{"id":11906,"date":"2025-11-20T05:01:20","date_gmt":"2025-11-20T05:01:20","guid":{"rendered":"https:\/\/youset.ca\/?p=11906"},"modified":"2026-03-16T12:14:53","modified_gmt":"2026-03-16T12:14:53","slug":"what-to-do-if-your-car-was-vandalized","status":"publish","type":"post","link":"https:\/\/youset.ca\/en\/blog\/what-to-do-if-your-car-was-vandalized\/","title":{"rendered":"My Car Was Vandalized: What to Do Next and Who to Call"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">It can be frustrating, confusing, and even a little scary if you discover your car was vandalized. Whether it\u2019s a smashed window, a key scratch, or a slashed tire, you\u2019ll need to stay calm and take the right steps. Acting quickly helps protect you, makes the <a href=\"https:\/\/youset.ca\/en\/blog\/car-insurance-claims-dos-and-donts\/\">insurance claims process<\/a> easier, and ensures you have the proper documentation.\u00a0<\/span><\/p>\n\n\n\n\t<section id=\"post-callout-block_d81ed00f5f2a4b56840566c2e406ee9f\" class=\"post-block py-8\">\n\t\t\t\t<div class=\"px-6 py-8 border-l-8 border-indigo-500 rounded-l-lg md:py-11 md:px-12 bg-grayBluish-50\">\n\t\t\t\t\t\t\t<p class=\"mb-6 text-grayBluish-900 h3\">Key takeaways<\/p>\n\t\t\t\t\t\t\t\t\t\t<div class=\"prose body-2 text-grayBluish-900\"><p><span style=\"font-weight: 400\">If your car has been vandalized, here\u2019s what to do:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Inspect your vehicle to understand the extent of the damage<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Document everything with photos<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Report the incident to the police<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Confirm you have comprehensive coverage<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Notify your insurance company<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Determine whether filing a claim makes sense financially<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Pay your deductible if you move forward with a claim<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Schedule the necessary repairs<\/span><\/li>\n<\/ul>\n<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t<\/section>\n\n\n\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-assess-the-damage\">Assess the damage<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Before you do anything else, take a look at your car to understand the extent of the damage. Your goal is to gauge whether it\u2019s mostly cosmetic damage or if it could affect your car\u2019s drivability or safety.&nbsp;<\/span>\n\n<span style=\"font-weight: 400;\">Check for:&nbsp;<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Paint and bodywork:<\/strong> <span style=\"font-weight: 400;\"> Look for key scratches, dents, or graffiti<\/span><\/li>\n\n\n\n<li><strong>Windows and mirrors:<\/strong> <span style=\"font-weight: 400;\"> See if any glass has been smashed, cracked, or chipped&nbsp;<\/span><\/li>\n\n\n\n<li><strong>Tires and wheels:<\/strong> <span style=\"font-weight: 400;\"> Check for slashes, flat tires, or anything that could make it difficult to drive<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\"><strong>Lights:<\/strong> <\/span><span style=\"font-weight: 400;\">See if your headlights, taillights, and signal lights are intact<\/span><\/li>\n\n\n\n<li><strong>Theft:<\/strong> <span style=\"font-weight: 400;\"> If your windows are broken, check to see if <\/span><a href=\"https:\/\/youset.ca\/en\/blog\/car-theft-prevention-checklist\/\"><span style=\"font-weight: 400;\">anything has been stolen<\/span><\/a> <span style=\"font-weight: 400;\"> or tampered with<\/span><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Don\u2019t touch, move, or clean anything yet. Leaving things as-is for now gives you stronger evidence for the police report and your insurance claim.&nbsp;<\/span>\n\n&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-take-photos-of-the-damage\">Take photos of the damage<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">The next step is to gather proof. Take photos of the damage, including wide shots of the entire car and surroundings. For example, take pictures of broken glass on the ground or spray paint on nearby walls to help show the whole picture. Make sure to include timestamps.&nbsp;<\/span>\n\n&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-call-your-local-police-s-non-emergency-line\">Call your local police\u2019s non-emergency line<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Avoid calling 911 unless you feel unsafe or if the vandal is nearby. Call the non-emergency police line, as it\u2019s meant for incidents like vandalism. Depending on the incident, they may send an officer to you, walk you through filing a report over the phone, or direct you to an online reporting tool.\u00a0<\/span> <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">If you plan to file an insurance claim, you\u2019ll likely need a police report. Be sure to ask for a copy of the report, or at the very least, write down the report number.\u00a0<\/span> \u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-check-if-you-have-comprehensive-coverage\">Check if you have comprehensive coverage<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/youset.ca\/en\/car-insurance\/\"><span style=\"font-weight: 400;\">Car insurance<\/span><\/a> <span style=\"font-weight: 400;\"> can cover vandalism, but only if you have <\/span><a href=\"https:\/\/youset.ca\/en\/blog\/comprehensive-car-insurance-in-canada\/\"><span style=\"font-weight: 400;\">comprehensive coverage<\/span><\/a><span style=\"font-weight: 400;\">. Unfortunately, you can\u2019t add this coverage retroactively \u2013 it must have been in place before the vandalism occurred. So if it turns out that you don\u2019t have coverage, be prepared to pay for repairs out of your own pocket.&nbsp;<\/span>\n\n<span style=\"font-weight: 400;\">Here\u2019s a rough idea of how much car repairs for vandalism can cost:&nbsp;<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Minor scratches (DIY kits): <\/strong> <span style=\"font-weight: 400;\">$50 &#8211; $150&nbsp;<\/span><\/li>\n\n\n\n<li><strong>Professional detailing (scratch repair):<\/strong> <span style=\"font-weight: 400;\"> $250 &#8211; $700, depending on the severity&nbsp;<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\"><strong>Paint touch-ups:<\/strong> $50 &#8211; $150<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\"><strong>Professional paint job:<\/strong> $300 &#8211; $1,500<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\"><strong>Buffing and polishing:<\/strong> $100 &#8211; $200&nbsp;<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\"><strong>Panel replacement:<\/strong> $500 &#8211; $3,000<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\"><strong>Minor window chip repair:<\/strong> $60 &#8211; $100<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\"><strong>Full window replacement:<\/strong> $200 &#8211; $1,000<\/span><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-contact-your-insurance-provider\">Contact your insurance provider<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Once you\u2019ve filed a police report, your next call should be to your insurance provider. Even if you\u2019re undecided about <\/span><span style=\"font-weight: 400;\">filing a claim<\/span><span style=\"font-weight: 400;\">, it\u2019s a good idea to let them know what happened. They can confirm whether your policy covers vandalism, walk you through the claims process, and tell you exactly what documentation you\u2019ll need if you decide to move forward.&nbsp;<\/span>\n\n&nbsp;<\/p>\n\n\n\n\t<section id=\"post-cta-block_be34de6466758d6baef8b85d6922a48d\" class=\"post-block pt-8 pb-8 lg:pb-20\">\n\t\t\t\t<div class=\"lg:flex justify-between items-center gap-x-6 rounded-lg bg-indigo-600 px-8 py-7 shadow-[0_2px_10px_0_theme(colors.surface.background.disabled)]\">\n\t\t\t\t\t\t\t<h3 class=\"text-white lg:mb-0\">Get the best price on car insurance year-after-year<\/h3>\n\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.app.youset.ca\/start?lng=en&#038;externalId=blog\" class=\"the-button the-button--white !text-text-primary\">Get a quote<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/section>\n\n\n\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-decide-whether-to-file-a-claim\">Decide whether to file a claim<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">It\u2019s worth weighing the cost of repairs against your <\/span><a href=\"https:\/\/youset.ca\/en\/blog\/high-or-low-insurance-deductible\/\"><span style=\"font-weight: 400;\">deductible<\/span><\/a><span style=\"font-weight: 400;\">. If the repairs will cost less than (or close to) your deductible, it likely doesn\u2019t make sense to file a claim. But if the damage is more significant, you may decide that filing a claim is worthwhile.\u00a0<\/span> <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">For example, let\u2019s say one of your tires was slashed, and it\u2019s going to cost $250 to replace. Your deductible is $500, so it wouldn\u2019t make sense to file a claim because you\u2019d be paying out of pocket anyway. Now, let\u2019s say all four of your tires were slashed and the total cost is $1,000. In this case, filing a claim could make sense because the repair cost is much higher than your deductible.<\/span> \u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-pay-your-deductible\">Pay your deductible<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">If you decide to file a claim, you\u2019ll need to pay your deductible before your insurer covers the rest of the repair costs (up to the limit of your policy). For comprehensive claims like vandalism, deductibles usually fall between $500 and $1,000.&nbsp;<\/span>\n\n<span style=\"font-weight: 400;\">Keep in mind that if the repair costs are lower than your deductible, you\u2019ll need to cover the full amount yourself.&nbsp;<\/span>\n\n&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-arrange-repairs\">Arrange repairs<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Once your claim is approved, it\u2019s time to get your car fixed. Your insurer may refer you to a preferred repair shop within their network, or let you choose your own. If you go with your own shop, make sure to keep detailed documentation and receipts for all work done, as your insurance provider will need them to reimburse you.&nbsp;<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>It can be frustrating, confusing, and even a little scary if you discover your car was vandalized. Whether it\u2019s a smashed window, a key scratch, or a slashed tire, you\u2019ll need to stay calm and take the right steps. Acting quickly helps protect you, makes the insurance claims process easier,&#8230;<\/p>\n","protected":false},"author":20,"featured_media":11907,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[459],"tags":[],"class_list":["post-11906","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-car-insurance"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.4 (Yoast SEO v28.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>My Car Was Vandalized: What to Do Next and Who to Call - YouSet<\/title>\n<meta name=\"description\" content=\"Learn what to do if your car was vandalized, including how to assess the damage, check your coverage, and file an insurance claim.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/youset.ca\/en\/blog\/what-to-do-if-your-car-was-vandalized\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"My Car Was Vandalized: What to Do Next and Who to Call\" \/>\n<meta property=\"og:description\" content=\"%\" \/>\n<meta property=\"og:url\" content=\"https:\/\/youset.ca\/en\/blog\/what-to-do-if-your-car-was-vandalized\/\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/yousetinsurance\/\" \/>\n<meta property=\"article:published_time\" content=\"2025-11-20T05:01:20+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-16T12:14:53+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/youset.ca\/wp-content\/uploads\/2025\/11\/What-to-Do-and-Who-to-Call-If-Your-Car-Was-Vandalized-YouSet.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Brianna Harrison\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Brianna Harrison\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/youset.ca\\\/en\\\/blog\\\/what-to-do-if-your-car-was-vandalized\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/youset.ca\\\/en\\\/blog\\\/what-to-do-if-your-car-was-vandalized\\\/\"},\"author\":{\"name\":\"Brianna Harrison\",\"@id\":\"https:\\\/\\\/youset.ca\\\/en\\\/#\\\/schema\\\/person\\\/3503bb385953c57101889154e406f61c\"},\"headline\":\"My Car Was Vandalized: What to Do Next and Who to Call\",\"datePublished\":\"2025-11-20T05:01:20+00:00\",\"dateModified\":\"2026-03-16T12:14:53+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/youset.ca\\\/en\\\/blog\\\/what-to-do-if-your-car-was-vandalized\\\/\"},\"wordCount\":813,\"publisher\":{\"@id\":\"https:\\\/\\\/youset.ca\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/youset.ca\\\/en\\\/blog\\\/what-to-do-if-your-car-was-vandalized\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/youset.ca\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/What-to-Do-and-Who-to-Call-If-Your-Car-Was-Vandalized-YouSet.webp\",\"articleSection\":[\"Car insurance\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/youset.ca\\\/en\\\/blog\\\/what-to-do-if-your-car-was-vandalized\\\/\",\"url\":\"https:\\\/\\\/youset.ca\\\/en\\\/blog\\\/what-to-do-if-your-car-was-vandalized\\\/\",\"name\":\"My Car Was Vandalized: What to Do Next and Who to Call - 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