{"id":13135,"date":"2026-01-15T05:01:04","date_gmt":"2026-01-15T05:01:04","guid":{"rendered":"https:\/\/youset.ca\/?p=13135"},"modified":"2026-05-08T15:00:37","modified_gmt":"2026-05-08T15:00:37","slug":"how-to-insure-a-condo-before-closing","status":"publish","type":"post","link":"https:\/\/youset.ca\/en\/blog\/how-to-insure-a-condo-before-closing\/","title":{"rendered":"How To Insure a Condo You Just Purchased Before Closing"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Buying a condo is a huge milestone &#8211; congratulations! You\u2019ve found your space, your offer has been accepted, and closing day is just around the corner. But before you get the keys, there\u2019s one important thing to remember: <\/span><a href=\"https:\/\/youset.ca\/en\/condo-insurance\/\"><span style=\"font-weight: 400;\">condo insurance<\/span><\/a><span style=\"font-weight: 400;\">.&nbsp;<\/span> <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">\u201cMany condo buyers assume their building\u2019s master policy covers everything, but that\u2019s rarely the case. Your lender will still need proof of your own condo insurance before closing,\u201d says Channelle Cote, an AMF and RIBO licensed broker at YouSet.<\/span> <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Thankfully, <\/span><a href=\"https:\/\/www.app.youset.ca\/start?lng=en&amp;externalId=blog\"><span style=\"font-weight: 400;\">buying condo insurance<\/span><\/a> <span style=\"font-weight: 400;\"> for your newly purchased unit is easy and can be done entirely online. Here\u2019s everything you need to know about insuring your new condo before closing, plus how to get instant proof of coverage.&nbsp;<\/span><\/p>\n\n\n\n\t<section id=\"post-callout-block_ec0bc168cb07588d2a98775e875108a6\" class=\"post-block py-8\">\n\t\t\t\t<div class=\"px-6 py-8 border-l-8 border-indigo-500 rounded-l-lg md:py-11 md:px-12 bg-grayBluish-50\">\n\t\t\t\t\t\t\t<p class=\"mb-6 text-grayBluish-900 h3\">Key takeaways<\/p>\n\t\t\t\t\t\t\t\t\t\t<div class=\"prose body-2 text-grayBluish-900\"><p><span style=\"font-weight: 400\">Follow these 5 steps to insure a condo you just purchased:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Review the master policy<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Gather your details<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Compare quotes<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Purchase your policy<\/span><\/li>\n<li style=\"font-weight: 400\">Confirm before closing<\/li>\n<\/ul>\n<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t<\/section>\n\n\n\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-1-understand-what-s-covered-and-what-s-not\">1. Understand what\u2019s covered (and what\u2019s not)<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Before buying condo insurance for your unit, you should know where the building\u2019s coverage ends and where yours begins.&nbsp;<\/span>\n\n<span style=\"font-weight: 400;\">Your <\/span><a href=\"https:\/\/youset.ca\/en\/blog\/condo-owner-vs-condo-corporation-insurance\/\"><span style=\"font-weight: 400;\">condo corporation\u2019s master insurance policy<\/span><\/a> <span style=\"font-weight: 400;\"> usually covers:<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Damage to the building (including structural components, original elements of each unit, common elements of the building, and property and furnishings owned by the corporation)<\/li>\n\n\n\n<li>Liability for injuries or damages that happen in common areas<\/li>\n\n\n\n<li>Liability protection for the official members of the condo\u2019s governing body<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">However, the master policy does <\/span><i><span style=\"font-weight: 400;\">not <\/span><\/i> <span style=\"font-weight: 400;\">generally cover:<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Your <a href=\"https:\/\/youset.ca\/en\/blog\/what-is-contents-insurance-in-canada\/\">personal belongings<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/youset.ca\/en\/blog\/condo-unit-betterments-and-improvements-coverage\/\">Any upgrades or renovations<\/a> you make&nbsp;<\/li>\n\n\n\n<li><a href=\"https:\/\/youset.ca\/en\/blog\/what-is-personal-liability-insurance\/\">Personal liability<\/a>&nbsp;<\/li>\n\n\n\n<li><a href=\"https:\/\/youset.ca\/en\/blog\/what-is-additional-living-expenses-coverage\/\">Additional living expenses<\/a> (if your unit becomes uninhabitable due to a covered event)<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">That\u2019s where <\/span><a href=\"https:\/\/youset.ca\/en\/blog\/what-is-condo-insurance\/\"><span style=\"font-weight: 400;\">personal condo insurance<\/span><\/a> <span style=\"font-weight: 400;\"> comes in. It fills in those gaps, protects what\u2019s inside your unit, and ensures you meet your lender&#8217;s requirements before closing.&nbsp;<\/span>\n\n<span style=\"font-weight: 400;\">To ensure you know exactly what your condo\u2019s master policy covers, ask the board or property manager for a copy of the building\u2019s insurance certificate.&nbsp;<\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-2-gather-all-necessary-details\">2. Gather all necessary details<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">When you\u2019re ready to start shopping around for condo insurance, having a few key details on hand will make the process smoother. Here\u2019s what you\u2019ll need:<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Your personal information (name, condo address, insurance history, age, occupation, full contact information, etc.)<\/li>\n\n\n\n<li>Your condo information (closing date, any renovations made, the year of construction, name and contact info for your mortgage company, etc.)&nbsp;<\/li>\n\n\n\n<li>Inventory of your personal property (an estimate of your belongings\u2019 value)<\/li>\n\n\n\n<li>Information about the intended usage of your condo (e.g., if it will be your main dwelling or rental property)<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">These details will help your insurer provide the right coverage for your unit and ensure that proof of insurance meets the lender&#8217;s expectations.&nbsp;<\/span>\n\n&nbsp;<\/p>\n\n\n\n\t<section id=\"post-cta-block_b5ac9ba0647a9e1c6bc793ce96d0c369\" class=\"post-block pt-8 pb-8 lg:pb-20\">\n\t\t\t\t<div class=\"lg:flex justify-between gap-x-6 rounded-lg bg-indigo-600 px-8 py-7 shadow-[0_2px_10px_0_theme(colors.surface.background.disabled)]\">\n\t\t\t\t\t\t\t<h3 class=\"text-white lg:mb-0\">Get the best price on condo insurance year-after-year<\/h3>\n\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.app.youset.ca\/start?lng=en&#038;externalId=blog\" class=\"the-button the-button--white !text-text-primary\">Get a quote<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/section>\n\n\n\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-3-compare-quotes-online\">3. Compare quotes online<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Once you know what coverage you need, it\u2019s time to start comparing insurance quotes. Instead of calling multiple insurance companies, use an online broker like <\/span><a href=\"https:\/\/youset.ca\/en\/home-insurance\/\"><span style=\"font-weight: 400;\">YouSet<\/span><\/a><span style=\"font-weight: 400;\">. In just a few minutes, you can get an accurate condo insurance quote from top Canadian insurers, like <\/span><a href=\"https:\/\/youset.ca\/en\/intact-insurance\/\"><span style=\"font-weight: 400;\">Intact<\/span><\/a> <span style=\"font-weight: 400;\">and <\/span><a href=\"https:\/\/youset.ca\/en\/wawanesa-insurance\/\"><span style=\"font-weight: 400;\">Wawanesa<\/span><\/a><span style=\"font-weight: 400;\">, to find you the <\/span><a href=\"https:\/\/youset.ca\/en\/blog\/how-much-coverage-for-condo\/\"><span style=\"font-weight: 400;\">best coverage<\/span><\/a> <span style=\"font-weight: 400;\">and price.&nbsp;<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">You\u2019ll get the best quote, along with any exclusive discounts you qualify for. Plus, YouSet\u2019s algorithms ensure your policy meets all lender requirements, so you don\u2019t have to guess. <\/span> &nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-4-buy-your-policy-and-get-instant-proof-of-coverage\">4. Buy your policy and get instant proof of coverage<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Once you\u2019ve found the best price and selected your policy, you can purchase it online without any phone calls or in-person appointments. You\u2019ll then receive your proof of insurance (declarations page) right in your inbox shortly after. This document includes:<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Your full name and address<\/li>\n\n\n\n<li>Coverage start date (it should be before or on the closing date)<\/li>\n\n\n\n<li>Policy number and insurance details&nbsp;<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Forward this document to your mortgage lender or lawyer as soon as you receive it, as your lender won\u2019t release the mortgage funds without proof of an active policy.&nbsp;<\/span>\n\n<span style=\"font-weight: 400;\">Need help understanding your condo insurance policy? Here\u2019s <\/span><a href=\"https:\/\/youset.ca\/en\/blog\/how-to-read-a-home-insurance-policy\/\"><span style=\"font-weight: 400;\">how to read it<\/span><\/a><span style=\"font-weight: 400;\">.<\/span>\n\n&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-5-confirm-your-coverage-for-closing-day\">5. Confirm your coverage for closing day<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Before closing, your lawyer or notary will confirm that your condo insurance is active and correctly dated. That said, it\u2019s a good idea to keep a digital or printed copy of your documents handy on closing day just in case.&nbsp;<\/span>\n\n&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faqs-about-closing-and-condo-insurance\">FAQs about closing and condo insurance<\/h2>\n\n\n\n\t<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"How soon before closing should you get condo insurance?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"You should get condo insurance at least 30 days before closing to give yourself time to shop around and compare different policies and quotes. Most lenders require proof of insurance before closing, and starting the process early helps avoid delays.\u00a0\"}},{\"@type\":\"Question\",\"name\":\"Do you really need condo insurance to close on a condo?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. If you\u2019re financing your condo with a mortgage, your lender will require proof of insurance before releasing the funds.\u00a0\"}},{\"@type\":\"Question\",\"name\":\"How much does condo insurance cost in Canada?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Condo insurance costs an average of $21 per month in Ontario and $20 per month in Quebec, but these costs vary based on factors such as location, building type, and coverage limits.\u00a0\"}},{\"@type\":\"Question\",\"name\":\"What if I\u2019m paying cash and don\u2019t have a lender?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Even if you don\u2019t have a mortgage, getting condo insurance is still a smart idea. It protects your belongings, covers your liability, and can help pay for repairs and additional living costs if anything goes wrong.\u00a0\"}},{\"@type\":\"Question\",\"name\":\"What happens if you don\u2019t have condo insurance on closing day?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"If you don\u2019t have insurance on closing day, you will not be able to complete the purchase, and closing will be delayed or cancelled.\u00a0\"}}]}<\/script>\t<section id=\"post-faq-block_3ee6507321b5ada4056768856943d4ba\" class=\"g-post-faq py-8\">\n\t\t\n\t\t\t<div id=\"faq-collapse\" data-accordion=\"collapse\" class=\"max-w-[792px] mx-auto\">\n\t\t\t\t\n\t\t\t\t\t<div class=\"rounded-[8px] border border-[#E5E5E5] bg-white p-6 md:p-8 mb-6\">\n\t\t\t\t\t\t<div id=\"faq-collapse-heading-0\">\n\t\t\t\t\t\t\t<button type=\"button\" class=\"flex gap-2 items-center !bg-white justify-between w-full !outline-none\" data-accordion-target=\"#faq-collapse-body-0\" aria-expanded=\"false\" aria-controls=\"faq-collapse-body-0\">\n\t\t\t\t\t\t\t\t<div class=\"font-medium text-left body-2 text-text-primary\">How soon before closing should you get condo insurance? <\/div>\n\t\t\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t\t\t<div class=\"relative w-[24px] h-[24px] mt-1 faq-icon\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"absolute h-[3px] left-[3px] right-[3px] top-1\/2 -translate-y-1\/2 bg-black\"><\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"vertical-line absolute w-[3px] top-[3px] bottom-[3px] left-1\/2 -translate-x-1\/2 bg-black\"><\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div id=\"faq-collapse-body-0\" class=\"prose hidden pt-4 max-w-[632px]\" aria-labelledby=\"faq-collapse-heading-0\">\n\t\t\t\t\t\t\t<div class=\"normalise body-3 !text-text-secondary\">\n\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">You should <a href=\"https:\/\/youset.ca\/en\/blog\/how-long-does-it-take-to-get-home-insurance\/\">get condo insurance at least 30 days before closing<\/a> to give yourself time to shop around and compare different policies and quotes. Most lenders require proof of insurance before closing, and starting the process early helps avoid delays.\u00a0<\/span><\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t\t<div class=\"rounded-[8px] border border-[#E5E5E5] bg-white p-6 md:p-8 mb-6\">\n\t\t\t\t\t\t<div id=\"faq-collapse-heading-1\">\n\t\t\t\t\t\t\t<button type=\"button\" class=\"flex gap-2 items-center !bg-white justify-between w-full !outline-none\" data-accordion-target=\"#faq-collapse-body-1\" aria-expanded=\"false\" aria-controls=\"faq-collapse-body-1\">\n\t\t\t\t\t\t\t\t<div class=\"font-medium text-left body-2 text-text-primary\">Do you really need condo insurance to close on a condo? <\/div>\n\t\t\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t\t\t<div class=\"relative w-[24px] h-[24px] mt-1 faq-icon\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"absolute h-[3px] left-[3px] right-[3px] top-1\/2 -translate-y-1\/2 bg-black\"><\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"vertical-line absolute w-[3px] top-[3px] bottom-[3px] left-1\/2 -translate-x-1\/2 bg-black\"><\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div id=\"faq-collapse-body-1\" class=\"prose hidden pt-4 max-w-[632px]\" aria-labelledby=\"faq-collapse-heading-1\">\n\t\t\t\t\t\t\t<div class=\"normalise body-3 !text-text-secondary\">\n\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Yes. If you\u2019re financing your condo with a mortgage, your lender will require proof of insurance before releasing the funds.\u00a0<\/span><\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t\t<div class=\"rounded-[8px] border border-[#E5E5E5] bg-white p-6 md:p-8 mb-6\">\n\t\t\t\t\t\t<div id=\"faq-collapse-heading-2\">\n\t\t\t\t\t\t\t<button type=\"button\" class=\"flex gap-2 items-center !bg-white justify-between w-full !outline-none\" data-accordion-target=\"#faq-collapse-body-2\" aria-expanded=\"false\" aria-controls=\"faq-collapse-body-2\">\n\t\t\t\t\t\t\t\t<div class=\"font-medium text-left body-2 text-text-primary\">How much does condo insurance cost in Canada?<\/div>\n\t\t\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t\t\t<div class=\"relative w-[24px] h-[24px] mt-1 faq-icon\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"absolute h-[3px] left-[3px] right-[3px] top-1\/2 -translate-y-1\/2 bg-black\"><\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"vertical-line absolute w-[3px] top-[3px] bottom-[3px] left-1\/2 -translate-x-1\/2 bg-black\"><\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div id=\"faq-collapse-body-2\" class=\"prose hidden pt-4 max-w-[632px]\" aria-labelledby=\"faq-collapse-heading-2\">\n\t\t\t\t\t\t\t<div class=\"normalise body-3 !text-text-secondary\">\n\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Condo insurance costs an <\/span><a href=\"https:\/\/youset.ca\/en\/condo-insurance\/location\/best-condo-insurance-quotes-ontario\/\"><span style=\"font-weight: 400;\">average of $21 per month in Ontario<\/span><\/a><span style=\"font-weight: 400;\"> and <\/span><a href=\"https:\/\/youset.ca\/en\/condo-insurance\/location\/best-condo-insurance-quotes-quebec\/\"><span style=\"font-weight: 400;\">$20 per month in Quebec<\/span><\/a><span style=\"font-weight: 400;\">, but these costs vary based on factors such as location, building type, and coverage limits.\u00a0<\/span><\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t\t<div class=\"rounded-[8px] border border-[#E5E5E5] bg-white p-6 md:p-8 mb-6\">\n\t\t\t\t\t\t<div id=\"faq-collapse-heading-3\">\n\t\t\t\t\t\t\t<button type=\"button\" class=\"flex gap-2 items-center !bg-white justify-between w-full !outline-none\" data-accordion-target=\"#faq-collapse-body-3\" aria-expanded=\"false\" aria-controls=\"faq-collapse-body-3\">\n\t\t\t\t\t\t\t\t<div class=\"font-medium text-left body-2 text-text-primary\">What if I\u2019m paying cash and don\u2019t have a lender? <\/div>\n\t\t\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t\t\t<div class=\"relative w-[24px] h-[24px] mt-1 faq-icon\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"absolute h-[3px] left-[3px] right-[3px] top-1\/2 -translate-y-1\/2 bg-black\"><\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"vertical-line absolute w-[3px] top-[3px] bottom-[3px] left-1\/2 -translate-x-1\/2 bg-black\"><\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div id=\"faq-collapse-body-3\" class=\"prose hidden pt-4 max-w-[632px]\" aria-labelledby=\"faq-collapse-heading-3\">\n\t\t\t\t\t\t\t<div class=\"normalise body-3 !text-text-secondary\">\n\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Even if you don\u2019t have a mortgage, getting condo insurance is still a smart idea. It protects your belongings, covers your liability, and can help pay for repairs and additional living costs if anything goes wrong.\u00a0<\/span><\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t\t<div class=\"rounded-[8px] border border-[#E5E5E5] bg-white p-6 md:p-8 mb-6\">\n\t\t\t\t\t\t<div id=\"faq-collapse-heading-4\">\n\t\t\t\t\t\t\t<button type=\"button\" class=\"flex gap-2 items-center !bg-white justify-between w-full !outline-none\" data-accordion-target=\"#faq-collapse-body-4\" aria-expanded=\"false\" aria-controls=\"faq-collapse-body-4\">\n\t\t\t\t\t\t\t\t<div class=\"font-medium text-left body-2 text-text-primary\">What happens if you don\u2019t have condo insurance on closing day?<\/div>\n\t\t\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t\t\t<div class=\"relative w-[24px] h-[24px] mt-1 faq-icon\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"absolute h-[3px] left-[3px] right-[3px] top-1\/2 -translate-y-1\/2 bg-black\"><\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"vertical-line absolute w-[3px] top-[3px] bottom-[3px] left-1\/2 -translate-x-1\/2 bg-black\"><\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div id=\"faq-collapse-body-4\" class=\"prose hidden pt-4 max-w-[632px]\" aria-labelledby=\"faq-collapse-heading-4\">\n\t\t\t\t\t\t\t<div class=\"normalise body-3 !text-text-secondary\">\n\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">If you don\u2019t have insurance on closing day, you will not be able to complete the purchase, and closing will be delayed or cancelled.\u00a0<\/span><\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/section>\n\n\n\n","protected":false},"excerpt":{"rendered":"<p>Buying a condo is a huge milestone &#8211; congratulations! You\u2019ve found your space, your offer has been accepted, and closing day is just around the corner. But before you get the keys, there\u2019s one important thing to remember: condo insurance.&nbsp; \u201cMany condo buyers assume their building\u2019s master policy covers everything,&#8230;<\/p>\n","protected":false},"author":20,"featured_media":13137,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":true,"footnotes":""},"categories":[467],"tags":[],"class_list":["post-13135","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-condo-insurance"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.8 (Yoast SEO v28.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>How To Insure a Condo You Just Purchased Before Closing - YouSet<\/title>\n<meta name=\"description\" content=\"Learn how to insure your new condo before closing, including what you need, when to buy your policy, and how to get proof of coverage.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/youset.ca\/en\/blog\/how-to-insure-a-condo-before-closing\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How To Insure a Condo You Just Purchased Before Closing\" \/>\n<meta property=\"og:description\" content=\"%\" \/>\n<meta property=\"og:url\" content=\"https:\/\/youset.ca\/en\/blog\/how-to-insure-a-condo-before-closing\/\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/yousetinsurance\/\" \/>\n<meta property=\"article:published_time\" content=\"2026-01-15T05:01:04+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-08T15:00:37+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/youset.ca\/wp-content\/uploads\/2026\/01\/How-To-Insure-a-Condo-You-Just-Purchased-Before-Closing-YouSet.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Brianna Harrison\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Brianna Harrison\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/youset.ca\\\/en\\\/blog\\\/how-to-insure-a-condo-before-closing\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/youset.ca\\\/en\\\/blog\\\/how-to-insure-a-condo-before-closing\\\/\"},\"author\":{\"name\":\"Brianna Harrison\",\"@id\":\"https:\\\/\\\/youset.ca\\\/en\\\/#\\\/schema\\\/person\\\/3503bb385953c57101889154e406f61c\"},\"headline\":\"How To Insure a Condo You Just Purchased Before Closing\",\"datePublished\":\"2026-01-15T05:01:04+00:00\",\"dateModified\":\"2026-05-08T15:00:37+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/youset.ca\\\/en\\\/blog\\\/how-to-insure-a-condo-before-closing\\\/\"},\"wordCount\":702,\"publisher\":{\"@id\":\"https:\\\/\\\/youset.ca\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/youset.ca\\\/en\\\/blog\\\/how-to-insure-a-condo-before-closing\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/youset.ca\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/How-To-Insure-a-Condo-You-Just-Purchased-Before-Closing-YouSet.webp\",\"articleSection\":[\"Condo insurance\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/youset.ca\\\/en\\\/blog\\\/how-to-insure-a-condo-before-closing\\\/\",\"url\":\"https:\\\/\\\/youset.ca\\\/en\\\/blog\\\/how-to-insure-a-condo-before-closing\\\/\",\"name\":\"How To Insure a Condo You Just Purchased Before Closing - 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