019t have to sacrifice fashion for protection.&nbsp;<\/p>\n\n\n\n<h2 id=\"h-don-t-forgo-gear-just-to-save-money\" class=\"wp-block-heading\">Don\u2019t forgo gear just to save money<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Protective gear is one of the most important investments you can make as a new rider. It might be tempting to save money by skipping certain gear, but riding without protection can lead to much more serious and costly consequences if you get into an accident.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you buy cheap or poorly fitting gear just to save money, you likely won\u2019t have the same level of protection and comfort. Investing in durable, well-fitting gear from reputable brands can improve your safety, comfort, and confidence every time you ride.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Buying your first motorcycle is exciting, but it also comes with many important decisions beyond just choosing a bike. There\u2019s a lot to consider, from motorcycle insurance and licensing to protective gear and maintenance costs.&nbsp; Purchasing a motorcycle is a much more personal riding experience than buying a car. You\u2019ll&#8230;<\/p>\n","protected":false},"author":20,"featured_media":17459,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[459,451],"tags":[],"class_list":["post-17455","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-car-insurance","category-insurance-tips"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.4 (Yoast SEO v28.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Buying a Motorcycle For the First Time: Do&#039;s and Don&#039;ts - YouSet<\/title>\n<meta name=\"description\" content=\"Follow these do\u2019s and don\u2019ts when buying a motorcycle for the first time, including getting the right insurance, setting a budget, and investing in quality gear.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/youset.ca\/en\/blog\/buying-a-motorcycle-for-the-first-time-dos-and-donts\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Buying a Motorcycle For the First Time: Do&#039;s and Don&#039;ts\" \/>\n<meta property=\"og:description\" content=\"%\" \/>\n<meta property=\"og:url\" content=\"https:\/\/youset.ca\/en\/blog\/buying-a-motorcycle-for-the-first-time-dos-and-donts\/\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/yousetinsurance\/\" \/>\n<meta property=\"article:published_time\" content=\"2026-09-16T05:01:27+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/youset.ca\/wp-content\/uploads\/2026\/09\/Buying-a-Motorcycle-For-the-First-Time-Dos-and-Donts.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Brianna Harrison\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Brianna Harrison\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/youset.ca\\\/en\\\/blog\\\/buying-a-motorcycle-for-the-first-time-dos-and-donts\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/youset.ca\\\/en\\\/blog\\\/buying-a-motorcycle-for-the-first-time-dos-and-donts\\\/\"},\"author\":{\"name\":\"Brianna Harrison\",\"@id\":\"https:\\\/\\\/youset.ca\\\/en\\\/#\\\/schema\\\/person\\\/3503bb385953c57101889154e406f61c\"},\"headline\":\"Buying a Motorcycle For the First Time: Do&#8217;s and Don&#8217;ts\",\"datePublished\":\"2026-09-16T05:01:27+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/youset.ca\\\/en\\\/blog\\\/buying-a-motorcycle-for-the-first-time-dos-and-donts\\\/\"},\"wordCount\":1125,\"publisher\":{\"@id\":\"https:\\\/\\\/youset.ca\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/youset.ca\\\/en\\\/blog\\\/buying-a-motorcycle-for-the-first-time-dos-and-donts\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/youset.ca\\\/wp-content\\\/uploads\\\/2026\\\/09\\\/Buying-a-Motorcycle-For-the-First-Time-Dos-and-Donts.webp\",\"articleSection\":[\"Car insurance\",\"Insurance tips\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/youset.ca\\\/en\\\/blog\\\/buying-a-motorcycle-for-the-first-time-dos-and-donts\\\/\",\"url\":\"https:\\\/\\\/youset.ca\\\/en\\\/blog\\\/buying-a-motorcycle-for-the-first-time-dos-and-donts\\\/\",\"name\":\"Buying a Motorcycle For the First Time: Do's and Don'ts - 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